The Banco Crédito y Ahorro Ponceño building, a historic building in Ponce, Puerto Rico, was the first and main office of the historic Banco Crédito y Ahorro Ponceño, and represents one of the last examples of the once popular turn-of-the-century eclectic architecture. The building was listed on the U.S. National Register of Historic Places on June 25, 1987. It was built in 1924. The building was owned by Banco Crédito y Ahorro Ponceño which was one of the largest banking companies in the country of Puerto Rico during most of the twentieth century.

Francisco Luis Porrata-Doría was a Puerto Rican architect from Ponce, Puerto Rico. Porrata-Doría was a pioneer in the development of the local modern architecture and one of the architects responsible for what has been called "Ponce Monumental Architecture", of which the Banco Crédito is a good example.