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T40/M9 Tank Destroyer

The 3" Gun Motor Carriage T40 given the production model number M9 was a US tank destroyer, of the early part of World War II. It used a 3-inch gun on an M3 hull, it would have had a crew of 5 and was propelled by a Wright R975 EC2 gasoline-fueled engine giving the vehicle a top speed of 25 miles-per-hour. The Gross weight of the vehicle was 33 Tons; the M3 Hull served in many front line tanks as the Americans found it useful, this hull went on to be used up until 1942 in which the M4 was made and can be seen in all Sherman tanks. The M3 hull gave the T40 a lower profile in, useful in battlefield situations. Three double-wheeled bogies were situated on either side of the hull; the T40 was the T24 prototype rebuilt by Baldwin Locomotive Works in 1941 on the existing M3 Lee chassis. The growing tensions between the United States and the Empire of Japan made it clear that anti-armour machinery was needed. Shortly after Pearl Harbor the US Army had issued a 1,000 vehicle production license under the designation M9 in December, 1941.

However, the project was terminated in August 1942. As well as doubts in the Ordnance Board about the design, the Tank Destroyer Board felt that the vehicle was too slow and there were only about 30 M1918 guns available to produce the vehicle. After the cancellation focus shifted into making the M10 "Wolverine" tank destroyer; the M10 went on to produce 6,700 tanks from 1942 - 1943. M-numbers Tanks in the United States http://www.wwiivehicles.com/usa/tanks-medium/m3.asp Steven J Zaloga M10 and M36 Tank Destroyers 1942-53 Osprey

Francis Fagan

Francis Fagan was a captain in the United States Marine Corps during World War II. He served as commanding officer of Company G, Second Battalion, 9th Marine Regiment, 3rd Marine Division, he was twice awarded the Navy Cross: once for his actions at the Battle of Guam, the other for his actions at the Battle of Iwo Jima. He received the second award posthumously, his first award citation reads: The President of the United States of America takes pleasure in presenting the Navy Cross to Captain Francis Louis Fagan, United States Marine Corps, for extraordinary heroism as Commanding Officer of Company G, Second Battalion, Ninth Marines, THIRD Marine Division, in action against enemy Japanese forces on Guam, Marianas Islands, 28 July 1944. Assuming command of a company which had lost all its officers with the exception of one, Captain Fagan pushed an attack to the top of a ridge and, when a strong enemy counterattack forced his company's right flank to fall back after the lapse of only ten minutes, ran one hundred and fifty yards along the front line through heavy hostile fire to the right flank.

Braving intense fire from screaming Japanese troops only fifteen yards away, he rallied his men and halted the withdrawal, thus preventing a break-through and repulsing the counterattack. Although wounded during the action, he continued to command his company, his inspiring leadership and devotion to duty were in keeping with the highest traditions of the United States Naval Service. His second award citation reads: The President of the United States of America takes pride in presenting a Gold Star in lieu of a Second Award of the Navy Cross to Captain Francis Louis Fagan, United States Marine Corps, for extraordinary heroism as Commanding Officer of Company G, Second Battalion, Ninth Marines, THIRD Marine Division, in action against enemy Japanese forces on Iwo Jima in the Volcano Islands, on 25 and 26 February 1945. Determined to break the entrenched network of emplacements concealed in the massive rock formations and twisting ridges which constituted the natural ramparts of the enemy's cross-island defenses, Captain Fagan skillfully coordinated and led a combined tank-infantry assault against a salient Japanese strong point on the high ground west of Airfield Number Two.

Boldly defying the powerfully organized opposition, he continuously exposed himself to intense machine-gun, antitank and mortar barrages as he directed the sustained fire of his automatic weapons against fortified pillboxes which he located and, driving his tanks relentlessly forward in the face of insurmountable obstacles, blasted one death trap after another to make slow but steady progress toward the fanatically defended ridge position. Painfully wounded during the violent exchange of hostilities, he refused evacuation and held his ground indomitably throughout the night, despite the uninterrupted bombardment of exploding mortar shells and slashing machine-gun fire maintained by the enemy. Fiercely resuming his planned close-in tactics the following morning, he led his intrepid men with dauntless courage and iron determination in a hand-to-hand assault of the contested area and succeeded in destroying several hostile fortifications before he fell, mortally wounded while leading a furious charge against a stubbornly resisting pillbox.

By his outstanding valor and brilliant combat skill, Captain Fagan had effected the annihilation of one hundred fifty Japanese, the destruction of more than thirty enemy fortifications and the seizure of key positions which materially furthered the operations of his division against this vital outpost of the Japanese Empire. His superb leadership and dynamic aggressiveness throughout the bitter conflict enhanced and sustained the highest traditions of the United States Naval Service, he gallantly gave his life for his country. Fagan was born in Marshall, his official residence was listed as Columbus, Wisconsin

Alterna Savings

Alterna Savings is a credit union founded in 1908 in Ottawa. It operates branches in Ontario and direct banking across Canada through its subsidiary Alterna Bank. Established as the Civil Service Savings and Loan Society, it was the first Canadian approach to cooperative banking outside Quebec. Alterna Bank, launched in 2000, was one of Canada's first financial institutions to operate through digital access; the parent organization adopted the Alterna name on merging with Toronto's Metro Credit Union in 2005. It is the second-largest credit union in Ontario, with C$8 billion in assets under management, over 166,000 members, 35 branches; the Civil Service Savings and Loan Society launched in 1908 with the assistance of Alphonse Desjardins. It was the first credit union in Canada outside Quebec. Federal civil servants were prompted by an article in their magazine The Civilian, when it reported on loan sharks charging civil servants up to 200% for payday loans. After the Government of Ontario passed a credit union law in 1928, the Ottawa-based institution was re-chartered as the Civil Service Co-operative Credit Society, which operated as CS CO-OP.

Metro Credit Union was incorporated 30 August 1949 as the University of Toronto Employees' Credit Union. It became the University and Colleges Credit Union in 1975, which operated as Unicoll. Over the years it absorbed a variety of smaller credit unions ones that served universities, colleges or hospitals, it became a community bond credit union, open to all residents of Toronto, in 1994. Gary H. Gillam, a leader of the credit union until his death in 1993, shaped Metro Credit Union's reputation as a pioneer in responsible investing. Alterna continues to operate a microcredit fund for disadvantaged Toronto entrepreneurs, was one of the first financial institutions in Canada to perform regular social audits. CS CO-OP and Metro were active participants in the negotiations of 12 credit unions across the country for a national co-operative bank in 1998. Though these negotiations were unsuccessful, they opened a door for CS CO-OP, under the leadership of Gary Seveny, to secure a bank charter for its subsidiary CS Loan Corporation, established as a Canada Deposit Insurance Corporation member in 1992.

The new bank was launched as CS Alterna Bank in October 2000 to offer service across Canada. After merging with Metro, the parent organization adopted the Alterna name; the Ottawa Women's Credit Union formed in 1980 to provide financial products and training based on the philosophy of women helping women to become financially autonomous. The credit union was founded by Lynne Markell, Aline Akeson and Dorothy O'Connell after they recognized that the best way to help low income women in the Ottawa area was with a member-owned financial co-operative managed by and for women; the members voted to merge with Alterna Savings to form its Centretown branch in October 2013. Nexus Community Savings and Peterborough Community Savings voted to merge with Alterna in 2016, adding ten branches to the credit union. On 1 December 2018, the Toronto Municipal Employees' Credit Union merged with Alterna Savings: it remains a separate division operating as Toronto Municipal Employees' Savings. On 1 May 2018, City Savings and Credit Union in Toronto merged with Alterna Savings.

Alterna was one of the first financial institutions to make loans to businesses focusing on cannabis in Canada following its legalization, providing primary banking services for two-thirds of the hundred licensed growers in 2018. Central 1 Credit Union Interac The Exchange Cirrus Network Maestro Deposit Insurance Corporation of Ontario Co-op Network Notes BibliographyRon Kenyon, To the Credit of the People, The Ontario Credit Union League Ltd. 1976. Branch listing: https://www.alterna.ca/ToolsAndCalculators/FindBranchATM/?branch=show Alterna's consolidated financial statements: https://www.alterna.ca/AboutUs/Governance/CorporateReports/ Official website Site of subsidiary Alterna Bank