Hurricane Andrew was a compact, but very powerful and destructive Category 5 Atlantic hurricane that struck the Bahamas, Florida, and Louisiana in August 1992. It is the most destructive hurricane to ever hit Florida in terms of structures damaged or destroyed, and remained the costliest in financial terms until Hurricane Irma surpassed it 25 years later. Andrew was also the strongest landfalling hurricane in the United States in decades and the costliest hurricane to strike anywhere in the country, until it was surpassed by Katrina in 2005. In addition, Andrew is one of only four tropical cyclones to make landfall in the continental United States as a Category 5, alongside the 1935 Labor Day hurricane, 1969's Camille, and 2018's Michael. While the storm also caused major damage in the Bahamas and Louisiana, the greatest impact was felt in South Florida, where the storm made landfall as a Category 5 hurricane, with 1-minute sustained wind speeds as high as 165 mph (266 km/h) and a gust as high as 174 mph (280 km/h). Passing directly through the cities of Cutler Bay and Homestead in Dade County, the hurricane stripped many homes of all but their concrete foundations and caused catastrophic damage. In total, Andrew destroyed more than 63,500 houses, damaged more than 124,000 others, caused $27.3 billion in damage, and left 65 people dead.

Cutler Bay is an incorporated town in Miami-Dade County, Florida, United States, established in 2005. With a population of 45,425 as of the 2020 US census, it is part of the Miami metropolitan area of South Florida. Cutler Bay is the 9th most populous of the 34 municipalities that make up Miami's urban core, and the 33rd most populous of the 163 municipalities.