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Lidder Valley

The Lidder Valley or Liddar Valley in the union territory of Jammu and Kashmir, India, is a Himalayan sub-valley that forms the southeastern corner of the Kashmir Valley. The Lidder River flows down the valley; the entrance to the valley lies 7 km northeast from Anantnag town and 62 km southeast from Srinagar, the summer capital of Jammu and Kashmir. It is a 40-km-long gorge valley with an average width of 3 km; the Lidder Valley is situated within the jurisdiction of Anantnag district. It is bordered by Kashmir Valley to the west, Sind Valley to the north, covers a length of 40 km, it has a maximum width of 5 km. The Lidder basin is surrounded on the south and southeast by the Pir Panjal Range, on the north by the Sind Valley and on the northeast by the Zaskar Range; the Lidder drainage basin has an area of 1134 km2. It is formed by the flow of the Lidder River which flows within a Y-shaped valley, upstream of Pahagam the river diverges into the East Lidder and the West Lidder; the East Lidder of which reaches eastwards from Pahalgam up past Chandanwari and flows from east to west starting in the area of Sheshnag Lake and the Shisram Glacier.

The West Lidder originates from the Kolhoi Glacier and runs through green coniferous forests through many alpine meadows. The Lidder Valley provides irrigation for agriculture; the Lidder River flows through the entire valley passing several natural landmarks and tourist spots, including Aru, Betab Valley, Akad. The main towns in the Lidder Valley are Mandlan, Phraslun and Seer Hamdan; the Lidder Valley formed over millions of years as the Lidder River cut into the Himalayan Mountains. Today, the river continues to deposit sheets of sand in the lower areas of Anantnag. Gradual erosive processes have created deep gorges at many places; the Lidder Valley has many glacier-fed streams, the tributaries of the Lidder River are home to different types of trout. The valley is the natural habitat of the Himalayan black bear; the Himalayan brown bear, musk deer, snow leopard and hangul have been spotted in the Aru and Lidderwat areas, which are close to Dachigam National Park

Ghetto Baby

"Ghetto Baby" is a song by English singer and songwriter Cheryl for her third studio album A Million Lights. The hip hop-inspired song was written by American singer and songwriter Lana Del Rey, Roy Kerr and Anu Pillai, with production helmed by Kid Gloves. Music critics were divided in their response to "Ghetto Baby", stating that the track is a highlight on the album, despite Cole sounding too much like Del Rey. An accompanying music video was directed by Rankin, features Cole and her boyfriend and back-up dancer Tre Holloway indulging in a public display of affection while performing the track. "Ghetto Baby" was performed on Cole's debut headlining solo concert tour, named A Million Lights Tour, in October 2012. Cole began working on her third studio album in July 2011 at the Sunset Marquis Hotel in Los Angeles, California. In May 2012, the singer confirmed that American recording artist Lana Del Rey had collaborated on a track for A Million Lights. In an interview with Capital FM, Cole stated.

I was hearing these songs that were fresh to my ear and amazing and I asked the guy who she was and he said,'Watch out for her, it's a girl called Lana Del Rey'." The singer explained that she was played another one of Del Rey's tracks and loved it so much, that it led to a collaboration. "It all happened organically just like that. And then'Video Games' came out and I fell in love with her as an artist as well, so yeah, she's super talented." Del Rey had penned the song, cut from her second studio album, Born to Die. On 28 May 2012, Cole tweeted a few lyrics of the song: "I'm not a trick boy I'm a trick for you, you give me butterflies heart skipping 1, 2, I know your sick boy I wanna get the flu... I'm running temperatures thinking of your love boo..", adding the hashtag "#ghettobaby." "Ghetto Baby", produced by Kid Gloves, is a hip hop track. Written by Elizabeth Grant, Roy Kerr and Anu Pillai, the song's lyrics were considered by Laurence Green of musicOMH "classic Lana Del Rey". A MTV news writer said that the track is "riddled with elements of the New York singer, with Cheryl displaying Lana-esque vocals."

"Ghetto Baby" was released on 15 June 2012, while Del Rey's demo leaked online on 9 August 2012. Stephen Thomas Erlewine of Allmusic deemed it as one of the album's highlights, but stated that, on many tracks from A Million Lights such as "Ghetto Baby" and "Under the Sun", "Cheryl doesn't stamp these sounds with her own personality. A Virgin Media reviewer said that, on the song, Cole "sounds what she is – a plucky disco diva," while an Idolator contributor stated that the track was not right for the singer, because it "sounds so much like a Lana Del Rey cut that we just can't help but feel that Lana herself should be singing it.... Cheryl's voice isn't'ghetto' enough to pull off these lyrics — and love her or hate her, Lana's voice is distinctive enough to at least make you take notice. Not to mention the most ghetto thing about this song is the dated'Drop It Like It's Hot' reference." Elena Gorgan of Softpedia considered "Ghetto Baby" a solid song, despite being "less dance-inspired" than the other tracks on the album, "which could mean it never sees the light of day as a single."

When reviewing A Million Lights, Alexis Petridis said the song "is the handiwork of Lana Del Rey, who, in a volte-face designed to confound critics who've noted that all her songs are about the same thing – doomed love for a beautiful bad boy on the run – has alighted on the radical new topic of her doomed love for a beautiful bad boy on the run." An accompanying music video was uploaded to Cole's VEVO on 25 December 2012 and was directed by Rankin, who thanked Cole for "such an ace collaboration. It's always fun." Prior to the release on Christmas, the singer tweeted all day on 24 December 2012 the hashtag "#CCandRankinMidnight." On 25 December 2012, at midnight GMT, she revealed the music video for "Ghetto Baby", adding that she loved working with the director so much "that I did this for him." Sarah Bull of Daily Mail said that, despite Cole and Holloway only been dating for a couple of months, "the pair indulge in a raunchy PDA" on the video. Bull summarized the video's concept, saying that "Cheryl and Tre are seen kissing and performing some risque dance moves as the singer performs her new track Ghetto Baby.

The most daring dance move comes when Tre lies on the floor, using his arms and legs to support himself off the ground, before Cheryl maneuvers her body into the same position and the pair attempt some hip grinding. Wearing a variety of outfits including a plunging leotard and low-slung trousers, a revealing white dress and a bra top and white net skirt, Cheryl looks sultry and sexy in the footage." "Ghetto Baby" was performed on Cole's debut headlining solo concert tour, named A Million Lights Tour, in October 2012. Cheryl – lead vocals, background vocals Lana Del Reysongwriter Roy Kerr – songwriter Anu Pillai – songwriter Kid Gloves – producer, vocal producer Mike Marshmastering Naweed – masteringCredits adapted from the album's liner notes

Vasily Tsibliyev

Vasily Vasiliyevich Tsibliyev. He was selected as a cosmonaut on March 26, 1987. Tsibliyev flew as Commander on Soyuz TM-17 from July 1, 1993 to January 14, 1994 and on Soyuz TM-25 from February 2, 1997 to August 14 of the same year, he retired on June 19, 1998. Tsibliyev is Chief of the Yuri Gagarin Cosmonauts Training Center at Star City, Russia. Tsibliyev is married with two children. Tsibliyev was the commander in charge of Mir when it was hit by a Progress spacecraft in 1997. Hero of the Russian Federation - for courage and heroism displayed during spaceflight on the orbital scientific research complex Mir Order of Merit for the Fatherland, 3rd class - for courage and heroism displayed during prolonged space flight on the orbital scientific research complex Mir Medal "For Merit in Space Exploration" - for the great achievements in the field of research and use of outer space, many years of diligent work, public activities Medal for Battle Merit Medal "For Distinction in Military Service", 2nd class Medal "For Strengthening brotherhood in arms" NASA Exceptional Public Service Medal Pilot-Cosmonaut of the Russian Federation - for the successful implementation of spaceflight on the orbital scientific research complex Mir and expressed at high level of professionalism Prize Laureate Vladimir Vysotsky's "Own Track" Yuri Gagarin Cosmonaut Training Center Biography and C.

V. on GCTC's web site. Current developments at GCTC: here. Onboard video from NASA. Biographical note from NASA on Shuttle-Mir program

Baraqueville

Baraqueville is a commune in the Aveyron department in the Occitanie region of southern France. The inhabitants of the commune are known as Baraquevilloises. Baraqueville is located 30 km east of Villefranche-de-Rouergue. Access to the commune is by Route nationale N88 from Rodez in the north-east which passes through the commune and the town continues south to Albi; the D57 goes north from the town, changing to the D991 at the communal border, continues west to Rieupeyroux. The D546 goes west to Boussac; the D38 goes south-west to join the D997 south-west of the commune. The D507 goes south from the town to Camboulazet; the D624 branches off the N88 in the north-east of the commune and goes north-east to Luc-la-Primaube. There is a railway passing through the commune from south to north-east with a station at La Cazalets. Apart from the town there are the hamlets of: Apart from the significant sized urban area the commune is all farmland; the Aveyron river forms the northern border of the commune as it flows west to join the Tarn near Meauzac.

The Plan d'Eau du Val de Lenne just north of the town is the source for several streams including the Lenne which flows north-east forming part of the north-western border and continues north to join the Aveyron. The Ruisseau de Congorbes flows south forming the south-western border of the commune and continuing south to join the Viaur north-west of Fonbonne; the Ruisseau de Couffignal rises in the west of the commune and flows west to join the Lézert south-west of Boussac. The Trégou flows from the south-east and forms the north-eastern border of the commune as it flows north-west to join the Aveyron; the Ruisseau des Etangs rises in the east of the commune and flows north-east to join the Trégou. The Ruisseau de Malrieu rises east of the town and flows south, forming the south-eastern border of the commune as it continues to join the Ruisseau de la Nauze south-east of Camboulazet; the commune of Baraqueville was created on 1 January 1973 from the merger of the former communes of Carcenac-Peyralès and Vors.

From the Roman period the Fountain of Vors supplied Rodez with water by a water supply system 30 km long, at first underground by aqueduct. In a direct line the distance is only 12 km. There was a Roman road following the Ségala ridge. From the middle of the 18th century the Carcenac-Peyralès staging post located on Royal Road No. 5 linking Toulouse to Lyon was retained, This was not a busy road and had a strategic interest. Carcenac-Peyralès was on Royal Road No. 3 which linked Montauban to Montpellier via Millau. 1810: Construction of the Baraque de Fraysse. Royal Roads 3 and 5 were used by horse riders, tilburies, ox carts, coaches. During their journey, these people needed to rest and change horses. To respond to this need Mr. Fraysse built a "baraque" or house at the current location of the Palous hotel and restaurant; the expansion of the Baraque de Fraysse was slow since in 1866 there were only 15 inhabitants. 1903: Construction of the railway between Carmaux and Rodez. Ségala land is acid so it was necessary to import lime for fertilizer.

Before the railway lime was transported on ox carts. Once the Carmaux-Rodez rail link was completed, lime could be brought either from Carmaux. From 1906 fairs were held monthly; some tradesmen settled beside of the main road. The postal administration asked for identification of the hamlet and the Mayor of Vors chose "Baraqueville". Between 1920 and 1931. Baraqueville became prosperous due to potato growing. 30 to 40 wagons of potatoes were despatched daily from the Baraqueville-Carcenac-Peyralès railway station. The 1929 stock market crash on Wall Street had a devastating impact on the world in general and in particular on the Ségala region, it was during this period that the silo was built along Route nationale N88. 1973: Creation of the commune of Baraqueville. André Rudelle and Joseph Lutran gave way to Jacques Boubal, the first mayor of the commune of Baraqueville. List of Successive Mayors; the evolution of the number of inhabitants is known from the population censuses conducted in the commune since 1793.

From the 21st century, a census of communes with fewer than 10,000 inhabitants is held every five years, unlike larger communes that have a sample survey every year. N. B; this table includes the populations of the absorbed communes in 1832 and 1972. The Georges Brassens public Kindergarten and elementary school The Carcenac-Peyralès public Kindergarten and elementary school The Lax public Kindergarten and elementary school The Albert Camus public College The private College of Notre Dame A Flea market on the 2nd Sunday of every month Bruno Granier, University Professor, a specialist in sedimentology of carbonates and micro-paleontology, he found several new taxa of fossil algae. In 2002 he founded an internet scientific journal, published on Open Access: the main themes are sedimentology and paleontology. Raymond Lacombe, Mayor of Camboulazet, French share farmer on a 35 hectare dairy farm in Baraqueville. Communes of the Aveyron department: Publication used as a source for this article Henri Enjalbert, Thus Baraqueville was born, The Commune, Baraqueville, 1975, 77 pages, ill..

Progress bar

A progress bar is a graphical control element used to visualize the progression of an extended computer operation, such as a download, file transfer, or installation. Sometimes, the graphic is accompanied by a textual representation of the progress in a percent format; the concept can be regarded to include "playback bars" in media players that keep track of the current location in the duration of a media file. A more recent development is the indeterminate progress bar, used in situations where the extent of the task is unknown or the progress of the task cannot be determined in a way that could be expressed as a percentage; this bar uses motion or some other indicator to show that progress is taking place, rather than using the size of the filled portion to show the total amount of progress, making it more like a throbber than a progress bar. There are indeterminate progress indicators, which are not bar shaped; the concept of a progress bar was invented before digital computing. In 1896 Karol Adamiecki developed a chart which he called a harmonogram, better known today as a Gantt chart.

Adamiecki did not publish his chart until 1931, only in Polish. The chart thus now bears the name of Henry Gantt, who designed his chart around the years 1910-1915 and popularized it in the west. Adopting the concept to computing, the first graphical progress bar appeared in Mitchell Model's 1979 Ph. D. thesis, Monitoring System Behavior in a Complex Computational Environment. In 1985, Brad Myers presented a paper on “percent-done progress indicators” at a conference on computer-human interactions. Myers' research involved asking people to run database searches, some with a progress bar and some without; those who waited whilst watching a progress bar described an overall more positive experience. Myers concluded that the use of a progress bar was more efficient. Progress bars use a linear function, such that the advancement of a progress bar is directly proportional to the amount of work, completed. However, varying disk, processor and other factors complicate this estimate. Progress bars exhibit non-linear behaviors, such as acceleration and pauses.

These behaviors, coupled with humans' non-linear perception of time passing, produces a variable perception of how long progress bars take to complete. This means that progress bars can be designed to "feel" faster; the graphical design of progress bars has been shown to influence humans' perception of duration. Progress indicator

Loans in Japan

Personal loans in Japan are provided by three types of providers. First, there are traditional banks, with a long history, their big advantage is the availability of branches of these banks. Loans are provided by specialized consumer credit companies; these are owned by large, multi-national corporation. For example, one of leading consumer credit companies in Japan, is owned by Mitsubishi UFJ Financial Group; the advantage of these loans is their availability when these companies are willing to serve customers who do not have a bank loan. A big role is played by psychology, when many people feel shame when they go to apply for a loan to the bank and needs a guarantor. On the Japanese market, there are companies that operate at so-called gray zone, sometimes called sarakin. According to estimations, about 10% of the population borrowed from them and there are about 10,000 companies like that on Japanese market. Interest rates were as high as 29.2%. This rate was capped to 15-20% p.a. On Japanese market, there is not common to work with credit score as on western markets.

Every company and bank is doing its own credit scoring without any help of credit bureau. Many regional banks are facing several obstacles – high risk-aversion in Japanese population in general. Secondly, the competition is increasing on the market and legal framework is getting stricter. Many young people are moving to big cities, where they are handled by big banks; this led to the merger of the Bank of Higashi-Nippon Bank. Last and most recent platform, is P2P lending. There are only few operators in Japan running this platform so this kind of distribution channel is still minor. Acom - a market leader with 713 billion yen in outstanding unsecured loans to consumers Aiful - with 216 billion yen in outstanding unsecured loans to consumers Takefuji Sumitomo Mitsui Banking Corporation - – with market name Mobit - with 181 billion yen in outstanding unsecured loans to consumers maneo, Inc. - the first P2P platform in Japan, established in 2007. It started as a consumer loan provider, bud changed its focus on SME soon.

It focused on customer-credit and extended product variety to real-estate collateralized loans. AQUSH - second P2P platform in Japan, established in 2009 SBI Social Lending Co – established in 2008, launched in 2011; this platform focused on collateralized loans too. Crowdfunding, Inc.. announced in 2013 Demand for loans in Japan is rising again. After a drop in 2010 and 2011 slow recovery become visible again. Concerning year 2014, demand grew especially due to auto loan demand, which driven positive performance of entire market. Performance in first four months of 2014 year was driven by VAT increase that made a high demand for expensive items in order to save taxes. In June 2015, banking lending grew by 2.6%. Key drivers were regional banks, with growth 3.8% comparing to the same month las year. Major banks grew by 1.2%. Key product on Japanese market are still credit cards with current boom of contactless payments that allows faster processing of every payment at POS terminal; this trend moves cash payments to card/contactless payments.

Japanese attitude is stable – risk-averse. Japanese are using their credit cards as free riders – repaying their balance at the end of the month. Due to this act, many small companies on the edge of the market went to bankruptcy. Many other were sold according to decreasing profitability of the business. For example, GE was selling their consumer-credit division. List of banks in Japan Economy of Japan Loan Interest