Cassa di Risparmio di Cesena

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Cassa di Risparmio di Cesena
  • CRC
  • Carisp Cesena
  • CR Cesena
Formerly called
Unibanca (from 1999 to 2010)
subsidiary (legally as società per Azioni)
ISIN IT0000470911
Industry Financial services
Founded
  • 22 December 1841 (1841-12-22) in Cesena
  • 1991 (Foundation and S.p.A. split)
Headquarters Cesena, Italy
Area served
Emilia-Romagna, Veneto, Marche, Tuscany and Umbria region
Key people
  • Carmine Lamanda (Chairman)
  • Bruno Bossina (GM and Director)
Services Retail banking
Increase (€0065 million) (2016)
Total assets Decrease €3.749 billion (2016)
Total equity Increase0322 million (2016)
Owners
  • FITD voluntary scheme (95.30%)
  • CR Cesena Foundation (2.28%)
  • CRBM Lugo Foundation (0.55%)
  • BMCR Faenza Foundation (0.31%)
  • others (1.56%)
Parent FITD voluntary scheme
Divisions Banca di Romagna
Capital ratio Increase 10.04% (Group CET1, Dec.2016)
Website carispcesena.it
Footnotes / references
in consolidated financial statement[1]

Cassa di Risparmio di Cesena S.p.A. also known as Carisp Cesena in short, is an Italian saving bank based in Cesena, in the province of Forlì-Cesena, Emilia-Romagna region.

The bank had branches mostly in Emilia-Romagna region (87%; Forlì-Cesena province: 39, Ravenna 35, Rimini 10, Bologna 10, Modena 3, Ferrara 3, Reggio Emilia 2) However it also had 5 branches in Marche (2 in Ancona, 3 in Pesaro-Urbino), Umbria (province of Perugia 3), Tuscany (Arezzo province 3) and Veneto (Padova 2, Rovigo 1).[2]

History[edit]

Cassa di Risparmio di Cesena was found in 1841 in Cesena, the Papal States by 105 private citizens, two year after fellow saving bank in Forlì who found by a decree of Pope Gregory XVI.

In 1991, due to Italian banking reform, the organization was split into Fondazione Cassa di Risparmio di Cesena, as the owner of the bank and a philanthropic organization, and Cassa di Risparmio di Cesena S.p.A., a Società per azioni which operates as a bank (P.IVA 02155830405).[3] On 1 January 1999, the owner of Carisp Cesena and Banca di Romagna, forming a new holding company Unibanca for the two banks, the new banking group cover the whole Emilia-Romagna region.[4] Unibanca, actually was the renaming of [old] Cassa di Risparmio di Cesena S.p.A., with a new subsidiary of the same name (Cassa di Risparmio di Cesena S.p.A.) was also incorporated (P.IVA 02626170407) on 5 August 1998.

On 4 October 2010 Carisp Cesena was absorbed by the holding company Unibanca, with Unibanca revered to use the old name "Cassa di Risparmio di Cesena S.p.A.". In 2013, Banca di Romagna was also absorbed by Carisp Cesena, but retained as a banking division.

As of 31 December 2014, the original owner of the bank still held 48.027% of the shares, followed by former owner of Banca di Romagna, the banking foundations from Lugo (11.575%) and Faenza (6.462%), both from the province of Ravenna; Banca Popolare di Puglia e Basilicata owned 0.20% stake.[5]

In 2016, after the 2015 financial statements of the bank was approved by the board of directors (which saw the banking group CET1 Ratio had decreased to just 1.63% at 31 December 2015), a capital increase of €280 million was announced, which was reserved to voluntary scheme of Fondo Interbancario di Tutela dei Depositi.[6][7] The banking foundations received free warrants to subscribe additional new shares.

Eventually FITD owned 95.3% of the share capital after the capital increase.[8] In 2017 it was announced that Crédit Agricole Italia has interested to acquire the bank, which a process of due diligence was started in the same year. A contract was signed on 29 September 2017, with Fondo Interbancario di Tutela dei Depositi voluntary scheme was responsible to recapitalize and clean up the non-performing loans before handover.[9]

See also[edit]

References[edit]

  1. ^ "Bozza di Bilancio 2016" [2016 Draft Annual Report] (PDF) (in Italian). Cassa di Risparmio di Cesena. 26 April 2017. Retrieved 2 May 2017. 
  2. ^ http://www.carispcesena.it/index.php/la-banca/mappa-filiali
  3. ^ the Ministry of Treasury (23 November 1991). "Approvazione del progetto di ristrutturazione presentato dalla Cassa di risparmio di Cesena" (in Italian). Italian Republic Official Gazette. Retrieved 24 September 2016. 
  4. ^ "Fusione di Banca di Romagna in Cassa di Risparmio di Cesena" (in Italian). Cassa di Risparmio di Cesena. Archived from the original on 2016-02-23. 
  5. ^ "2014 Bilancio" (PDF) (in Italian). Banca Popolare di Puglia e Basilicata. 26 March 2015. Retrieved 5 April 2016. 
  6. ^ "CASSA DI RISPARMIO DI CESENA: approvati all'unanimità dal Consiglio di Amministrazione i dati di Bilancio 2015, il Piano Industriale 2016-2020 e deliberato l'aumento di capitale necessario per il rafforzamento patrimoniale" (PDF) (in Italian). Cassa di Risparmio di Cesena. 8 June 2016. Retrieved 22 June 2016. 
  7. ^ "Comunicato stampa Schema volontario di intervento" (in Italian). Fondo Interbancario di Tutela dei Depositi. 17 June 2016. Retrieved 22 June 2016. 
  8. ^ "Concluso positivamente l'aumento di capitale con l'ok della BCE e l'ingresso del Fondo Interbancario" (in Italian). Cassa di Risparmio di Cesena. 23 September 2016. Retrieved 24 September 2016. 
  9. ^ "Crédit Agricole Cariparma annuncia di aver sottoscritto il contratto per l'acquisto di una quota di maggioranza in Cassa di Risparmio di Cesena, Cassa di Risparmio di Rimini e Cassa di Risparmio di San Miniato" (Press release) (in Italian). Crédit Agricole Cariparma. 29 September 2017. Retrieved 20 October 2017. 

External links[edit]