The International Brotherhood Welfare Association (IBWA) was a mutual aid society for hobos founded in 1905–1906. It was the second largest after the Industrial Workers of the World (IWW). It was started by James Eads How who had inherited a fortune but chose to live a hobo life. IBWA was less radical than the IWW, focusing on education and cooperation rather than direct political action. It published the Hobo News, distributed through street sellers. The IBWA was centered in the midwest and had locals in about twenty cities including Baltimore, Buffalo, Philadelphia and San Francisco. The centers, called "Hobo Colleges," offered lodging, hot meals and education. They also became important meeting places for migrant workers during the winter months.

James Eads How (1874–1930) was an American organizer of the hobo community in the early 20th century. He was heir of a wealthy St. Louis family but chose to live as a hobo and to help the homeless migrant workers. The newspapers often referred to him as the "Millionaire Hobo".