The effects of Hurricane Georges in the Lesser Antilles were minimal in certain islands and major on others. Georges had formed on September 15, 1998, off the African coast. It had quickly strengthened into a Category 4 hurricane on the Saffir–Simpson scale on September 20 when it struck the Lesser Antilles with 115 mph (185 km/h) winds. The islands affected include Antigua, Barbuda, the British Virgin Islands, the United States Virgin Islands, Montserrat, Guadeloupe, Dominica, St. Maarten. St. Kitts and Nevis were also affected and sustained the most damage at US$484 million.