1.
Bolsa de Madrid
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Bolsa de Madrid is owned by Bolsas y Mercados Españoles. The reorganisation of Spains financial market under the umbrella of the Spanish Stock Market includes the bolsas, the derivatives markets. Trading is linked through the electronic Spanish Stock Market Interconnection System, the IBEX35 Index is a capitalization-weighted index comprising the 35 most liquid Spanish stocks traded in the continuous market, and is Bolsa de Madrids benchmark. Bolsa de Madrid also offers the FTSE-Latibex Index, a European market for Latin American stocks, the Ibex New Market Index, for emerging companies, was offered from 2000 to 2007. Trading on SIBE is conducted from 9 a. m. to 5,30 p. m. open outcry from 10a. m. to 11,30 a. m. both Monday through Friday The Bolsa de Madrid was officially founded in 1831. In 1993, the Bolsa de Madrid switched to all-electronic trading for fixed-income securities. As required by Spanish law, it is managed and operated by the Sociedad Rectora de la Bolsa de Valores de Madrid S. A. a corporation organized under the laws of the Kingdom of Spain. The membership of the Madrid Stock Exchange consists of 41 major financial institutions and 12 established securities dealers, at December 31,2001, approximately 1477 domestic and foreign companies had their equity securities listed on the Madrid Stock Exchange. The total market capitalization of the equity securities listed on the Madrid Stock Exchange in May,2007 was €1,276.26 billion and it is housed in a historic nineteenth-century building, the Palacio de la Bolsa de Madrid. Madrid Stock Exchange General Index Official website
2.
Insurance
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Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, an entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder, the insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the policy is called the premium. If the insured experiences a loss which is covered by the insurance policy. Methods for transferring or distributing risk were practiced by Chinese and Babylonian traders as long ago as the 3rd and 2nd millennia BC, Chinese merchants travelling treacherous river rapids would redistribute their wares across many vessels to limit the loss due to any single vessels capsizing. The Babylonians developed a system which was recorded in the famous Code of Hammurabi, c.1750 BC, and practiced by early Mediterranean sailing merchants. If a merchant received a loan to fund his shipment, he would pay the lender an additional sum in exchange for the guarantee to cancel the loan should the shipment be stolen. At some point in the 1st millennium BC, the inhabitants of Rhodes created the general average and this allowed groups of merchants to pay to insure their goods being shipped together. The collected premiums would be used to any merchant whose goods were jettisoned during transport. Separate insurance contracts were invented in Genoa in the 14th century, the first known insurance contract dates from Genoa in 1347, and in the next century maritime insurance developed widely and premiums were intuitively varied with risks. These new insurance contracts allowed insurance to be separated from investment, Insurance became far more sophisticated in Enlightenment era Europe, and specialized varieties developed. Property insurance as we know it today can be traced to the Great Fire of London, initially,5,000 homes were insured by his Insurance Office. At the same time, the first insurance schemes for the underwriting of business ventures became available, by the end of the seventeenth century, Londons growing importance as a center for trade was increasing demand for marine insurance. These informal beginnings led to the establishment of the insurance market Lloyds of London and several related shipping, the first life insurance policies were taken out in the early 18th century. The first company to offer life insurance was the Amicable Society for a Perpetual Assurance Office, founded in London in 1706 by William Talbot, edward Rowe Mores established the Society for Equitable Assurances on Lives and Survivorship in 1762. In the late 19th century, accident insurance began to become available and this operated much like modern disability insurance. The first company to offer accident insurance was the Railway Passengers Assurance Company, by the late 19th century, governments began to initiate national insurance programs against sickness and old age
3.
Santander, Spain
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The port city of Santander is the capital of the autonomous community and historical region of Cantabria situated on the north coast of Spain. Located east of Gijón and west of Bilbao, the city has a population of 178,465, Santander houses the headquarters of multinational bank Banco Santander, and is the location of the founding of the namesake company. The origin of the earliest human settlements in the current Santander is not easy to establish because there are few written, in Roman times the first written mention appeared, the port being known as Portus Victoriae Iuliobrigensium to Pliny the Elder. Roman archaeological remains found in the Peninsula Magdalena include the remains of a building with mosaic floors, on July 11,1187 King Alfonso VIII of Castile was appointed abbot of San Emeterio and lord and master of the town. His jurisdiction tended to facilitate traffic, fishing and trade. Other local economic activities included wine growing and making pickles, during the 12th and 13th centuries the population was contained within the walls of two different pueblas. La Puebla, the oldest, on the hill overlooking the city facing the bay, included the old castle, the Abbey of the Holy Bodies and the cloister. It had three rows of houses, separated by Rua Carnicerias and Rua Mayor, where the homes of prominent people of the town were, the villa was required to give the monarchy a ship per year. The city owes its existence to the excellent harbour of the Bay of Santander, Santander was an important port for Castile in the later Middle Ages, and also for trade with the New World. It officially became a city in 1755, see also, Incendio de Santander Santander fell victim to a great fire in 1941. Fanned by a south wind, the fire burned for two days. The fire started in Cádiz Street, next to the harbour, the Cathedral, the fire destroyed the Old Town Hall, Jesús de Monasterio and Vargas streets and Atarazanas square buildings. It led to a change in the architecture of Santander, away from the older small stone. There was only one casualty of the fire, a firefighter from Madrid killed in the line of duty, but thousands of families were left homeless, the fire destroyed the greater part of the medieval town centre and gutted the citys Romanesque cathedral. In the early 20th century Santander became the summer residence of King Alfonso XIII. The city gained popularity from this and from the 19th century enthusiasm for sea bathing. During this period, Santander was an important economic centre. It had one of the biggest harbours and was connected by rail to the rest of Spain, currently the city of Santander is working to adapt the municipality to the law of large cities and thus decentralise power in several districts
4.
Madrid
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Madrid is the capital city of the Kingdom of Spain and the largest municipality in both the Community of Madrid and Spain as a whole. The city has a population of almost 3.2 million with an area population of approximately 6.5 million. It is the third-largest city in the European Union after London and Berlin, the municipality itself covers an area of 604.3 km2. Madrid lies on the River Manzanares in the centre of both the country and the Community of Madrid, this community is bordered by the communities of Castile and León. As the capital city of Spain, seat of government, and residence of the Spanish monarch, Madrid is also the political, economic, the current mayor is Manuela Carmena from Ahora Madrid. Madrid is home to two football clubs, Real Madrid and Atlético de Madrid. Madrid is the 17th most liveable city in the according to Monocle magazine. Madrid organises fairs such as FITUR, ARCO, SIMO TCI, while Madrid possesses modern infrastructure, it has preserved the look and feel of many of its historic neighbourhoods and streets. Cibeles Palace and Fountain have become one of the monument symbols of the city, the first documented reference of the city originates in Andalusan times as the Arabic مجريط Majrīṭ, which was retained in Medieval Spanish as Magerit. A wider number of theories have been formulated on possible earlier origins, according to legend, Madrid was founded by Ocno Bianor and was named Metragirta or Mantua Carpetana. The most ancient recorded name of the city Magerit comes from the name of a built on the Manzanares River in the 9th century AD. Nevertheless, it is speculated that the origin of the current name of the city comes from the 2nd century BC. The Roman Empire established a settlement on the banks of the Manzanares river, the name of this first village was Matrice. In the 8th century, the Islamic conquest of the Iberian Peninsula saw the changed to Mayrit, from the Arabic term ميرا Mayra. The modern Madrid evolved from the Mozarabic Matrit, which is still in the Madrilenian gentilic, after the disintegration of the Caliphate of Córdoba, Madrid was integrated in the Taifa of Toledo. With the surrender of Toledo to Alfonso VI of León and Castile, the city was conquered by Christians in 1085, Christians replaced Muslims in the occupation of the centre of the city, while Muslims and Jews settled in the suburbs. The city was thriving and was given the title of Villa, since 1188, Madrid won the right to be a city with representation in the courts of Castile. In 1202, King Alfonso VIII of Castile gave Madrid its first charter to regulate the municipal council, which was expanded in 1222 by Ferdinand III of Castile
5.
Barcelona
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Founded as a Roman city, in the Middle Ages Barcelona became the capital of the County of Barcelona. Barcelona has a cultural heritage and is today an important cultural centre. Particularly renowned are the works of Antoni Gaudí and Lluís Domènech i Montaner. The headquarters of the Union for the Mediterranean is located in Barcelona, the city is known for hosting the 1992 Summer Olympics as well as world-class conferences and expositions and also many international sport tournaments. It is a cultural and economic centre in southwestern Europe, 24th in the world. In 2008 it was the fourth most economically powerful city by GDP in the European Union, in 2012 Barcelona had a GDP of $170 billion, it is leading Spain in both employment rate and GDP per capita change. In 2009 the city was ranked Europes third and one of the worlds most successful as a city brand, since 2011 Barcelona has been a leading smart city in Europe. During the Middle Ages, the city was known as Barchinona, Barçalona, Barchelonaa. Internationally, Barcelonas name is abbreviated to Barça. However, this refers only to FC Barcelona, the football club. The common abbreviated form used by locals is Barna, another common abbreviation is BCN, which is also the IATA airport code of the Barcelona-El Prat Airport. The city is referred to as the Ciutat Comtal in Catalan. The origin of the earliest settlement at the site of present-day Barcelona is unclear, the ruins of an early settlement have been excavated in the El Raval neighbourhood, including different tombs and dwellings dating to earlier than 5000 BC. The founding of Barcelona is the subject of two different legends, the first attributes the founding of the city to the mythological Hercules. In about 15 BC, the Romans redrew the town as a castrum centred on the Mons Taber, under the Romans, it was a colony with the surname of Faventia, or, in full, Colonia Faventia Julia Augusta Pia Barcino or Colonia Julia Augusta Faventia Paterna Barcino. It enjoyed immunity from imperial burdens, the city minted its own coins, some from the era of Galba survive. Some remaining fragments of the Roman walls have incorporated into the cathedral. The cathedral, also known as the Basilica La Seu, is said to have founded in 343
6.
North America
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North America is a continent entirely within the Northern Hemisphere and almost all within the Western Hemisphere. It can also be considered a subcontinent of the Americas. It is bordered to the north by the Arctic Ocean, to the east by the Atlantic Ocean, to the west and south by the Pacific Ocean, and to the southeast by South America and the Caribbean Sea. North America covers an area of about 24,709,000 square kilometers, about 16. 5% of the land area. North America is the third largest continent by area, following Asia and Africa, and the fourth by population after Asia, Africa, and Europe. In 2013, its population was estimated at nearly 565 million people in 23 independent states, or about 7. 5% of the worlds population, North America was reached by its first human populations during the last glacial period, via crossing the Bering land bridge. The so-called Paleo-Indian period is taken to have lasted until about 10,000 years ago, the Classic stage spans roughly the 6th to 13th centuries. The Pre-Columbian era ended with the migrations and the arrival of European settlers during the Age of Discovery. Present-day cultural and ethnic patterns reflect different kind of interactions between European colonists, indigenous peoples, African slaves and their descendants, European influences are strongest in the northern parts of the continent while indigenous and African influences are relatively stronger in the south. Because of the history of colonialism, most North Americans speak English, Spanish or French, the Americas are usually accepted as having been named after the Italian explorer Amerigo Vespucci by the German cartographers Martin Waldseemüller and Matthias Ringmann. Vespucci, who explored South America between 1497 and 1502, was the first European to suggest that the Americas were not the East Indies, but a different landmass previously unknown by Europeans. In 1507, Waldseemüller produced a map, in which he placed the word America on the continent of South America. He explained the rationale for the name in the accompanying book Cosmographiae Introductio, for Waldseemüller, no one should object to the naming of the land after its discoverer. He used the Latinized version of Vespuccis name, but in its feminine form America, following the examples of Europa, Asia and Africa. Later, other mapmakers extended the name America to the continent, In 1538. Some argue that the convention is to use the surname for naming discoveries except in the case of royalty, a minutely explored belief that has been advanced is that America was named for a Spanish sailor bearing the ancient Visigothic name of Amairick. Another is that the name is rooted in a Native American language, the term North America maintains various definitions in accordance with location and context. In Canadian English, North America may be used to refer to the United States, alternatively, usage sometimes includes Greenland and Mexico, as well as offshore islands
7.
South America
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South America is a continent located in the western hemisphere, mostly in the southern hemisphere, with a relatively small portion in the northern hemisphere. It may also be considered a subcontinent of the Americas, which is the used in nations that speak Romance languages. The reference to South America instead of other regions has increased in the last decades due to changing geopolitical dynamics. It is bordered on the west by the Pacific Ocean and on the north and east by the Atlantic Ocean, North America and it includes twelve sovereign states, a part of France, and a non-sovereign area. In addition to this, the ABC islands of the Kingdom of the Netherlands, Trinidad and Tobago, South America has an area of 17,840,000 square kilometers. Its population as of 2005 has been estimated at more than 371,090,000, South America ranks fourth in area and fifth in population. Brazil is by far the most populous South American country, with more than half of the population, followed by Colombia, Argentina, Venezuela. In recent decades Brazil has also concentrated half of the regions GDP and has become a first regional power, most of the population lives near the continents western or eastern coasts while the interior and the far south are sparsely populated. Most of the continent lies in the tropics, the continents cultural and ethnic outlook has its origin with the interaction of indigenous peoples with European conquerors and immigrants and, more locally, with African slaves. Given a long history of colonialism, the majority of South Americans speak Portuguese or Spanish. South America occupies the portion of the Americas. The continent is delimited on the northwest by the Darién watershed along the Colombia–Panama border. Almost all of mainland South America sits on the South American Plate, South Americas major mineral resources are gold, silver, copper, iron ore, tin, and petroleum. These resources found in South America have brought high income to its countries especially in times of war or of rapid growth by industrialized countries elsewhere. However, the concentration in producing one major export commodity often has hindered the development of diversified economies and this is leading to efforts to diversify production to drive away from staying as economies dedicated to one major export. South America is one of the most biodiverse continents on earth, South America is home to many interesting and unique species of animals including the llama, anaconda, piranha, jaguar, vicuña, and tapir. The Amazon rainforests possess high biodiversity, containing a proportion of the Earths species. Brazil is the largest country in South America, encompassing around half of the land area
8.
Asia
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Asia covers an area of 44,579,000 square kilometres, about 30% of Earths total land area and 8. 7% of the Earths total surface area. The continent, which has long been home to the majority of the population, was the site of many of the first civilizations. Asia is notable for not only its large size and population. In general terms, Asia is bounded on the east by the Pacific Ocean, on the south by the Indian Ocean, the western boundary with Europe is a historical and cultural construct, as there is no clear physical and geographical separation between them. The most commonly accepted boundaries place Asia to the east of the Suez Canal, the Ural River, and the Ural Mountains, and south of the Caucasus Mountains, China and India alternated in being the largest economies in the world from 1 to 1800 A. D. The accidental discovery of America by Columbus in search for India demonstrates this deep fascination, the Silk Road became the main East-West trading route in the Asian hitherland while the Straits of Malacca stood as a major sea route. Asia has exhibited economic dynamism as well as robust population growth during the 20th century, given its size and diversity, the concept of Asia—a name dating back to classical antiquity—may actually have more to do with human geography than physical geography. Asia varies greatly across and within its regions with regard to ethnic groups, cultures, environments, economics, historical ties, the boundary between Asia and Africa is the Red Sea, the Gulf of Suez, and the Suez Canal. This makes Egypt a transcontinental country, with the Sinai peninsula in Asia, the border between Asia and Europe was historically defined by European academics. In Sweden, five years after Peters death, in 1730 Philip Johan von Strahlenberg published a new atlas proposing the Urals as the border of Asia, the Russians were enthusiastic about the concept, which allowed them to keep their European identity in geography. Tatishchev announced that he had proposed the idea to von Strahlenberg, the latter had suggested the Emba River as the lower boundary. Over the next century various proposals were made until the Ural River prevailed in the mid-19th century, the border had been moved perforce from the Black Sea to the Caspian Sea into which the Ural River projects. The border between the Black Sea and the Caspian is usually placed along the crest of the Caucasus Mountains, the border between Asia and the loosely defined region of Oceania is usually placed somewhere in the Malay Archipelago. The terms Southeast Asia and Oceania, devised in the 19th century, have had several different geographic meanings since their inception. The chief factor in determining which islands of the Malay Archipelago are Asian has been the location of the possessions of the various empires there. Lewis and Wigen assert, The narrowing of Southeast Asia to its present boundaries was thus a gradual process, Asia is larger and more culturally diverse than Europe. It does not exactly correspond to the borders of its various types of constituents. From the time of Herodotus a minority of geographers have rejected the three-continent system on the grounds there is no or is no substantial physical separation between them
9.
United States dollar
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The United States dollar is the official currency of the United States and its insular territories per the United States Constitution. It is divided into 100 smaller cent units, the circulating paper money consists of Federal Reserve Notes that are denominated in United States dollars. The U. S. dollar was originally commodity money of silver as enacted by the Coinage Act of 1792 which determined the dollar to be 371 4/16 grain pure or 416 grain standard silver, the currency most used in international transactions, it is the worlds primary reserve currency. Several countries use it as their currency, and in many others it is the de facto currency. Besides the United States, it is used as the sole currency in two British Overseas Territories in the Caribbean, the British Virgin Islands and Turks and Caicos Islands. A few countries use the Federal Reserve Notes for paper money, while the country mints its own coins, or also accepts U. S. coins that can be used as payment in U. S. dollars. After Nixon shock of 1971, USD became fiat currency, Article I, Section 8 of the U. S. Constitution provides that the Congress has the power To coin money, laws implementing this power are currently codified at 31 U. S. C. Section 5112 prescribes the forms in which the United States dollars should be issued and these coins are both designated in Section 5112 as legal tender in payment of debts. The Sacagawea dollar is one example of the copper alloy dollar, the pure silver dollar is known as the American Silver Eagle. Section 5112 also provides for the minting and issuance of other coins and these other coins are more fully described in Coins of the United States dollar. The Constitution provides that a regular Statement and Account of the Receipts and that provision of the Constitution is made specific by Section 331 of Title 31 of the United States Code. The sums of money reported in the Statements are currently being expressed in U. S. dollars, the U. S. dollar may therefore be described as the unit of account of the United States. The word dollar is one of the words in the first paragraph of Section 9 of Article I of the Constitution, there, dollars is a reference to the Spanish milled dollar, a coin that had a monetary value of 8 Spanish units of currency, or reales. In 1792 the U. S. Congress passed a Coinage Act, Section 20 of the act provided, That the money of account of the United States shall be expressed in dollars, or units. And that all accounts in the offices and all proceedings in the courts of the United States shall be kept and had in conformity to this regulation. In other words, this act designated the United States dollar as the unit of currency of the United States, unlike the Spanish milled dollar the U. S. dollar is based upon a decimal system of values. Both one-dollar coins and notes are produced today, although the form is significantly more common
10.
Facade
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A façade is generally one exterior side of a building, usually, but not always, the front. It is a loan word from the French façade, which means frontage or face. In architecture, the façade of a building is often the most important aspect from a design standpoint, from the engineering perspective of a building, the façade is also of great importance due to its impact on energy efficiency. For historical façades, many local zoning regulations or other laws restrict or even forbid their alteration. The word comes from the French foreign loan word façade, which in turn comes from the Italian facciata, from faccia meaning face, the earliest usage recorded by the Oxford English Dictionary is 1656. It was quite common in the Georgian period for existing houses in English towns to be given a fashionable new façade, in modern highrise building, the exterior walls are often suspended from the concrete floor slabs. Examples include curtain walls and precast concrete walls, the façade can at times be required to have a fire-resistance rating, for instance, if two buildings are very close together, to lower the likelihood of fire spreading from one building to another. In general, the systems that are suspended or attached to the precast concrete slabs will be made from aluminium or stainless steel. In recent years more lavish materials such as titanium have sometimes been used, whether rated or not, fire protection is always a design consideration. The melting point of aluminium,660 °C, is reached within minutes of the start of a fire. Firestops for such building joints can be qualified, too, putting fire sprinkler systems on each floor has a profoundly positive effect on the fire safety of buildings with curtain walls. Some building codes also limit the percentage of area in exterior walls. When the exterior wall is not rated, the slab edge becomes a junction where rated slabs are abutting an unrated wall. For rated walls, one may also choose rated windows and fire doors, on a film set and within most themed attractions, many of the buildings are only façades, which are far cheaper than actual buildings, and not subject to building codes. In film sets, they are held up with supports from behind. Within theme parks, they are usually decoration for the interior ride/attraction/restaurant, by Ulrich Knaack, Tillmann Klein, Marcel Bilow and Thomas Auer. ISBN 978-3-7643-7961-2 ISBN 978-3-7643-7962-9 Giving buildings an illusion of grandeur Poole, the article outlines the development of the façade in ecclesiastical architecture from the early Christian period to the Renaissance
11.
Royal Bank of Scotland
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Royal Bank of Scotland, commonly abbreviated as RBS, is one of the retail banking subsidiaries of The Royal Bank of Scotland Group plc, together with NatWest and Ulster Bank. The Royal Bank of Scotland has around 700 branches, mainly in Scotland though there are branches in many towns and cities throughout England. The Equivalent Society became the Equivalent Company in 1724, and the new company wished to move into banking, the British government received the request favourably as the Old Bank, the Bank of Scotland, was suspected of having Jacobite sympathies. Accordingly, the New Bank was chartered in 1727 as the Royal Bank of Scotland, with Archibald Campbell, Lord Ilay, on 31 May 1728, the Royal Bank of Scotland invented the overdraft, which was later considered an innovation in modern banking. It allowed William Hogg, a merchant in the High Street of Edinburgh, competition between the Old and New Banks was fierce and centred on the issue of banknotes. The policy of the Royal Bank was to drive the Bank of Scotland out of business. The Royal Bank built up large holdings of the Bank of Scotlands notes, to pay these notes, the Bank of Scotland was forced to call in its loans and, in March 1728, to suspend payments. Despite talk of a merger with the Bank of Scotland, the Royal Bank did not possess the wherewithal to complete the deal. By September 1728, the Bank of Scotland was able to start redeeming its notes again, with interest, the bank opened its first branch office outside Edinburgh in 1783 when it opened one in Glasgow, in part of a drapers shop in the High Street. Further branches were opened in Dundee, Rothesay, Dalkeith, Greenock, Port Glasgow, in 1821, the bank moved from its original head office in Edinburghs Old Town to Dundas House, on St. Andrew Square in the New Town. The building as seen along George Street forms the end of the central vista in New Town. It was designed for Sir Lawrence Dundas by Sir William Chambers as a Palladian mansion, an axial banking hall behind the building, designed by John Dick Peddie, was added in 1857, it features a domed roof, painted blue internally, with gold star-shaped coffers. The banking hall continues in use as a branch of the bank, the rest of the nineteenth century saw the bank pursue mergers with other Scottish banks, chiefly as a response to failing institutions. The assets and liabilities of the Western Bank were acquired following its collapse in 1857, by 1910, the Royal Bank of Scotland had 158 branches and around 900 staff. In 1969, the merged with the National Commercial Bank of Scotland to become the largest clearing bank in Scotland. The first London branch of the Royal Bank of Scotland opened in 1874, an agreement was reached, under which English banks would not open branches in Scotland and Scottish banks would not open branches in England outside London. This agreement remained in place until the 1960s, although various cross-border acquisitions were permitted, the latter two were merged in 1970 to form Williams and Glyns Bank, but not rebranded as the Royal Bank of Scotland until 1985. Also in 2011, Royal Bank of Scotland prevented Basic Account holders from using the ATMs of most rival banks, in June 2012, computer problems prevented customers accessing accounts
12.
Barclays
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Barclays /ˈbɑːrkliz/ is a British multinational banking and financial services company headquartered in London. It is a bank with operations in retail, wholesale and investment banking, as well as wealth management, mortgage lending. It has operations in over 50 countries and territories and has around 48 million customers, Barclays is organised into four core businesses, Personal & Corporate, Barclaycard, Investment Banking and Africa. Barclays traces its origins to a banking business established in the City of London in 1690. James Barclay became a partner in the business in 1736, in 1896 several banks in London and the English provinces, including Backhouses Bank and Gurneys Bank, united as a joint-stock bank under the name Barclays and Co. Over the following decades Barclays expanded to become a nationwide bank, in 1967, Barclays deployed the worlds first cash dispenser. Barclays has a listing on the London Stock Exchange and is a constituent of the FTSE100 Index. It has a listing on the New York Stock Exchange. According to a 2011 paper by Vitali et al, Barclays traces its origins back to 1690 when John Freame, a Quaker, and Thomas Gould started trading as goldsmith bankers in Lombard Street, London. The name Barclays became associated with the business in 1736, when James Barclay, in 1728 the bank moved to 54 Lombard Street, identified by the Sign of the Black Spread Eagle, which in subsequent years would become a core part of the banks visual identity. In 1896 several banks in London and the English provinces, notably Backhouses Bank of Darlington and Gurneys Bank of Norwich, united under the banner of Barclays, between 1905 and 1916 Barclays extended its branch network by making acquisitions of small English banks. In 1925 the Colonial Bank, National Bank of South Africa, in 1938 Barclays acquired the first Indian exchange bank, the Central Exchange Bank of India, which had opened in London in 1936 with the sponsorship of Central Bank of India. In May 1958, Barclays was the first UK bank to appoint a female bank manager, hilda Harding managed Barclays Hanover Square branch in London until her retirement in 1970. In 1965, Barclays established a US affiliate, Barclays Bank of California in San Francisco, Barclays launched the first credit card in the UK, Barclaycard, in 1966. On 27 June 1967, Barclays deployed the worlds first cash machine, the British actor Reg Varney was the first person to use the machine. In 1969, a merger with Martins Bank and Lloyds Bank was blocked by the Monopolies and Mergers Commission. Also that year, the British Linen Bank subsidiary was sold to the Bank of Scotland in exchange for a 25% stake, Barclays DCO changed its name to Barclays Bank International in 1971. In August 1975, following the secondary banking crash, Barclays acquired Mercantile Credit Company, in 1980, Barclays Bank International expanded its business to include commercial credit and took over American Credit Corporation, renaming it Barclays American Corporation
€48.392 billion (2017)[1]
Media related to Banco Santander at Wikimedia Commons
