A savings bank is a financial institution whose primary purpose is accepting savings deposits and paying interest on those deposits. They originated in Europe during the 18th century with the aim of providing access to savings products to all levels in the population. Associated with social good these early banks were designed to encourage low income people to save money and have access to banking services, they were set up by governments or by committed groups or organisations such as with credit unions. The structure and legislation took many different forms in different countries over the 20th century; the advent of Internet banking at the end of the 20th century saw a new phase in savings banks with the online savings bank that paid higher levels of interest in return for clients only having access over the web. In Europe, savings banks originated in the 19th or sometimes the 18th century, their original objective was to provide accessible savings products to all strata of the population.
In some countries, savings banks were created on public initiative, while in others committed individuals created foundations to put in place the necessary infrastructure. In 1914, the New Student's Reference Work said of the origins: France claims the credit of being the mother of savings banks, basing this claim on a savings bank said to have been established in 1765 in the town of Brumath, but it is of record that the savings bank idea was suggested in England as early as 1697. There was a savings bank in Hamburg, Germany, in 1778 and in Berne, Switzerland, in 1787; the first English savings bank was established in 1799, postal savings banks were started in England in 1861. The first chartered savings bank in the United States was the Provident Institution for Savings in the Town of Boston, incorporated December 13, 1816; the Philadelphia Savings Fund Society began business the same year, but was not incorporated until 1819. In 1818, banks for savings were incorporated in Baltimore and Salem, in 1819 in New York, Hartford and Providence.
Nowadays, European savings banks have kept their focus on retail banking: payments, savings products and insurances for individuals or small and medium-sized enterprises. Apart from this retail focus, they differ from commercial banks by their broadly decentralised distribution network, providing local and regional outreach. Austria: see Erste Group Brazil: see Caixa Econômica Federal Bulgaria: see DSK Bank Czechoslovakia: see Economy of Communist Czechoslovakia Germany: see Sparkassen Italy: see Cassa di Risparmio New Zealand: Savings banks ceased to exist in 1987 as an official type of bank, being replaced with registered banks Norway: see Sparebank Portugal: see Caixa Geral de Depósitos Soviet Union: Traditionally, the Russian term sberkassa is translated as "savings bank"; however sberkassas were not banks in the common sense. They were the outlets of the only Soviet State Bank, Gosbank until 1987 and Sberbank afterwards. Spain: see Savings bank Sweden: see List_of_banks_in_Sweden#Savings_banks United Kingdom: see Trustee savings bank United States: see Savings and loan association, Federal savings bank, Mutual savings bank Postal savings system "Liberalisation of financial markets in New Zealand" Arthur Grimes, Institute of Policy Studies, Victoria University of Wellington, Wellington, 1998 Retrieved Feb. 11, 2006.
Tiwari and Buse, Stephan: The German Banking Sector: Competition and Contentment, Hamburg University of Technology Brunner, A. Decressin, J. / Hardy, D. / Kudela, B.: Germany’s Three-Pillar Banking System – Cross-Country Perspectives in Europe, Occasional Paper, International Monetary Fund, Washington, D. C. 2004. Mauri, Arnaldo; the Promotion of Thrift and of Savings Banks in Developing Countries, International Savings Bank Institute, Geneva. World Savings and Retail Banking Institute / European Savings and Retail Banking Group Crisis y Reforma de las Cajas de Ahorros en España
A nithing pole, sometimes normalized as nithstang or nidstang, was a pole used for cursing an enemy in Germanic pagan tradition. A nithing pole consisted of a long, wooden pole with a cut horse head at the end, at times with the skin of the horse laid over the pole; the nithing pole was directed towards the target of the curse. The curse could be carved in runes on the pole. A nithing pole event appears in Egils saga: "And when all was ready for sailing, Egil went up into the island, he took in his hand a hazel-pole, went to a rocky eminence that looked inward to the mainland. He took a horse's head and fixed it on the pole. After that, in solemn form of curse, he thus spake:'Here set I up a curse-pole, this curse I turn on king Eric and queen Gunnhilda; this curse I turn on the guardian-spirits who dwell in this land, that they may all wander astray, nor reach or find their home till they have driven out of the land king Eric and Gunnhilda.' This spoken, he planted the pole down in a rift of the rock, let it stand there.
The horse's head he turned inwards to the mainland. - Egils Saga, Chapter LX The Icelandic Vatnsdæla saga records that when Finbogi failed to show up for a hólmganga, Jökul raised a nithing pole against Finbogi for his cowardice by carving out a human head, placed on a post with magic runes, killing a mare, placing the post into the mare's breast with the head facing towards Finbogi's dwelling. In Iceland there are modern examples of a nithing pole being raised, it is thought. A notable example from 2006 happened when a farmer in Bíldudalur, claiming direct descent from Egill Skallagrímsson, raised a pole with a calf's head attached against another local man with a note attached to the effect that he would not rest until the man was either outlawed or dead; the reason the nithing pole was raised was. The matter was reported to the police as a death threat. In 2006 a local politician in Norway raised several sheep-head nithing poles in protest of a local election; some neo-pagans have used the nithing pole as a curse against white supremacists, to reclaim pagan symbolism.
In contrast, some Odinists do the same against modern pagan groups who attack "folkish" European heathens. Improvised nithing poles with dried cod heads were used during the April 4, 2016 demonstration against Icelandic Prime Minister Sigmundur Davíð Gunnlaugsson. Hoodening Horse sacrifice Nīþ Poles in mythology
Center of My World is a 2016 German coming-of-age romantic drama film directed by Jakob M. Erwa, based on the 1998 bestselling novel The Center of the World by Andreas Steinhöfel; the 17-year-old Phil comes back from a summer camp and returns to the old mansion'Visible' where he lives with his mother and his twin sister, Dianne. They have contact with the other citizens of this village, who consider Phil's family to be strange - Dianne is said to be able to talk with animals. However, they are visited by Tereza, a lawyer, who always has some good advice for Phil. Phil does notice that something has changed between his mother and his sister and that they do not talk to each other anymore, he spends the last days of his summer holidays with his best friend Kat. When school begins, the mysterious Nicholas enters the class. Phil feels drawn to him and they soon engage in a passionate love affair though it turns Phil's feelings upside down because he does not know what Nicholas thinks of him. Furthermore, his friendship with Kat is tested because Phil's first love causes jealousy.
Finding his center of the world becomes Phil's biggest challenge. Louis Hofmann as Phil Sabine Timoteo as Glass Jannik Schümann as Nicholas Ada Philine Stappenbeck as Dianne Svenja Jung as Kat Sascha Alexander Geršak as Michael Inka Friedrich as Tereza Nina Proll as Pascal Thomas Goritzki as Herr Hänel, teacher Clemens Rehbein as Kyle The novel The Center of the World, released in 1998, became a popular young adult book. Among other awards, it was awarded with the Deutscher Jugendliteraturpreis in 1999 and with the Buxtehude Bull in the same year. In 2000, the novel received the Literaturpreis der Jury der jungen Leser in Vienna. Furthermore, it entered the bestseller list of the German magazine Der Spiegel as the first German children's book ever; the movie was produced by Neue Schönhauser Filmproduktion, mojo:pictures, Prisma Film and was distributed by Universum Film. The production received various public fundings, including money from the Filmfonds Wien and from the representative of the Federal Government for culture and media.
The movie was directed by Jakob M. Erwa, who wrote the screenplay. Louis Hofmann starred as Phil. Jannik Schümann played Svenja Jung portrayed Kat. Additional roles include Sabine Timoteo as Glass, Inka Friedrich and Nina Proll as Tereza and Pascal, Ada Philine Stappenbeck as Dianne, Sascha Alexander Geršak as Glass's new boyfriend Michael; the movie was presented on June 26, 2016 at the Munich International Film festival and at the Moscow International Film Festival. The movie is set to premiere on November 10, 2016 in German cinemas. Boyd van Hoeij from The Hollywood Reporter welcomed that only two people are at the center of the story: Luckily, the blossoming relationship between Phil and Nick are at the center of the movie where a hot flirt turns into a physical relationship. According to van Hoeij, it is a big forte of the movie that Erwa shows how teenagers have to struggle with their sexuality, the director proves that he has understood that, in physical love, less is sometimes more. Van Hoeij praises the actors Hofmann and Schümann, who portrayed those two boys in an affectionate and tender way, as interesting as the fact that those teenagers have to question themselves, due to their sexuality, if they are going to be happy.
However, van Hoeij noted that because of the focus on those two characters, others like Kat and Diane felt like they were neither protagonists nor side characters. On the verge of the press conference in the course of the premiere in Moscow, the movie was rejected by some journalists and critics as propaganda as non-traditional portrayal of sexual relationships between teenagers that are not allowed to be distributed in Russia. Kirill Raslogow, the program director of the film festival, had warned his fellow countrymen beforehand: This movie could shock the audience; the APA describes the problem of the movie in Russia: With this portrayal of society, the director reproduces a downright nightmare of right-conservative Russians who disqualify Europe as'Gayrope'. The Russian movie critic Andrej Plachow, in charge of the selection panel of the Moscow film festival, explains: I fear that there will be any companies in Russia that want to distribute this movie, they understand. However, the movie was received positively by the audience in Moscow.
Moscow International Film Festival 2016 Nominated in the major competition for the Golden GeorgeMunich International Film festival 2016 Nominated in the category Best Screenplay Nominated in the category Best Director Centre of My World on IMDb
Wellfleet Communications was an Internet router company founded in 1986 by Paul Severino, Bill Seifert, Steven Willis and David Rowe based in Bedford and Billerica, Massachusetts. In an attempt to more compete with Cisco Systems, its chief rival, it merged in October, 1994 with SynOptics Communications of Santa Clara, California to form Bay Networks in a deal worth US$2.7B. Bay Networks would in turn be acquired by Nortel in June, 1998 for US$9.1B. Wellfleet was ranked the fastest-growing company in the United States by Fortune Magazine in both 1992 and 1993. Wellfleet sold routers. Wellfleet emphasized on support of the up-and-coming Internet Protocol. In 1991, Cisco led the global multi-protocol router market with a 51% share, whereas Wellfleet was third with only 9% market share. By 1993, Wellfleet had grown to a 14% market share, second only to Cisco's 50%. Wellfleet concluded the best way to gain strategic positioning over Cisco would be to merge with hub manufacturer SynOptics. By combining these technologies, the joined companies could provide their customers with common product interfaces and network management tools.
The resulting merged company, Bay Networks. Wellfleet Routers Picked. ComputerWorld. 18 April 1994. Retrieved 6 Dec 2011. Wellfleet Offers X.25 Option for Bridges, Routers. InfoWorld. 1 January 1990. Retrieved 6 Dec 2011. Wellfleet co-founder Seifert now driving new business at Avaya Hot shots from the past: Paul Severino and the go-go years
Ozamiz the City of Ozamiz or referred to as Ozamiz City, is a 3rd class city in the province of Misamis Occidental, Philippines. According to the 2015 census, it has a population of 141,828 people. Although spelled as Ozamis in official sources, City Resolution 251-05 spelled Ozamiz with a "z" as its last letter rather than with an "s". Ozamiz is close to Zamboanga del Sur and Zamboanga del Norte provinces, while across the bay is Lanao del Norte. Ozamiz is 52 kilometres from Maria Cristina Falls, the main source of hydroelectric power in Mindanao. Ozamiz is politically subdivided into 51 barangays. The city of Ozamiz grew out of an old Spanish town called Misamis—a name believed to have been derived from the Subanen word "Kuyamis," a variety of coconut. Other unverified historical sources, suggest that the name Misamis came from "Misa" after the Catholic Mass; the origin and the growth of the old Spanish town, was due to the presence of the Spanish garrison stationed at the stone fort named Nuestra Senora dela Concepcion del Triunfo, constructed some time in the 18th century in order to control the pirate activities originating in the nearby Lanao area.
In 1850, the town of Misamis became the capital of the District of Misamis. In October 1942 Wendell Fertig established the command headquarters of the growing guerrilla resistance to the Japanese occupation of Mindanao in the Spanish fort in the city, his headquarters was abandoned June 1943, in the face of a large Japanese attack. Until the end of the war the Japanese occupied this fort; the Ozamiz city website said of this, "During the Japanese occupation of Misamis in World War II, the "Cotta" was garrisoned by a contingent of Japanese who dug foxholes near or under the walls. This undermining of walls led to the destruction of the Southwest bastion in the earthquake of 1955."After the Second World War, Misamis became a chartered city by virtue of Republic Act 321 on July 16, 1948. RA 321 renamed Misamis to Ozamiz after a WW-II hero José Ozámiz who hailed from the province of Misamis Occidental and who at one time served as its governor and congressional representative of the Lone District of Misamis Occidental, a delegate to the 1935 Constitutional Convention that resulted in the creation of the 1935 Constitution for the Philippine Commonwealth Government.
In 1941, José Ozámiz was elected to the Philippine Senate. In the 2015 census, the population of Ozamiz was 141,828 people, with a density of 830 inhabitants per square kilometre or 2,100 inhabitants per square mile. Ozamiz is agricultural by resources, but it has become the center for commerce, health and education in this part of Mindanao, considering its strategic location and its peaceful atmosphere; the city has good harbor location, its local port is the principal outlet of mineral deposits and forest products of the provinces of Misamis Occidental, Zamboanga del Norte, Zamboanga del Sur, parts of Lanao del Norte, Lanao del Sur. Due to the location of the city, Ozamiz enjoys several notable shopping centers within its city center. People from Misamis Occidental, parts of Lanao del Norte and parts of Zamboanga del Sur will come to Ozamiz for their shopping needs. Gaisano Capital Mall Ozamiz is the biggest mall in the city with the expansion of a new South Wing Mall in 2011. Novo Ozamiz expand and construct their own bigger building with a hotel named Asia Novotel in 2010.
Unitop Ozamiz expand their building in 2012 in front of City Public Mall with a bridge for an easy access from the 2nd floor of both buildings. City Public Mall known as City Public Market, is the biggest public establishment in Northwestern Mindanao, it is owned and managed by the Ozamiz government and opened on May 28, 2009. Robinsons Supermarket opened to the public on November 30, 2012. Puregold Ozamiz opened in the year of 2019 with the first 7-11 Convenience Store serving the developing city. Elected and appointed public officials have governed Ozamiz since its founding, with a strong mayor-council government; the city political government is composed of the mayor, vice mayor, sixteen councilors, one Sangguniang Kabataan Federation representative and an Association of Barangay Captains representative. Each official is elected publicly to a three-year terms; the following are the current city officials of Ozamiz: Mayor: Sancho Fernando F. Oaminal Vice Mayor: Simplicia O. Neri The feast of Our Lady of Triumph of the Cross at Cotta Shrine is celebrated every July 16, the Charter City anniversary.
Subayan Keg Subanon festival is held on the same day. The Cotta entertainment area has free live band concerts and other musical variety shows each weekend. Fireworks displays are held at Cotta during holidays, it can be seen across Panguil bay as far as Lanao del Norte. The feast of Our Lady of Immaculate Conception is celebrated every December 8 while every 4th Sunday of January is the Sr. Santo Nino Fluvial Parade held at Panguil Bay. Balanghoy Festival is held annually at Cotta area. Fuerte dela Concepcion y del Triunfo known as Cotta Shrine, is a fort built in 1755 by Father Jose Ducos to serve as a Spanish outpost in the area. A special chapel was built inside the walls of the fort and an image of the Virgin of the Immaculate Conception, in the pink and blue attire, was enshrined in the chapel and outside the fort on the wall facing the bay, was a carved image of the Virgin Mary; the image on the Cotta's wall is believed to be miraculously growing and has been the object of pilgrimage. The fort was renovated a
Yevhen Serhiyovych Deidei is a Ukrainian politician and coordinator of the battalion of the Special Tasks Patrol Police "Kiev-1" of the Main Directorate of the Ministry of Internal Affairs of Ukraine in Kiev. He is people's deputy of Ukraine since November 2014. In 2012 he was sentenced to five years for robbery. Yevhen Deidei was born on 12 July 1987 in the small town of Reni, Odessa Oblast, which lies on the left bank of the Danube, his father, a deputy of the town council of Reni, Serhiy Yakovych Deidei, in 2011 he was convicted of fraud by the decision of Izmailsky District Court of Odessa Oblast. His mother - Olʹha Mykolayivna Deidei, he has a brother Serhiy. In 2004, at the age of 17, he participated in protests during the "Orange Revolution" in Ukraine. Yevhen Deidei was convicted of robbery in 2012; the verdict was pronounced by the Suvorov district court of Odessa on 23 March 2012. Deidei received 5 years for robbery without confiscation of property, his accomplice Oleksiy Lyakhovolʹskiy received the same term of imprisonment - 5 years without confiscation of property.
According to the court decision, Deidei acquired a hunting shotgun "TOZ" without any permit he sawed off the shoulder stock and barrel of the shotgun, which he kept with him without any legal rights. On 2 February 2011, Deidei and Lyakhovolʹskiy made the first robbery attack on A. Trandasir and S. Trandasir on the 1st Student Lane in Odessa, they took their mobile phone and money. In the evening of the same day and Lyakhovolʹskiy attacked two men, A. Khmuryy and I. Sakal, at the corner of Krasnoslobodskaya Street and Yasha Gordienko Street. On the night of 3 February, near the house No. 3 along Ostrovsky Street, the criminals committed the third attack - on S. Syvoplyasov, D. Shevchuk and V. Rudkovsʹka. Accomplices began to beat the men. Lyakhovolʹskiy was arrested while trying to escape from the crime scene. On 11 February, after the opening of the criminal case, Deidei was arrested. Deidei and Lyakhovolʹskiy admitted their guilt in the above explained crimes. On 23 March 2012, Suvorov District Court of Odessa sentenced Yevhen Deidei and Oleksiy Lyakhovolʹskiy for robbery to five years in prison without confiscating of property.
According to the decision of the Liubashivka District Court of the Odessa Oblast of 6 April 2015, Lyakhovolʹskiy was released from the punishment. From the end of 2013, Deidei was not wanted. After the beginning of the protests in Ukraine, Yevhen Deidei became the Sotnik of the 7th Sotnia of “Self-Defense of the Maidan”. In 2014, Deidei became the coordinator of the battalion of the Special Tasks Patrol Police "Kiev-1" of the Main Directorate of the Ministry of Internal Affairs of Ukraine in Kiev. In November 2014, he became a people's deputy of the 8th convocation of the Verkhovna Rada on the list of the "People's Front" party. In the same year, Yevhen Deidei became the coordinator of the battalion of the Special Tasks Patrol Police "Kiev-1" of the Main Directorate of the Ministry of Internal Affairs of Ukraine in Kiev. On 10 September 2014, along with other commanders of volunteer battalions he was included in the Council of war of Ukraine during the congress of the party "People's Front".
On 24 February 2015, the car in which Yevhen Deidei was driving was shot from an RPG-7 rocket-propelled grenade launcher. This incident occurred in the area of Donetsk Oblast. Deidei managed to escape from the scene of the shelling, along with two soldiers of the "Kiev-1" battalion, get to the Kurakhove district department. On 14 July 2017, Deidei received a shrapnel wound of a foot with an 82-mm shell in Avdiivka; this was reported by his comrade-in-arms in the "Kiev-1" battalion. The Prosecutor's Office of Ukraine opened criminal proceedings. According to Ukrainian journalists, at the time when Yevhen Deidei was in Avdiivka, there was not recorded any heavy shelling. During Euromaidan, Yevhen Deidei met a number of politicians who occupied or subsequently occupied high posts in the Ukrainian authorities - Arseniy Yatsenyuk, Arsen Avakov, Oleksandr Turchynov. Deidei spoke about his decision to become a parliamentarian as follows: "I decided to go to the Verkhovna Rada because I saw people there who were different from those politicians who were there before us.
Did nothing, but robbery and theft. And I saw a perspective in these people, so I decided to follow them."In 2014, he was elected to the Verkhovna Rada of Ukraine on the People's Front party lists. In March 2015, he became a member of the inter-factional deputy group "Deputy Control". On 6 February 2015, a number of media published photos of correspondence between the deputy of the "People's Front" Oleksandr Kodola and Yevhen Deidei; the latter promised $1,500 for Kodola for "asking a question" to the Prosecutor General of Ukraine, Vitaly Yarema, during his speech at the Verkhovna Rada. Kodola asked Yarema about the former First deputy prosecutor of the Pecherskyi District of Kiev and, at that time, the Prosecutor of the Prymorsky City District of Odessa, Oleksandr Kuz'menko, who opposed the Euromaidan activists. According to police sources, in 2015, Yevhen Deidei together with his wife Inga flew four times on a private charter plane AHO633J of Denys Dzenzersʹkyy, whose assistant Ihor Linchevsʹkyy loaned Inga Deidei UAH 3.5 million.
Together with them, deputies Tetyana Donetsʹ and Andriy Pavelko flew to Berlin and returned to Kiev from Paris and Budapest. During those flights, Yevhen Deidei and Dzenzersʹkyy used diplomatic passports, prohibited, since the purpo