State Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois. The group's main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that owns the other State Farm companies. State Farm is ranked No. 36 on the 2018 Fortune 500 list of the largest United States corporations by total revenue. State Farm is the largest casualty insurance provider in the United States, it is the largest auto insurance provider in the United States. State Farm is ranked 33rd in the 2017 Fortune 500. State Farm relies on exclusive agents to sell insurance. Only State Farm agents can sell State Farm insurance, their agents can sell only State Farm products. State Farm's top automobile insurance competitors, based on premium written, include Farmers Insurance, Progressive, GEICO, Zurich Financial Services, Reliance Partners, Nationwide, USAA, Liberty Mutual, American International Group, American Family Insurance Group.
State Farm has expanded into the financial services arena, such as mutual funds. The bank opened in May 1999 and is operated by State Farm Financial Services, FSB, a subsidiary of State Farm Mutual Automobile Insurance Co; these are separate from its insurance products. State Farm Bank does not have branch offices, its regular banking services, which include checking and savings accounts, certificates of deposit, money market accounts, are available to consumers countrywide via the Internet or over the phone, through agents. Home mortgages are available countrywide through agents. In the 1950s, State Farm held a contest among the agents, to come up with ideas to expand the State Farm business. Robert H. Kent, a State Farm agent in Chicago, came up with the idea of providing auto loans to existing policyholders. Robert H. Kent was friends with a local bank president at LaSalle NW, the two teamed up to pilot the auto finance program. State Farm liked the idea so much. Robert H. Kent received royalties on the program for 20 years.
This event created the first marketing partnership between insurance banks. State Farm was founded in 1922 by retired farmer George J. Mecherle as a mutual automobile insurance company owned by its policyholders; the firm specialized in auto insurance for farmers and expanded services into other types of insurance, such as homeowners and life insurance, to banking and financial services. The State Farm jingle was written by American songwriter Barry Manilow in 1971. A cover was released by Weezer in 2011. State Farm's first commercial jingle was created for The Jack Benny Program in the 1960s; as of December 2017, State Farm had 19,000 agents. February 2014 figures show the group servicing 80 million policies in the United States and Canada, of which over 44,000,000 are for automobiles, 27,000,000 are for fire, 7,000,000 for life, more than 2 million bank accounts. Michael Tipsord is Chairman and CEO of State Farm Mutual Automobile Insurance Company, president and chief executive officer of State Farm Fire and Casualty Company, State Farm Life Insurance Company, other principal State Farm affiliates.
In 2014, the company sold its operations in Canada to Desjardins Group, continuing to use the State Farm name. Canadian policies were transferred to be underwritten by Desjardins Group on January 1, 2015; the State Farm brand continued to be used for agents and marketing until 2018. In 2018, State Farm Canada was rebranded to Desjardins Insurance through Desjardins Insurance Agents; the whole transition will be completed by December 31 in 2019. The State Farm interlocked red tri-oval logo was created in the mid-to-late 1940s and updated in 1953. For nearly 60 years, this design was critical to its brand image. On December 23, 2011, State Farm decided to transform its interlocked tri-oval logo to a contemporary logo to showcase the company’s core service offerings of auto and life; the new logo was introduced January 2012, in celebration of the company's 90th anniversary. It consists of a simple three-oval design adjacent to the State Farm wordmark. According to Pam El, Marketing Vice President at State Farm, a change in image was needed to employ a bolder presence that could compete in today’s digital world.
State Farm Mutual Automobile Insurance Company is the parent company of several wholly owned State Farm subsidiaries: State Farm Fire and Casualty Company State Farm Life Insurance Company State Farm Life and Accident Assurance Company State Farm County Mutual Insurance Company of Texas State Farm Mutual Insurance Company of Texas State Farm Indemnity Company / State Farm Guaranty Insurance Company State Farm General Insurance Company State Farm Florida Insurance Company Dover Bay Specialty Insurance Company State Farm Lloyds State Farm Bank, F. S. B. State Farm Investment Management Corp. State Farm VP Management Corp. State Farm International Service, Inc. State Farm Associate's Funds Trust State Farm Mutual Fund Trust SF Insurance Placement Corporation of Canada Insurance Placement Services, Inc. State Farm International Life Insurance Company Ltd. Plaza One Realty Co. State Farm Guaranty Insurance Company State Farm Variable Product Trust Amberjack Ltd. State Farm Insurance of Canada - Based in Aurora, Ontario was transferred to Desjardins Insurance in 2015 and completed by 2019.
State Farm Finance Corporation Canada and State Farm Investor Services Canada Co. will merge into Desjardins as we
Toronto is the provincial capital of Ontario and the most populous city in Canada, with a population of 2,731,571 in 2016. Current to 2016, the Toronto census metropolitan area, of which the majority is within the Greater Toronto Area, held a population of 5,928,040, making it Canada's most populous CMA. Toronto is the anchor of an urban agglomeration, known as the Golden Horseshoe in Southern Ontario, located on the northwestern shore of Lake Ontario. A global city, Toronto is a centre of business, finance and culture, is recognized as one of the most multicultural and cosmopolitan cities in the world. People have travelled through and inhabited the Toronto area, situated on a broad sloping plateau interspersed with rivers, deep ravines, urban forest, for more than 10,000 years. After the broadly disputed Toronto Purchase, when the Mississauga surrendered the area to the British Crown, the British established the town of York in 1793 and designated it as the capital of Upper Canada. During the War of 1812, the town was the site of the Battle of York and suffered heavy damage by United States troops.
York was incorporated in 1834 as the city of Toronto. It was designated as the capital of the province of Ontario in 1867 during Canadian Confederation; the city proper has since expanded past its original borders through both annexation and amalgamation to its current area of 630.2 km2. The diverse population of Toronto reflects its current and historical role as an important destination for immigrants to Canada. More than 50 percent of residents belong to a visible minority population group, over 200 distinct ethnic origins are represented among its inhabitants. While the majority of Torontonians speak English as their primary language, over 160 languages are spoken in the city. Toronto is a prominent centre for music, motion picture production, television production, is home to the headquarters of Canada's major national broadcast networks and media outlets, its varied cultural institutions, which include numerous museums and galleries and public events, entertainment districts, national historic sites, sports activities, attract over 25 million tourists each year.
Toronto is known for its many skyscrapers and high-rise buildings, in particular the tallest free-standing structure in the Western Hemisphere, the CN Tower. The city is home to the Toronto Stock Exchange, the headquarters of Canada's five largest banks, the headquarters of many large Canadian and multinational corporations, its economy is diversified with strengths in technology, financial services, life sciences, arts, business services, environmental innovation, food services, tourism. When Europeans first arrived at the site of present-day Toronto, the vicinity was inhabited by the Iroquois, who had displaced the Wyandot people, occupants of the region for centuries before c. 1500. The name Toronto is derived from the Iroquoian word tkaronto, meaning "place where trees stand in the water"; this refers to the northern end of what is now Lake Simcoe, where the Huron had planted tree saplings to corral fish. However, the word "Toronto", meaning "plenty" appears in a 1632 French lexicon of the Huron language, an Iroquoian language.
It appears on French maps referring to various locations, including Georgian Bay, Lake Simcoe, several rivers. A portage route from Lake Ontario to Lake Huron running through this point, known as the Toronto Carrying-Place Trail, led to widespread use of the name. In the 1660s, the Iroquois established two villages within what is today Toronto, Ganatsekwyagon on the banks of the Rouge River and Teiaiagon on the banks of the Humber River. By 1701, the Mississauga had displaced the Iroquois, who abandoned the Toronto area at the end of the Beaver Wars, with most returning to their base in present-day New York. French traders abandoned it in 1759 during the Seven Years' War; the British defeated the French and their indigenous allies in the war, the area became part of the British colony of Quebec in 1763. During the American Revolutionary War, an influx of British settlers came here as United Empire Loyalists fled for the British-controlled lands north of Lake Ontario; the Crown granted them land to compensate for their losses in the Thirteen Colonies.
The new province of Upper Canada was being needed a capital. In 1787, the British Lord Dorchester arranged for the Toronto Purchase with the Mississauga of the New Credit First Nation, thereby securing more than a quarter of a million acres of land in the Toronto area. Dorchester intended the location to be named Toronto. In 1793, Governor John Graves Simcoe established the town of York on the Toronto Purchase lands, naming it after Prince Frederick, Duke of York and Albany. Simcoe decided to move the Upper Canada capital from Newark to York, believing that the new site would be less vulnerable to attack by the United States; the York garrison was constructed at the entrance of the town's natural harbour, sheltered by a long sand-bar peninsula. The town's settlement formed at the eastern end of the harbour behind the peninsula, near the present-day intersection of Parliament Street and Front Street. In 1813, as part of the War of 1812, the Battle of York ended in the town's capture and plunder by United States forces.
The surrender of the town was negotiated by John Strachan. American soldiers destroyed much of the garrison and set fire to the parliament buildings during their five-day occupation; because of the sacking of York, British troops retaliated in the war with the Burning of Wa
Scarborough City Centre
Scarborough City Centre is a commercial district in Toronto, Canada. Once considered the city centre for the former city of Scarborough, amalgamated with the rest of Toronto in 1998, the city centre remains as one of the major business districts outside Downtown Toronto, it is bounded by Kennedy Road and Dorset Park to the west, Markham Road and Woburn to the east, Ellesmere Road and Bendale to the south, Ontario Highway 401/Agincourt to the north. At its centre core is the Scarborough Civic Centre, Albert Campbell Square, Scarborough Town Centre shopping mall, the Canada Centre Building. Condominium high-rises surround these central buildings and public spaces, forming the skyline of the neighbourhood; the major office towers in the area include those situated at Consilium Place, completed in 1991. In a band around the southern side of the city centre are densely forested parklands, between Borough Drive and Ellesmere Road; the areas outside the immediate cite centre is made up of industrial parks, low-density housing.
Prior to the 1940s, the area was agricultural, with the closest communities being Agincourt and Malvern. Early farms in the area included the farm of George and Lena Bick, who founded the Bick's Pickle brand from pickles grown and processed on their farm. Although the farm was converted to residential and industrial land, the production facility continued to operate on Progress Avenue until 2001. Development in the area had first come in the 1950s when Ontario Highway 401 was built through the area. One early development was the TV studios of CFTO-TV at the intersection of the 401 and McCowan Road. Scarborough became part of Metropolitan Toronto in 1954; as part of the new regional municipal government’s planning policy, plans were put forth to develop the city centres of municipalities surrounding Old City of Toronto. Scarborough Civic Centre, built to house offices of Scarborough's municipal government, Metropolitan Toronto, the Scarborough Town Centre were built in the 1970s; the Toronto Transit Commission's Scarborough RT line was completed in 1985.
The beginning of the 21st century saw the development of several condominium high-rises and office complexes in the area. The area was represented as Ward 38 Scarborough Centre, in the 44 Ward city council model; however in 2018, a 25 Ward model was adopted, resulting in Wards 38 and 37 merging to create Ward 21 Scarborough Centre. In December 2018, plans by Oxford Properties and AECOM were unveiled, proposing massive changes to the City Centre area. Between McCowan Road, Brimley Road and the 401; the proposal includes the realignment of Progress Avenue around the Scarborough Town Centre, the introduction of 36 new residential buildings to the area, brand new park spaces. The neighbourhood is connected to public transit services at operated by the Toronto Transit Commission. Scarborough Centre station is the primary station of the neighbourhood, used by the TTC bus system, Line 3 Scarborough trains. In addition to Scarborough Centre station, two other stations from Line 3 Scarborough are situated in Scarborough Centre, Midland station is a station west of Scarborough Centre, situated along the neighbourhood's western boundary, while McCowan station is situated east of Scarborough Centre station, acts as the line's terminus.
In addition to municipal transit, the Scarborough Centre Bus Terminal is a commuter bus service operated by GO Transit bus services. In addition to GO Transit, the terminal is used by several inter-city coach services; the Scarborough Centre station and the Scarborough Centre Bus Terminal are situated adjacent to one another, next to the Scarborough Town Centre and Scarborough Civic Centre. The neighbourhood is bounded by Ontario Highway 401, a major east-west controlled access highway that bisects the City of Toronto. List of neighbourhoods in Toronto
Telus Corporation is a Canadian national telecommunications company that provides a wide range of telecommunications products and services including internet access, entertainment, video, IPTV television. The company is based in the British Columbia area. Telus' wireless division, Telus Mobility, offers HSPA+, LTE-based mobile phone networks. Telus is the incumbent local exchange carrier in British Alberta. Telus' primary competitors are Shaw Communications, Bell Canada and Vidéotron. Telus is a member of the British Columbia Technology Industry Association. Telus was formed in 1990 by the government of Alberta as Telus Communications, a holding company in order to facilitate the privatization of the Alberta Government Telephones Commission, a crown corporation that provided telephone service to most of Alberta outside of Edmonton. In 1995, it acquired Edmonton Telephones Corporation, the main telephone provider for Edmonton itself, from the City of Edmonton. Making Telus the sole provider of telephone service in Alberta.
In 1996, Telus was introduced to the public as the consumer brand, replacing both EdTel. In 1998, Telus and BCTel announced a proposed merger; the merger was completed in 1999. While Telus was the nominal survivor, the merged company moved its headquarters from Edmonton to Vancouver; the corporate name was altered to the present Telus Corporation. The merger created Canada's second largest telcom, with 22% of market share compared to Bell Canada's 42%. Large swaths of rural Quebec the Gaspé Peninsula and the north shore, were served from 1927 by an entity known as Corporation de Téléphone et de Pouvoir de Québec, in 1955, this became known as Québec Téléphone. In 1966, the Anglo-Canadian Telephone Company, a subsidiary of General Telephone and Electronics of Stamford, became a majority shareholder in Québec Téléphone. Anglo-Canadian owned BCTel, GTE owned services in Barbados, Dominican Republic and Trinidad and Tobago. In 1997, Groupe QuébecTel was established to own Québec Téléphone. Following the merger of BCTel with Telus of Alberta, GTE sold its interests in Québec Téléphone to Telusin August 2000, which renamed it Telus Québec on April 2, 2001.
In late 2004, American telecom Verizon Communications sold its 20.5% stake in Telus. This was. Telus is rolling out its next generation fibre optic network, will have invested more than $51 billion in British Columbia alone between 2000–2019. After the Telus-BCTel merger, unionized employees voted to certify the Telecommunications Workers Union as the sole bargaining agent for the expanded company's workforce; the TWU had been the union representing BCTel employees – it replaced the International Brotherhood of Electrical Workers in Alberta. A labour dispute between Telus and the TWU began after the previous contract, negotiated with BCTel before the Telus merger, expired at the end of 2000. After Telus made its final offer to the TWU it informed the union of its intention to bring an end to the dispute by unilaterally implementing its April 2005 offer to employees in Alberta and British Columbia; the next day the union went on strike, although the union referred to the dispute as a "lockout."
On July 25, 2005, Telus blocked its Internet subscribers from accessing a website supporting striking union members. The company expressed concerns over content on the site, saying it identified employees crossing picket lines and encouraged disruptive behaviour, while the union alleged it amounted to censorship; the British Columbia Civil Liberties Association issued an official objection to the unilateral blocking on July 26, stating "Telus is leveraging its power as a telecommunications service provider to censor a specific group, shut down debate and limit the messages conveyed about the current labour dispute". An Alberta court injunction ordered the blocked website, Voices For Change, to remove postings of "Telus employee photos" and other "intimidating or threatening material"; the site owner agreed to comply and Telus unblocked the website. Telus and the TWU ratified a tentative agreement on November 2005, ending the dispute. Telus International is Telus' global arm, providing global contact center and business process outsourcing services to corporations in the financial services, consumer electronics and gaming, telecommunications and utilities industries.
Telus International has contact centers in the Philippines, the United Kingdom, Central America, Eastern Europe, where it is known as Telus International Europe In April 2011, Telus Mobility relaunched the Clearnet brand as a limited market trial in Kelowna, British Columbia, Red Deer, Alberta. The company again closed to new business in June 2012. In February 2013, Telus exchanged all non-voting shares into common shares on a one-for-one basis. In October 2013, Telus acquired minor mobile phone provider Public Mobile and relaunched it in 2015 as a "value brand" MVNO on the Telus network. In October 2008, Telus was named one of British Columbia's Top Employers by Mediacorp Canada Inc., announced by The Vancouver Sun, The Province and the Victoria Times-Colonist. In recent years, the company has been accused of taking actions to hinder the emergence of competition in Canadian telecommunications. This, along with other industry concerns, has led to consumer and industry pressure to reform