On the night of March 2, 1998, Suzanne Lyall, an undergraduate at the State University of New York at Albany, left her job at the Babbage's in Crossgates Mall in the nearby suburb of Westmere after the store had closed. She is believed to have taken a city bus from the mall back to the university's Uptown Campus, where a classmate has said she saw Lyall get off the bus at Collins Circle, a short walk from her dorm. No one has seen her since then; the next morning Lyall was reported missing. That afternoon her credit card was used at a nearby convenience store's ATM to withdraw $20. According to her boyfriend, only she and he knew the PIN, he had a verified alibi for the time of her disappearance, but due to his refusal to cooperate with the police they have been unable to rule him out as a suspect. A man who used the ATM around the same time has been ruled out. New York State Police continue to investigate the case, it has been the subject of an episode of the Investigation Discovery channel's series Disappeared.
Lyall's parents have become activists on behalf of the families of other missing persons, founding an organization called the Center for Hope to support those families. They were present when President George W. Bush signed "Suzanne's Law", enacted as part of the PROTECT Act of 2003, which raised the age at which local police must inform the National Crime Information Center of a missing person from 18 to 21. Five years he signed into law the Suzanne Lyall Campus Safety Act, part of the Higher Education Opportunity Act, based on similar legislation the state passed the year after Suzanne disappeared, which requires college police departments to have plans for investigating missing-persons cases and serious crimes on campus. A "Suzanne's Law" passed by the New York State Senate several times, but not yet voted on in the State Assembly, would increase the penalties for violent crimes on and near educational facilities should it become law. Suzanne Lyall was born in Saratoga Springs, New York, in 1978, the youngest of Doug and Mary Lyall's three children.
The family lived in nearby Ballston Spa. She showed an early interest in computers building some from scratch. After Suzanne graduated from the local high school with honors in 1996, she first attended the State University of New York at Oneonta for a year, after which she transferred to SUNY Albany, since she felt the computer science courses at Oneonta were not sufficiently challenging. Transferring to Albany brought her closer not only to her home but to her boyfriend Richard Condon, a fellow student several years her senior, whom she had started dating when they were both still in high school, he shared Suzanne's interest in computers. She supplemented her studies, earned some income, through two jobs off-campus. One was at a computer company in Troy, the other at a Babbage's store in the Crossgates Mall, 2 miles west of campus in the suburb of Westmere. Suzanne called or emailed her parents, and/or Condon daily. Mary Lyall recalls that the last time she spoke to her daughter, on March 1, 1998, Suzanne had complained about being low on cash and waiting for her next paycheck.
However, she declined her mother's offer to lend her some money in the interim. In late February 1998, Suzanne's manager at Babbage's recalled that she had been stressed about an upcoming midterm exam, which she said she needed not only to pass but excel on, she attended other classes until 4 p.m.. After that, she went from the school's North Campus, where she lived in the Colonial Quad dorm, to her job at Babbage's. According to her manager, she felt she was somewhat subdued, she worked there until the store closed at 9 p.m. got on to a Capital District Transportation Authority bus back to campus around 9:20 p.m. The driver, who worked that route, confirmed that he had seen her board his bus. However, he was not certain that he had seen her get off at the Collins Circle stop on campus, a short walk from her dorm, he could only say with certainty that she was not on the bus when he reached the end of the route downtown. A friend of Suzanne's says, it was 9:45 p.m. She has never been seen again; the next morning, March 3, who attended a different college in the Albany area, called Doug and Mary Lyall to tell them Suzanne had not returned to her dorm the night before and was nowhere else to be found.
She phoned or emailed him after returning from work and had not answered his calls to her dorm room. They called the campus police to formally report her missing, were told that brief absences were not uncommon for college students, so they should not worry as it was that she would soon reappear, but the Lyalls did worry, as this behavior was unlike their daughter. "Suzie was not a risk-taker", her father said. "She didn't party or use alcohol or drugs". An officer who went to her next scheduled class did not see her, her suitemates said that Suzanne had never returned to her room on the night of March 2, as they never heard her keys and fobs jingling as they always did whenever she returned. The Lyalls called Suzanne's bank, who contacted them that day to inform them that their daughter's debit card had been used to withdraw $20 from an ATM at a Stewart's Shops convenience store in Albany at 4 p.m. Two days a del
The Bank of Australia was a failed financial institution of early colonial New South Wales formed in 1826 by a producers' and merchants' group as a rival to the Bank of New South Wales. It was dubbed the "pure merino" bank because its share register included the plutocracy of the colony but excluded the ex-convicts, associated with the Bank of New South Wales; when investors responded to the depression of the late 1830s by the abrupt withdrawal of capital leading to a chain of insolvencies, a number of colonial banks found that their unrestricted lending had sent prices land soaring as speculators borrowed to invest in urban areas. When the banks called in these loans further insolvencies occurred and a number of banks, including the Bank of Australia, failed in 1843. A number of leading colonial figures lost their fortunes with many taking advantage of the Insolvent Debtors Act 1841; the bank opened on 3 July 1826 in Sydney. The first directors of the bank were: Thomas Macvitie, Edward Wollstonecraft, John Macarthur, Richard Jones, Thomas Icely, John Oxley, George Bunn, W.
J. Browne, Hannibal Macarthur, James Norton, A. B. Spark. In September 1828, thieves tunnelled into the Bank of Australia in Lower George Street and stole about £14,000 pounds, described in 2008 as "the largest documented bank theft" in Australian history