1.
Ticker symbol
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A ticker symbol or stock symbol is an abbreviation used to uniquely identify publicly traded shares of a particular stock on a particular stock market. A stock symbol may consist of letters, numbers or a combination of both, ticker symbol refers to the symbols that were printed on the ticker tape of a ticker tape machine. Stock symbols are unique identifiers assigned to each security traded on a particular market, for example, AAPL is for Apple Inc. OODH is for Orion DHC, Inc. and HD is for Home Depot, a stock symbol can consist of letters, numbers, or a combination of both, and is a way to uniquely identify that stock. The symbols were kept as short as possible to reduce the number of characters that had to be printed on the ticker tape, the allocation of symbols and formatting convention is specific to each stock exchange. In the US, for example, stock tickers are typically between 1 and 4 letters and represent the name where possible. In Europe, most exchanges use three-letter codes, for example Dutch consumer goods company Unilever traded on the Amsterdam Euronext exchange has the symbol UNA, while in Asia, numbers are often used as stock tickers to avoid issues for international investors when using non-Latin scripts. For example, the bank HSBCs stock traded on the Hong Kong Stock Exchange has the ticker symbol 0005, symbols sometimes change to reflect mergers. Prior to the 1999 merger with Mobil Oil, Exxon used a spelling of the company XON as its ticker symbol. The symbol of the firm after the merger was XOM, symbols are sometimes reused, in the US the single-letter symbols are particularly sought after as vanity symbols. For example, since Mar 2008 Visa Inc. has used the symbol V that had previously used by Vivendi which had delisted. To fully qualify a stock, both the ticker and the exchange or country of listing needs to be known, on many systems both must be specified to uniquely identify the security. This is often done by appending the location or exchange code to the ticker, although stock tickers identify a security, they are exchange dependent, generally limited to stocks and can change. These limitations have led to the development of other codes in financial markets to identify securities for settlement purposes, the most prevalent of these is the International Securities Identifying Number. An ISIN uniquely identifies a security and its structure is defined in ISO6166, Securities for which ISINs are issued include bonds, commercial paper, stocks, and warrants. The ISIN identifies the security, not the exchange on which it trades, for instance, Daimler AG stock trades on twenty-two different stock exchanges worldwide, and is priced in five different currencies, it has the same ISIN on each, though not the same ticker symbol. ISIN cannot specify a particular trade in this case, and another identifier, following the introduction of the Sequence trading platform in 1996, EPICs were renamed Tradable Instrument Display Mnemonics, but they are still widely referred to as EPICs. Stocks can also be identified using their SEDOL number or their ISIN, in the United States, modern letter-only ticker symbols were developed by Standard & Poors to bring a national standard to investing
2.
NASDAQ
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The Nasdaq Stock Market is an American stock exchange. It is the second-largest exchange in the world by market capitalization, the exchange platform is owned by Nasdaq, Inc. which also owns the Nasdaq Nordic and Nasdaq Baltic stock market network and several other US stock and options exchanges. When it was founded, NASDAQ stood for the acronym of National Association of Securities Dealers Automated Quotations, NASDAQ was founded in 1971 by the National Association of Securities Dealers, which divested itself of NASDAQ in a series of sales in 2000 and 2001. The Nasdaq Stock Market is owned and operated by Nasdaq, Inc. the stocks of which were listed on its own stock exchange marketing July 2,2002, when the Nasdaq Stock Market began trading on February 8,1971, it was the worlds first electronic stock market. At first, it was merely a system and did not provide a way to perform electronic trades. The Nasdaq Stock Market helped lower the spread but was unpopular among brokerages which made much of their money on the spread. As late as 1987, the NASDAQ exchange was still referred to as OTC in media. Over the years, the Nasdaq Stock Market became more of a market by adding trade and volume reporting. The Nasdaq Stock Market attracted new companies such as Microsoft, Apple, Cisco, Oracle and Dell. Its main index is the NASDAQ Composite, which has published since its inception. In 1992, the Nasdaq Stock Market joined with the London Stock Exchange to form the first intercontinental linkage of securities markets, the National Association of Securities Dealers spun off the Nasdaq Stock Market in 2000 to form a publicly traded company. In 2006, the status of the Nasdaq Stock Market was changed from a market to a licensed national securities exchange. In 2007, Nasdaq merged with OMX, an exchange operator in the Nordic countries, expanded its global footprint. NASDAQ OMX could be looking to acquire the American exchanges cash equities business, at the time, NYSE Euronext’s market value was $9.75 billion. Nasdaq was valued at $5.78 billion, while ICE was valued at $9.45 billion. Late in the month, Nasdaq was reported to be considering asking either ICE or the Chicago Mercantile Exchange to join in what would probably have to be, if it proceeded, an $11–12 billion counterbid. The European Association of Securities Dealers Automatic Quotation System was founded as a European equivalent to the Nasdaq Stock Market and it was purchased by NASDAQ in 2001 and became NASDAQ Europe. Operations were shut down, however, as a result of the burst of the dot-com bubble, in 2007, NASDAQ Europe was revived as Equiduct, and is currently operating under Börse Berlin
3.
S&P 500
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The S&P500 index components and their weightings are determined by S&P Dow Jones Indices. It differs from other U. S. stock market indices, such as the Dow Jones Industrial Average or the Nasdaq Composite index, because of its diverse constituency and weighting methodology. It is one of the most commonly followed equity indices, and many consider it one of the best representations of the U. S. stock market, the National Bureau of Economic Research has classified common stocks as a leading indicator of business cycles. The S&P500 was developed and continued to be maintained by S&P Dow Jones Indices, S&P Dow Jones Indices publishes many stock market indices such as the Dow Jones Industrial Average, S&P MidCap 400, the S&P SmallCap 600, and the S&P Composite 1500. It is a free-float capitalization-weighted index, and has many symbols, such as, ^GSPC, INX. The Composite Index, as the S&P500 was first called when it introduced its first stock index in 1923, three years later in 1926, the Composite Index expanded to 90 stocks and then in 1957 it expanded to its current 500. Standard & Poors, a company that doles out financial information, in 1941 Poors Publishing merged with Standard Statistics and therein assumed the name Standard and Poors Corporation. The S&P500 index in its present form began on March 4,1957, technology has allowed the index to be calculated and disseminated in real time. The S&P500 is widely used as a measure of the level of stock prices. In September 1962, Ultronic Systems Corp. entered into an agreement with Standard, under the terms of this agreement, Ultronics computed the S&P500 Stock Composite Index, the 425 Stock Industrial Index, the 50 Stock Utility Index, and the 25 Stock Rail Index. Throughout the market day these statistics were furnished to Standard & Poors, in addition, Ultronics also computed and reported the 94 S&P sub-indexes. On August 12,1982, the index closed at 102.42, the index reached a relative intraday high—which was not exceeded for over seven years—of 1,552.87, on March 24,2000, during the dot-com bubble. The index then declined by approximately 50%, to 768.63, on October 10,2002, on May 30,2007, the S&P500 closed at 1,530.23, to set its first all-time closing high in more than seven years. Less than a later, it dropped to 1,400. In mid-2007, the mortgage crisis spread to the wider U. S. financial sector. On November 20,2008, the index closed at 752.44, a modest recovery the following day still left the index down 45. 5% for the year. This year-to-date loss was the greatest since 1931, when the market declined more than 50%. The index closed the year at 903.25, for a loss of 38. 5%, the market continued to decline in early 2009, surrounding the financial crisis of 2008
4.
Des Moines, Iowa
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Des Moines /dᵻˈmɔɪn/ is the capital and the most populous city in the U. S. state of Iowa. It is also the county seat of Polk County, a small portion of the city extends into Warren County. It was incorporated on September 22,1851, as Fort Des Moines and it is located on and named after the Des Moines River, which likely was adapted from the French colonial name, Rivière des Moines, meaning River of the Monks. The citys population was 203,433 as of the 2010 census, the five-county metropolitan area is ranked 91st in terms of population in the United States with 599,789 residents according to the 2013 estimate by the United States Census Bureau. Des Moines is a center of the U. S. insurance industry and has a sizable financial services. The city was credited as the one spot for U. S. insurance companies in a Business Wire article. The city is the headquarters for the Principal Financial Group, the Meredith Corporation, Ruan Transportation, EMC Insurance Companies, and Wellmark Blue Cross Blue Shield. Other major corporations such as Wells Fargo, Voya Financial, Nationwide Mutual Insurance Company, ACE Limited, Marsh, Monsanto, in recent years Microsoft, Hewlett Packard and Facebook have established data processing and logistical facilities in the Des Moines metro. Forbes magazine ranked Des Moines as the Best Place for Business in both 2010 and 2013, in 2014, NBC ranked Des Moines as the Wealthiest City in America, according to its criteria. Des Moines is an important city in U. S. presidential politics, as the capital of the state, many presidential candidates set up campaign headquarters in Des Moines. Des Moines takes its name from Fort Des Moines, which was named for the Des Moines River and this was adopted from the name given by French colonists. Des Moines translates literally to either from the monks or of the monks, the historian Virgil Vogel claimed that the name was derived from Moingona, the Algonquian clan name for Loon, one of the clans of the local Native American people. Some historians and researchers lacking linguistic or Algonquianist training concluded that Moingona meant people by the portage or something similar and this was the site of the earliest known encounters between the Moingona and European explorers took place. This was some 200 miles from the Des Moines River, based on archeological evidence, the juncture of the Des Moines and Raccoon rivers has attracted humans for at least 7,000 years. Several prehistoric occupation areas have been identified by archeologists in downtown Des Moines, discovered in December 2010, the Palace is an expansive 7, 000-year-old site found during excavations prior to construction of the new wastewater treatment plant in southeastern Des Moines. It contains well-preserved house deposits and numerous graves, more than 6,000 artifacts were found at this site. State of Iowa archaeologist John Doershuk was assisted by University of Iowa archaeologists at this dig, at least three Late Prehistoric villages, dating from about AD1300 to 1700, stood in or near what developed later as downtown Des Moines. In addition,15 to 18 prehistoric American Indian mounds were observed in area by early settlers
5.
United States
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Forty-eight of the fifty states and the federal district are contiguous and located in North America between Canada and Mexico. The state of Alaska is in the northwest corner of North America, bordered by Canada to the east, the state of Hawaii is an archipelago in the mid-Pacific Ocean. The U. S. territories are scattered about the Pacific Ocean, the geography, climate and wildlife of the country are extremely diverse. At 3.8 million square miles and with over 324 million people, the United States is the worlds third- or fourth-largest country by area, third-largest by land area. It is one of the worlds most ethnically diverse and multicultural nations, paleo-Indians migrated from Asia to the North American mainland at least 15,000 years ago. European colonization began in the 16th century, the United States emerged from 13 British colonies along the East Coast. Numerous disputes between Great Britain and the following the Seven Years War led to the American Revolution. On July 4,1776, during the course of the American Revolutionary War, the war ended in 1783 with recognition of the independence of the United States by Great Britain, representing the first successful war of independence against a European power. The current constitution was adopted in 1788, after the Articles of Confederation, the first ten amendments, collectively named the Bill of Rights, were ratified in 1791 and designed to guarantee many fundamental civil liberties. During the second half of the 19th century, the American Civil War led to the end of slavery in the country. By the end of century, the United States extended into the Pacific Ocean. The Spanish–American War and World War I confirmed the status as a global military power. The end of the Cold War and the dissolution of the Soviet Union in 1991 left the United States as the sole superpower. The U. S. is a member of the United Nations, World Bank, International Monetary Fund, Organization of American States. The United States is a developed country, with the worlds largest economy by nominal GDP. It ranks highly in several measures of performance, including average wage, human development, per capita GDP. While the U. S. economy is considered post-industrial, characterized by the dominance of services and knowledge economy, the United States is a prominent political and cultural force internationally, and a leader in scientific research and technological innovations. In 1507, the German cartographer Martin Waldseemüller produced a map on which he named the lands of the Western Hemisphere America after the Italian explorer and cartographer Amerigo Vespucci
6.
Earnings before interest and taxes
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In accounting and finance, earnings before interest and taxes, is a measure of a firms profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses, when a firm does not have non-operating income, then operating income is sometimes used as a synonym for EBIT and operating profit. To calculate EBIT, expenses are subtracted from revenues, net income is later obtained by subtracting interest and taxes from the result
7.
United States dollar
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The United States dollar is the official currency of the United States and its insular territories per the United States Constitution. It is divided into 100 smaller cent units, the circulating paper money consists of Federal Reserve Notes that are denominated in United States dollars. The U. S. dollar was originally commodity money of silver as enacted by the Coinage Act of 1792 which determined the dollar to be 371 4/16 grain pure or 416 grain standard silver, the currency most used in international transactions, it is the worlds primary reserve currency. Several countries use it as their currency, and in many others it is the de facto currency. Besides the United States, it is used as the sole currency in two British Overseas Territories in the Caribbean, the British Virgin Islands and Turks and Caicos Islands. A few countries use the Federal Reserve Notes for paper money, while the country mints its own coins, or also accepts U. S. coins that can be used as payment in U. S. dollars. After Nixon shock of 1971, USD became fiat currency, Article I, Section 8 of the U. S. Constitution provides that the Congress has the power To coin money, laws implementing this power are currently codified at 31 U. S. C. Section 5112 prescribes the forms in which the United States dollars should be issued and these coins are both designated in Section 5112 as legal tender in payment of debts. The Sacagawea dollar is one example of the copper alloy dollar, the pure silver dollar is known as the American Silver Eagle. Section 5112 also provides for the minting and issuance of other coins and these other coins are more fully described in Coins of the United States dollar. The Constitution provides that a regular Statement and Account of the Receipts and that provision of the Constitution is made specific by Section 331 of Title 31 of the United States Code. The sums of money reported in the Statements are currently being expressed in U. S. dollars, the U. S. dollar may therefore be described as the unit of account of the United States. The word dollar is one of the words in the first paragraph of Section 9 of Article I of the Constitution, there, dollars is a reference to the Spanish milled dollar, a coin that had a monetary value of 8 Spanish units of currency, or reales. In 1792 the U. S. Congress passed a Coinage Act, Section 20 of the act provided, That the money of account of the United States shall be expressed in dollars, or units. And that all accounts in the offices and all proceedings in the courts of the United States shall be kept and had in conformity to this regulation. In other words, this act designated the United States dollar as the unit of currency of the United States, unlike the Spanish milled dollar the U. S. dollar is based upon a decimal system of values. Both one-dollar coins and notes are produced today, although the form is significantly more common
8.
Net income
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In business, net income is an entitys income minus cost of goods sold, expenses and taxes for an accounting period. In the context of the presentation of financial statements, the IFRS Foundation defines net income as synonymous with profit, net income is a distinct accounting concept from profit but the same as net profit. Net income can also be calculated by adding a companys operating income to non-operating income, net income can be distributed among holders of common stock as a dividend or held by the firm as an addition to retained earnings. As profit and earnings are used synonymously for income, net earnings, often, the term income is substituted for net income, yet this is not preferred due to the possible ambiguity. Net income is called the bottom line because it is typically found on the last line of a companys income statement. The items deducted will typically include tax expense, financing expense, likewise, preferred stock dividends will be subtracted too, though they are not an expense. For a merchandising company, subtracted costs may be the cost of goods sold, sales discounts, for a product company advertising, manufacturing, and design and development costs are included
9.
Assets under management
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Methods of calculating AUM vary between firms. The fee structure depends on the contract between each client and the firm or fund, Assets under management rise and fall. They may increase when investment performance is positive, or when new customers, rising AUM normally increases the fees which the firm generates. Conversely, AUM are reduced by negative investment performance, as well as redemptions or withdrawals, including fund closures, client defections, lower AUM tend to result in lower fees generated. Assets under management includes, Capital raised from investors, Capital belonging to the principals of the management firm. For example, if fund managers contribute $2B of their own capital to the fund and raise additional $10B from investors, net asset value Fund Management Activities Survey 2005 Sovereign Wealth Fund Assets Under Management
10.
Insurance
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Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, an entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder, the insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the policy is called the premium. If the insured experiences a loss which is covered by the insurance policy. Methods for transferring or distributing risk were practiced by Chinese and Babylonian traders as long ago as the 3rd and 2nd millennia BC, Chinese merchants travelling treacherous river rapids would redistribute their wares across many vessels to limit the loss due to any single vessels capsizing. The Babylonians developed a system which was recorded in the famous Code of Hammurabi, c.1750 BC, and practiced by early Mediterranean sailing merchants. If a merchant received a loan to fund his shipment, he would pay the lender an additional sum in exchange for the guarantee to cancel the loan should the shipment be stolen. At some point in the 1st millennium BC, the inhabitants of Rhodes created the general average and this allowed groups of merchants to pay to insure their goods being shipped together. The collected premiums would be used to any merchant whose goods were jettisoned during transport. Separate insurance contracts were invented in Genoa in the 14th century, the first known insurance contract dates from Genoa in 1347, and in the next century maritime insurance developed widely and premiums were intuitively varied with risks. These new insurance contracts allowed insurance to be separated from investment, Insurance became far more sophisticated in Enlightenment era Europe, and specialized varieties developed. Property insurance as we know it today can be traced to the Great Fire of London, initially,5,000 homes were insured by his Insurance Office. At the same time, the first insurance schemes for the underwriting of business ventures became available, by the end of the seventeenth century, Londons growing importance as a center for trade was increasing demand for marine insurance. These informal beginnings led to the establishment of the insurance market Lloyds of London and several related shipping, the first life insurance policies were taken out in the early 18th century. The first company to offer life insurance was the Amicable Society for a Perpetual Assurance Office, founded in London in 1706 by William Talbot, edward Rowe Mores established the Society for Equitable Assurances on Lives and Survivorship in 1762. In the late 19th century, accident insurance began to become available and this operated much like modern disability insurance. The first company to offer accident insurance was the Railway Passengers Assurance Company, by the late 19th century, governments began to initiate national insurance programs against sickness and old age
11.
Iowa
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Iowa is a U. S. state in the Midwestern United States, bordered by the Mississippi River on the east and the Missouri River and the Big Sioux River on the west. Surrounding states include Wisconsin and Illinois to the east, Missouri to the south, Nebraska and South Dakota to the west, in colonial times, Iowa was a part of French Louisiana and Spanish Louisiana, its state flag is patterned after the flag of France. After the Louisiana Purchase, people laid the foundation for an economy in the heart of the Corn Belt. Iowa is the 26th most extensive in area and the 30th most populous of the 50 United States. Its capital and largest city by population is Des Moines, Iowa has been listed as one of the safest states in which to live. Its nickname is the Hawkeye State, Iowa derives its name from the Ioway people, one of the many Native American tribes that occupied the state at the time of European exploration. Iowa is bordered by the Mississippi River on the east, the Missouri River and the Big Sioux River on the west, Iowa is the only state whose east and west borders are formed entirely by rivers. Iowa has 99 counties, but 100 county seats because Lee County has two, the state capital, Des Moines, is in Polk County. Iowas bedrock geology generally increases in age from west to east, in northwest Iowa, Cretaceous bedrock can be 74 million years old, in eastern Iowa Cambrian bedrock dates to c.500 million years ago. Iowa is generally not flat, most of the consists of rolling hills. Iowa can be divided into eight landforms based on glaciation, soils, topography, Loess hills lie along the western border of the state, some of which are several hundred feet thick. Northeast Iowa along the Mississippi River is part of the Driftless Zone, consisting of steep hills, several natural lakes exist, most notably Spirit Lake, West Okoboji Lake, and East Okoboji Lake in northwest Iowa. To the east lies Clear Lake, man-made lakes include Lake Odessa, Saylorville Lake, Lake Red Rock, Coralville Lake, Lake MacBride, and Rathbun Lake. The states northwest area has remnants of the once common wetlands. Iowas natural vegetation is tallgrass prairie and savanna in areas, with dense forest and wetlands in flood plains and protected river valleys. Most of Iowa is used for agriculture, crops cover 60% of the state, grasslands cover 30%, as of 2005 Iowa ranked 49th of U. S. states in public land holdings. Endangered or threatened plants include western prairie fringed orchid, eastern prairie fringed orchid, Meads milkweed, prairie bush clover, the explosion in the number of high-density livestock facilities in Iowa has led to increased rural water contamination and a decline in air quality. Iowa has a continental climate throughout the state
12.
Asset management
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Asset management, broadly defined, refers to any system that monitors and maintains things of value to an entity or group. It may apply to both tangible assets such as buildings and to intangible assets such as capital, intellectual property. Asset management is a process of deploying, operating, maintaining, upgrading. The term is most commonly used in the world to describe people. These include, for example, investment managers that manage the assets of a pension fund, the most common usage of the term asset manager refers to investment management, the sector of the financial services industry that manages investment funds and segregated client accounts. An asset management is a part of a company which comprises experts who manage money. Operating and sustainment of assets in a constrained budget environment require a prioritization scheme, as a way of illustration, the recent development of renewable energy has seen the rise of effective asset managers involved in the management of solar systems. These teams are more and more teaming-up with financial asset managers in order to offer turn key solutions to investors. Software asset management is one kind of asset management. It is related to asset health management, infrastructure asset management expands on this theme in relation primarily to public sector, utilities, property and transport systems. An example in which public asset management is used is land-use development, an EAM requires an asset registry combined with a computerized maintenance management system. All public assets are interconnected and share proximity, possible through the use of information systems. A GIS platform combined with information of both the hard and soft assets helps to remove the traditional silos of structured municipal functions, the GIS platform is only an assisting tool, asset managers need to make informed decisions about their assets in order to fulfill their organizational goals. List of asset management firms P2P Asset Management Robo-advisor Baird, G, defining Public Asset Management for Municipal Water Utilities. Journal American Water Works Association May 2011,103,5,30, www. awwa. org
13.
Asia
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Asia covers an area of 44,579,000 square kilometres, about 30% of Earths total land area and 8. 7% of the Earths total surface area. The continent, which has long been home to the majority of the population, was the site of many of the first civilizations. Asia is notable for not only its large size and population. In general terms, Asia is bounded on the east by the Pacific Ocean, on the south by the Indian Ocean, the western boundary with Europe is a historical and cultural construct, as there is no clear physical and geographical separation between them. The most commonly accepted boundaries place Asia to the east of the Suez Canal, the Ural River, and the Ural Mountains, and south of the Caucasus Mountains, China and India alternated in being the largest economies in the world from 1 to 1800 A. D. The accidental discovery of America by Columbus in search for India demonstrates this deep fascination, the Silk Road became the main East-West trading route in the Asian hitherland while the Straits of Malacca stood as a major sea route. Asia has exhibited economic dynamism as well as robust population growth during the 20th century, given its size and diversity, the concept of Asia—a name dating back to classical antiquity—may actually have more to do with human geography than physical geography. Asia varies greatly across and within its regions with regard to ethnic groups, cultures, environments, economics, historical ties, the boundary between Asia and Africa is the Red Sea, the Gulf of Suez, and the Suez Canal. This makes Egypt a transcontinental country, with the Sinai peninsula in Asia, the border between Asia and Europe was historically defined by European academics. In Sweden, five years after Peters death, in 1730 Philip Johan von Strahlenberg published a new atlas proposing the Urals as the border of Asia, the Russians were enthusiastic about the concept, which allowed them to keep their European identity in geography. Tatishchev announced that he had proposed the idea to von Strahlenberg, the latter had suggested the Emba River as the lower boundary. Over the next century various proposals were made until the Ural River prevailed in the mid-19th century, the border had been moved perforce from the Black Sea to the Caspian Sea into which the Ural River projects. The border between the Black Sea and the Caspian is usually placed along the crest of the Caucasus Mountains, the border between Asia and the loosely defined region of Oceania is usually placed somewhere in the Malay Archipelago. The terms Southeast Asia and Oceania, devised in the 19th century, have had several different geographic meanings since their inception. The chief factor in determining which islands of the Malay Archipelago are Asian has been the location of the possessions of the various empires there. Lewis and Wigen assert, The narrowing of Southeast Asia to its present boundaries was thus a gradual process, Asia is larger and more culturally diverse than Europe. It does not exactly correspond to the borders of its various types of constituents. From the time of Herodotus a minority of geographers have rejected the three-continent system on the grounds there is no or is no substantial physical separation between them
14.
Australia
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Australia, officially the Commonwealth of Australia, is a country comprising the mainland of the Australian continent, the island of Tasmania and numerous smaller islands. It is the worlds sixth-largest country by total area, the neighbouring countries are Papua New Guinea, Indonesia and East Timor to the north, the Solomon Islands and Vanuatu to the north-east, and New Zealand to the south-east. Australias capital is Canberra, and its largest urban area is Sydney, for about 50,000 years before the first British settlement in the late 18th century, Australia was inhabited by indigenous Australians, who spoke languages classifiable into roughly 250 groups. The population grew steadily in subsequent decades, and by the 1850s most of the continent had been explored, on 1 January 1901, the six colonies federated, forming the Commonwealth of Australia. Australia has since maintained a liberal democratic political system that functions as a federal parliamentary constitutional monarchy comprising six states. The population of 24 million is highly urbanised and heavily concentrated on the eastern seaboard, Australia has the worlds 13th-largest economy and ninth-highest per capita income. With the second-highest human development index globally, the country highly in quality of life, health, education, economic freedom. The name Australia is derived from the Latin Terra Australis a name used for putative lands in the southern hemisphere since ancient times, the Dutch adjectival form Australische was used in a Dutch book in Batavia in 1638, to refer to the newly discovered lands to the south. On 12 December 1817, Macquarie recommended to the Colonial Office that it be formally adopted, in 1824, the Admiralty agreed that the continent should be known officially as Australia. The first official published use of the term Australia came with the 1830 publication of The Australia Directory and these first inhabitants may have been ancestors of modern Indigenous Australians. The Torres Strait Islanders, ethnically Melanesian, were originally horticulturists, the northern coasts and waters of Australia were visited sporadically by fishermen from Maritime Southeast Asia. The first recorded European sighting of the Australian mainland, and the first recorded European landfall on the Australian continent, are attributed to the Dutch. The first ship and crew to chart the Australian coast and meet with Aboriginal people was the Duyfken captained by Dutch navigator, Willem Janszoon. He sighted the coast of Cape York Peninsula in early 1606, the Dutch charted the whole of the western and northern coastlines and named the island continent New Holland during the 17th century, but made no attempt at settlement. William Dampier, an English explorer and privateer, landed on the north-west coast of New Holland in 1688, in 1770, James Cook sailed along and mapped the east coast, which he named New South Wales and claimed for Great Britain. The first settlement led to the foundation of Sydney, and the exploration, a British settlement was established in Van Diemens Land, now known as Tasmania, in 1803, and it became a separate colony in 1825. The United Kingdom formally claimed the part of Western Australia in 1828. Separate colonies were carved from parts of New South Wales, South Australia in 1836, Victoria in 1851, the Northern Territory was founded in 1911 when it was excised from South Australia
15.
Europe
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Europe is a continent that comprises the westernmost part of Eurasia. Europe is bordered by the Arctic Ocean to the north, the Atlantic Ocean to the west, yet the non-oceanic borders of Europe—a concept dating back to classical antiquity—are arbitrary. Europe covers about 10,180,000 square kilometres, or 2% of the Earths surface, politically, Europe is divided into about fifty sovereign states of which the Russian Federation is the largest and most populous, spanning 39% of the continent and comprising 15% of its population. Europe had a population of about 740 million as of 2015. Further from the sea, seasonal differences are more noticeable than close to the coast, Europe, in particular ancient Greece, was the birthplace of Western civilization. The fall of the Western Roman Empire, during the period, marked the end of ancient history. Renaissance humanism, exploration, art, and science led to the modern era, from the Age of Discovery onwards, Europe played a predominant role in global affairs. Between the 16th and 20th centuries, European powers controlled at times the Americas, most of Africa, Oceania. The Industrial Revolution, which began in Great Britain at the end of the 18th century, gave rise to economic, cultural, and social change in Western Europe. During the Cold War, Europe was divided along the Iron Curtain between NATO in the west and the Warsaw Pact in the east, until the revolutions of 1989 and fall of the Berlin Wall. In 1955, the Council of Europe was formed following a speech by Sir Winston Churchill and it includes all states except for Belarus, Kazakhstan and Vatican City. Further European integration by some states led to the formation of the European Union, the EU originated in Western Europe but has been expanding eastward since the fall of the Soviet Union in 1991. The European Anthem is Ode to Joy and states celebrate peace, in classical Greek mythology, Europa is the name of either a Phoenician princess or of a queen of Crete. The name contains the elements εὐρύς, wide, broad and ὤψ eye, broad has been an epithet of Earth herself in the reconstructed Proto-Indo-European religion and the poetry devoted to it. For the second part also the divine attributes of grey-eyed Athena or ox-eyed Hera. The same naming motive according to cartographic convention appears in Greek Ανατολή, Martin Litchfield West stated that phonologically, the match between Europas name and any form of the Semitic word is very poor. Next to these there is also a Proto-Indo-European root *h1regʷos, meaning darkness. Most major world languages use words derived from Eurṓpē or Europa to refer to the continent, in some Turkic languages the originally Persian name Frangistan is used casually in referring to much of Europe, besides official names such as Avrupa or Evropa
16.
Latin America
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Latin America is a group of countries and dependencies in the Americas where Romance languages are predominant. It is therefore broader than the terms Ibero-America or Hispanic America—though it usually excludes French Canada and it has an area of approximately 19,197,000 km2, almost 13% of the Earths land surface area. As of 2015, its population was estimated at more than 626 million and in 2014, Latin America had a combined nominal GDP of 5,573,397 million USD and a GDP PPP of 7,531,585 million USD. The term Latin America was first used in 1861 in La revue des races Latines, a further investigation of the concept of Latin America is by Michel Gobat in the American Historical Review. The term was first used in Paris in an 1856 conference by the Chilean politician Francisco Bilbao and this term was also used in 1861 by French scholars in La revue des races Latines, a magazine dedicated to the Pan-Latinism movement. Latin America is, therefore, defined as all parts of the Americas that were once part of the Spanish. By this definition, Latin America is coterminous with Ibero-America and this definition emphasizes a similar socioeconomic history of the region, which was characterized by formal or informal colonialism, rather than cultural aspects. As such, some sources avoid this oversimplification by using the phrase Latin America, the distinction between Latin America and Anglo-America is a convention based on the predominant languages in the Americas by which Romance-language and English-speaking cultures are distinguished. Latin America can be subdivided into several subregions based on geography, politics, demographics and it may be subdivided on linguistic grounds into Hispanic America, Portuguese America and French America. *, Not a sovereign state The concept of Latin America has been criticized by a number of intellectuals, the earliest known settlement was identified at Monte Verde, near Puerto Montt in Southern Chile. Its occupation dates to some 14,000 years ago and there is disputed evidence of even earlier occupation. Over the course of millennia, people spread to all parts of the continents, by the first millennium CE, South Americas vast rainforests, mountains, plains and coasts were the home of tens of millions of people. Some groups formed more permanent settlements such as the Chibcha and the Tairona groups and these groups are in the circum Caribbean region. The Chibchas of Colombia, the Quechuas and Aymaras of Bolivia, the region was home to many indigenous peoples and advanced civilizations, including the Aztecs, Toltecs, Maya, and Inca. The Aztec empire was ultimately the most powerful civilization known throughout the Americas, with the arrival of the Europeans following Christopher Columbus voyages, the indigenous elites, such as the Incas and Aztecs, lost power to the heavy European invasion. Hernándo Cortés seized the Aztec elites power with the help of local groups who had favored the Aztec elite, epidemics of diseases brought by the Europeans, such as smallpox and measles, wiped out a large portion of the indigenous population. Historians cannot determine the number of natives who died due to European diseases, due to the lack of written records, specific numbers are hard to verify. Many of the survivors were forced to work in European plantations, intermixing between the indigenous peoples and the European colonists was very common, and, by the end of the colonial period, people of mixed ancestry formed majorities in several colonies
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North America
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North America is a continent entirely within the Northern Hemisphere and almost all within the Western Hemisphere. It can also be considered a subcontinent of the Americas. It is bordered to the north by the Arctic Ocean, to the east by the Atlantic Ocean, to the west and south by the Pacific Ocean, and to the southeast by South America and the Caribbean Sea. North America covers an area of about 24,709,000 square kilometers, about 16. 5% of the land area. North America is the third largest continent by area, following Asia and Africa, and the fourth by population after Asia, Africa, and Europe. In 2013, its population was estimated at nearly 565 million people in 23 independent states, or about 7. 5% of the worlds population, North America was reached by its first human populations during the last glacial period, via crossing the Bering land bridge. The so-called Paleo-Indian period is taken to have lasted until about 10,000 years ago, the Classic stage spans roughly the 6th to 13th centuries. The Pre-Columbian era ended with the migrations and the arrival of European settlers during the Age of Discovery. Present-day cultural and ethnic patterns reflect different kind of interactions between European colonists, indigenous peoples, African slaves and their descendants, European influences are strongest in the northern parts of the continent while indigenous and African influences are relatively stronger in the south. Because of the history of colonialism, most North Americans speak English, Spanish or French, the Americas are usually accepted as having been named after the Italian explorer Amerigo Vespucci by the German cartographers Martin Waldseemüller and Matthias Ringmann. Vespucci, who explored South America between 1497 and 1502, was the first European to suggest that the Americas were not the East Indies, but a different landmass previously unknown by Europeans. In 1507, Waldseemüller produced a map, in which he placed the word America on the continent of South America. He explained the rationale for the name in the accompanying book Cosmographiae Introductio, for Waldseemüller, no one should object to the naming of the land after its discoverer. He used the Latinized version of Vespuccis name, but in its feminine form America, following the examples of Europa, Asia and Africa. Later, other mapmakers extended the name America to the continent, In 1538. Some argue that the convention is to use the surname for naming discoveries except in the case of royalty, a minutely explored belief that has been advanced is that America was named for a Spanish sailor bearing the ancient Visigothic name of Amairick. Another is that the name is rooted in a Native American language, the term North America maintains various definitions in accordance with location and context. In Canadian English, North America may be used to refer to the United States, alternatively, usage sometimes includes Greenland and Mexico, as well as offshore islands
18.
Fortune (magazine)
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Fortune is a multinational business magazine, published and owned by Time Inc. and headquartered in New York City. The publication was founded by Henry Luce in 1929, the magazine competes with Forbes and Bloomberg Businessweek in the national business magazine category and distinguishes itself with long, in-depth feature articles. The magazine is best known for the Fortune 500, a ranking of companies by revenue that it has published annually since 1955, in late October 1929, the Wall Street Crash of 1929 occurred, marking the onset of the Great Depression. In a memo to the Time Inc. board in November 1929, Luce wrote and we will recognize that this business slump may last as long as an entire year. The publication made its debut in February 1930. Its editor was Luce, managing editor Parker Lloyd-Smith, and art director Thomas Maitland Cleland, single copies of the first issue costed US$1. In fact, there were 30,000 subscribers who had signed up to receive that initial 184-page issue. By 1937, the number of subscribers had grown to 460,000, Fortune was also noted for its photography, featuring the work of Margaret Bourke-White, Ansel Adams, and others. Walker Evans served as its editor from 1945 to 1965. The magazine became an important leg of Luces media empire, after the launch of Time in 1923 and Fortune in 1930, Luce went on to launch Life in 1936. From its launch in 1930 to 1978, Fortune was published monthly, in January 1978, it began publishing biweekly. In October 2009, citing declining advertising revenue and circulation, Fortune began publishing every three weeks, marshall Loeb was named managing editor in 1986. During the years when Time Warner owned Time Inc, Fortune articles were hosted at CNNMoney. com. In June 2014, after Time Inc. spun off from its corporate parent, in the human resources field, for example, it publishes a list of the Best Companies to Work For. Lists include companies ranked in order of gross revenue and business profile, following the elimination of the editor-in-chief role at Time Inc. in October 2013, the top editors title was changed from managing editor to editor in 2014. In JSTOR Official website Fortune India Fortune China Fortune Turkey List of 100 Best Companies to Work For Fortune Data Store, complete downloadable list of Fortune 500/1000 Companies – 1955–2008
19.
Money Management
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Money Management magazine is a monthly personal finance magazine and is published by the Financial Times Group. It was originally launched in 1962 as the Unitholder and later became a part of the FT Business stable, in 2005 FT Business was integrated into Financial Times Ltd. Money Management is written predominantly for financial professionals such as independent financial advisers, the current cover price is £7.25. The title is edited by Dan Jones and he has written on fund management, stock markets, banking and personal finance for over a decade, latterly at the FT Group and prior to that at Incisive Media. Jones took over the following the departure of predecessor Jon Cudby in July 2016. Cudby had been at the helm since 2012, following on from Janet Walford OBE, the Money Management editorial team is based at the Financial Times Newspapers offices at Number One Southwark Bridge, London. Current staff at the magazine are, Dan Jones, editor, Charlotte Richards, deputy editor, Craig Rickman, staff writer, each year the magazine holds the Money Management Financial Planner of the Year awards, which is the highlight of the personal finance calendar for IFAs. The Financial Planner of the Year awards are presented at a black tie dinner, the year 2015 marked the 20th annual awards. Up to a dozen individual category award winners and runners up are announced, plus the winner of the Financial Planner of the Year who receives a £5,000 cash prize. Money Management and its reporters have won 57 awards for journalistic excellence, Money Management official website Money Management awards website
20.
Chariton, Iowa
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Chariton is a city in and the county seat of Lucas County, Iowa, United States. The population was 4,321 at the 2010 census and it is the primary distribution center for, and former corporate seat of, the Hy-Vee supermarket chain. Chariton was the name of a French trader, designed by local architect William L. The hotel is undergoing restoration with the majority of the hotel being converted into apartments. Charitons longitude and latitude coordinates in decimal form are 41.016033, according to the United States Census Bureau, the city has a total area of 3.82 square miles, all of it land. Chariton is located at the half way point, on U. S. Route 34. The Lucas County Courthouse is the highest point of elevation in the town and is located on the Missouri/Mississippi River Divide. As of the census of 2010, there were 4,321 people,1,861 households, the population density was 1,131.2 inhabitants per square mile. There were 2,114 housing units at a density of 553.4 per square mile. The racial makeup of the city was 98. 7% White,0. 2% African American,0. 2% Asian,0. 1% Pacific Islander,0. 2% from other races, hispanic or Latino of any race were 1. 2% of the population. 35. 9% of all households were made up of individuals and 19. 1% had someone living alone who was 65 years of age or older, the average household size was 2.28 and the average family size was 2.99. The median age in the city was 42.1 years. 24. 6% of residents were under the age of 18,7. 4% were between the ages of 18 and 24,21. 5% were from 25 to 44,24. 8% were from 45 to 64, and 21. 9% were 65 years of age or older. The gender makeup of the city was 47. 9% male and 52. 1% female, as of the census of 2000, there were 4,573 people,1,936 households, and 1,192 families residing in the city. The population density was 1,238.2 people per square mile, there were 2,155 housing units at an average density of 583.5 per square mile. The racial makeup of the city was 98. 88% White,0. 15% African American,0. 09% Native American,0. 15% Asian,0. 26% from other races, hispanic or Latino of any race were 0. 87% of the population. 34. 6% of all households were made up of individuals and 18. 7% had someone living alone who was 65 years of age or older, the average household size was 2.27 and the average family size was 2.92. Age spread,24. 6% under the age of 18,7. 5% from 18 to 24,24. 8% from 25 to 44,20. 4% from 45 to 64, the median age was 40 years
21.
WHO (AM)
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WHO is a commercial AM radio station in Des Moines, Iowa. The station is owned by iHeartMedia and carries a news/talk radio format, the studios and offices are on Grand Avenue in Des Moines. The transmitter is on Northeast 120th Street in Mitchellville, Iowa, WHO broadcasts at 50,000 watts, the maximum power permitted for commercial AM stations. WHO dates back to the days of broadcasting and is a Class A clear-channel station. With a good radio, the station can be heard much of the Central United States during nighttime hours. WHO first began broadcasting on April 10,1924, while most radio stations in Iowa today begin their call signs with a K, WHO begins with a W, because the original dividing line was the western border of Iowa. WHO dates back to the years of radio, when call signs were often only three letters long. The call letters were not chosen because they out the question Who. The government handed out call signs sequentially, the studios were on the top floor of the Liberty Building in downtown Des Moines. The station was owned by Bankers Life, which is now the Principal Financial Group. After the FRCs General Order 40 reallocated frequencies in 1928, WHO ended up sharing time on the frequency with WOC in Davenport. In 1930, B. J. Palmer, owner of WOC, bought WHO, through most of its early years, WHO was a network affiliate of the NBC Red Network, broadcasting comedies, dramas, game shows, soap operas, sports and big bands. WHO moved from 1000 AM to the current 1040 AM on March 29,1941, today WHO is one of only two 50, 000-watt AM radio stations in Iowa. The other is KXEL in Waterloo, future United States President Ronald Reagan worked as a sportscaster with WHO from 1932 to 1937. Among his duties were re-creations of Chicago Cubs baseball games, Reagan received details over a teleprinter for each play and would act as if he were in the stadium, reporting on the game while seeing it from the press box. Many radio stations used this system until sports networks became more common. In 1948, WHO-FM100.3 signed on the air, originally WHO-FM simulcast most of the programming heard on AM1040. But in 1967, WHO-FM switched to music and beautiful music
22.
Great Depression
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The Great Depression was a severe worldwide economic depression that took place during the 1930s. The timing of the Great Depression varied across nations, in most countries it started in 1929 and it was the longest, deepest, and most widespread depression of the 20th century. In the 21st century, the Great Depression is commonly used as an example of how far the economy can decline. The depression originated in the United States, after a fall in stock prices that began around September 4,1929. Between 1929 and 1932, worldwide GDP fell by an estimated 15%, by comparison, worldwide GDP fell by less than 1% from 2008 to 2009 during the Great Recession. Some economies started to recover by the mid-1930s, however, in many countries, the negative effects of the Great Depression lasted until the beginning of World War II. The Great Depression had devastating effects in both rich and poor. Personal income, tax revenue, profits and prices dropped, while international trade plunged by more than 50%, unemployment in the U. S. rose to 25% and in some countries rose as high as 33%. Cities all around the world were hit hard, especially dependent on heavy industry. Construction was virtually halted in many countries, farming communities and rural areas suffered as crop prices fell by about 60%. Facing plummeting demand with few sources of jobs, areas dependent on primary sector industries such as mining and logging suffered the most. Even after the Wall Street Crash of 1929 optimism persisted for some time, john D. Rockefeller said These are days when many are discouraged. In the 93 years of my life, depressions have come, prosperity has always returned and will again. The stock market turned upward in early 1930, returning to early 1929 levels by April and this was still almost 30% below the peak of September 1929. Together, government and business spent more in the first half of 1930 than in the period of the previous year. On the other hand, consumers, many of whom had suffered losses in the stock market the previous year. In addition, beginning in the mid-1930s, a severe drought ravaged the agricultural heartland of the U. S, by mid-1930, interest rates had dropped to low levels, but expected deflation and the continuing reluctance of people to borrow meant that consumer spending and investment were depressed. By May 1930, automobile sales had declined to below the levels of 1928, prices in general began to decline, although wages held steady in 1930
23.
Brazil
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Brazil, officially the Federative Republic of Brazil, is the largest country in both South America and Latin America. As the worlds fifth-largest country by area and population, it is the largest country to have Portuguese as an official language. Its Amazon River basin includes a vast tropical forest, home to wildlife, a variety of ecological systems. This unique environmental heritage makes Brazil one of 17 megadiverse countries, Brazil was inhabited by numerous tribal nations prior to the landing in 1500 of explorer Pedro Álvares Cabral, who claimed the area for the Portuguese Empire. Brazil remained a Portuguese colony until 1808, when the capital of the empire was transferred from Lisbon to Rio de Janeiro, in 1815, the colony was elevated to the rank of kingdom upon the formation of the United Kingdom of Portugal, Brazil and the Algarves. Independence was achieved in 1822 with the creation of the Empire of Brazil, a state governed under a constitutional monarchy. The ratification of the first constitution in 1824 led to the formation of a bicameral legislature, the country became a presidential republic in 1889 following a military coup détat. An authoritarian military junta came to power in 1964 and ruled until 1985, Brazils current constitution, formulated in 1988, defines it as a democratic federal republic. The federation is composed of the union of the Federal District, the 26 states, Brazils economy is the worlds ninth-largest by nominal GDP and seventh-largest by GDP as of 2015. A member of the BRICS group, Brazil until 2010 had one of the worlds fastest growing economies, with its economic reforms giving the country new international recognition. Brazils national development bank plays an important role for the economic growth. Brazil is a member of the United Nations, the G20, BRICS, Unasul, Mercosul, Organization of American States, Organization of Ibero-American States, CPLP. Brazil is a power in Latin America and a middle power in international affairs. One of the worlds major breadbaskets, Brazil has been the largest producer of coffee for the last 150 years and it is likely that the word Brazil comes from the Portuguese word for brazilwood, a tree that once grew plentifully along the Brazilian coast. In Portuguese, brazilwood is called pau-brasil, with the word brasil commonly given the etymology red like an ember, formed from Latin brasa and the suffix -il. As brazilwood produces a red dye, it was highly valued by the European cloth industry and was the earliest commercially exploited product from Brazil. The popular appellation eclipsed and eventually supplanted the official Portuguese name, early sailors sometimes also called it the Land of Parrots. In the Guarani language, a language of Paraguay, Brazil is called Pindorama
24.
China
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China, officially the Peoples Republic of China, is a unitary sovereign state in East Asia and the worlds most populous country, with a population of over 1.381 billion. The state is governed by the Communist Party of China and its capital is Beijing, the countrys major urban areas include Shanghai, Guangzhou, Beijing, Chongqing, Shenzhen, Tianjin and Hong Kong. China is a power and a major regional power within Asia. Chinas landscape is vast and diverse, ranging from forest steppes, the Himalaya, Karakoram, Pamir and Tian Shan mountain ranges separate China from much of South and Central Asia. The Yangtze and Yellow Rivers, the third and sixth longest in the world, respectively, Chinas coastline along the Pacific Ocean is 14,500 kilometers long and is bounded by the Bohai, Yellow, East China and South China seas. China emerged as one of the worlds earliest civilizations in the basin of the Yellow River in the North China Plain. For millennia, Chinas political system was based on hereditary monarchies known as dynasties, in 1912, the Republic of China replaced the last dynasty and ruled the Chinese mainland until 1949, when it was defeated by the communist Peoples Liberation Army in the Chinese Civil War. The Communist Party established the Peoples Republic of China in Beijing on 1 October 1949, both the ROC and PRC continue to claim to be the legitimate government of all China, though the latter has more recognition in the world and controls more territory. China had the largest economy in the world for much of the last two years, during which it has seen cycles of prosperity and decline. Since the introduction of reforms in 1978, China has become one of the worlds fastest-growing major economies. As of 2016, it is the worlds second-largest economy by nominal GDP, China is also the worlds largest exporter and second-largest importer of goods. China is a nuclear weapons state and has the worlds largest standing army. The PRC is a member of the United Nations, as it replaced the ROC as a permanent member of the U. N. Security Council in 1971. China is also a member of numerous formal and informal multilateral organizations, including the WTO, APEC, BRICS, the Shanghai Cooperation Organization, the BCIM, the English name China is first attested in Richard Edens 1555 translation of the 1516 journal of the Portuguese explorer Duarte Barbosa. The demonym, that is, the name for the people, Portuguese China is thought to derive from Persian Chīn, and perhaps ultimately from Sanskrit Cīna. Cīna was first used in early Hindu scripture, including the Mahābhārata, there are, however, other suggestions for the derivation of China. The official name of the state is the Peoples Republic of China. The shorter form is China Zhōngguó, from zhōng and guó and it was then applied to the area around Luoyi during the Eastern Zhou and then to Chinas Central Plain before being used as an occasional synonym for the state under the Qing
25.
Chile
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Chile, officially the Republic of Chile, is a South American country occupying a long, narrow strip of land between the Andes to the east and the Pacific Ocean to the west. It borders Peru to the north, Bolivia to the northeast, Argentina to the east, Chilean territory includes the Pacific islands of Juan Fernández, Salas y Gómez, Desventuradas, and Easter Island in Oceania. Chile also claims about 1,250,000 square kilometres of Antarctica, the arid Atacama Desert in northern Chile contains great mineral wealth, principally copper. Southern Chile is rich in forests and grazing lands, and features a string of volcanoes and lakes, the southern coast is a labyrinth of fjords, inlets, canals, twisting peninsulas, and islands. Spain conquered and colonized Chile in the century, replacing Inca rule in northern and central Chile. After declaring its independence from Spain in 1818, Chile emerged in the 1830s as a relatively stable authoritarian republic, in the 1960s and 1970s the country experienced severe left-right political polarization and turmoil. The regime, headed by Augusto Pinochet, ended in 1990 after it lost a referendum in 1988 and was succeeded by a coalition which ruled through four presidencies until 2010. Chile is today one of South Americas most stable and prosperous nations and it leads Latin American nations in rankings of human development, competitiveness, income per capita, globalization, state of peace, economic freedom, and low perception of corruption. It also ranks high regionally in sustainability of the state, Chile is a founding member of the United Nations, the Union of South American Nations and the Community of Latin American and Caribbean States. There are various theories about the origin of the word Chile, another theory points to the similarity of the valley of the Aconcagua with that of the Casma Valley in Peru, where there was a town and valley named Chili. Another origin attributed to chilli is the onomatopoeic cheele-cheele—the Mapuche imitation of the warble of a locally known as trile. The Spanish conquistadors heard about this name from the Incas, ultimately, Almagro is credited with the universalization of the name Chile, after naming the Mapocho valley as such. The older spelling Chili was in use in English until at least 1900 before switching over to Chile, stone tool evidence indicates humans sporadically frequented the Monte Verde valley area as long as 18,500 years ago. About 10,000 years ago, migrating Native Americans settled in fertile valleys, settlement sites from very early human habitation include Monte Verde, Cueva del Milodon and the Pali Aike Craters lava tube. They fought against the Sapa Inca Tupac Yupanqui and his army, the result of the bloody three-day confrontation known as the Battle of the Maule was that the Inca conquest of the territories of Chile ended at the Maule river. The next Europeans to reach Chile were Diego de Almagro and his band of Spanish conquistadors, the Spanish encountered various cultures that supported themselves principally through slash-and-burn agriculture and hunting. The conquest of Chile began in earnest in 1540 and was carried out by Pedro de Valdivia, one of Francisco Pizarros lieutenants, who founded the city of Santiago on 12 February 1541. Although the Spanish did not find the gold and silver they sought, they recognized the agricultural potential of Chiles central valley
26.
Hong Kong
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Hong Kong, officially the Hong Kong Special Administrative Region of the Peoples Republic of China, is an autonomous territory on the Pearl River Delta of East Asia. Macau lies across the delta to the west, and the Chinese province of Guangdong borders the territory to the north. With a total area of 1,106 square kilometres. Hong Kong was later occupied by Japan during World War II until British control resumed in 1945, under the principle of one country, two systems, Hong Kong maintains a separate political and economic system from China. Except in military defence and foreign affairs, Hong Kong maintains its independent executive, legislative, in addition, Hong Kong develops relations directly with foreign states and international organisations in a broad range of appropriate fields. Hong Kong is one of the worlds most significant financial centres, with the highest Financial Development Index score and consistently ranks as the worlds most competitive and freest economic entity. As the worlds 8th largest trading entity, its legal tender, Hong Kongs tertiary sector dominated economy is characterised by simple taxation with a competitive level of corporate tax and supported by its independent judiciary system. However, while Hong Kong has one of the highest per capita incomes in the world and it has a very high Human Development Index ranking and the worlds longest life expectancy. Over 90% of the population use of well-developed public transportation. Seasonal air pollution with origins from neighbouring areas of Mainland China. Hong Kong was officially recorded in the 1842 Treaty of Nanking to encompass the entirety of the island, before 1842, the name referred to a small inlet—now Aberdeen Harbour, literally means Little Hong Kong)—between Aberdeen Island and the southern coast of Hong Kong Island. Aberdeen was a point of contact between British sailors and local fishermen. Detailed and accurate romanisation systems for Cantonese were available and in use at the time, fragrance may refer to the sweet taste of the harbours fresh water estuarine influx of the Pearl River or to the incense from factories lining the coast of northern Kowloon. The incense was stored near Aberdeen Harbour for export before Hong Kong developed Victoria Harbour, the name had often been written as the single word Hongkong until the government adopted the current form in 1926. Nevertheless, a number of century-old institutions still retain the form, such as the Hongkong Post, Hongkong Electric. As of 1997, its name is the Hong Kong Special Administrative Region of the Peoples Republic of China. This is the title as mentioned in the Hong Kong Basic Law. Hong Kong has carried many nicknames, the most famous among those is the Pearl of the Orient, which reflected the impressive nightscape of the citys light decorations on the skyscrapers along both sides of the Victoria Harbour
27.
India
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India, officially the Republic of India, is a country in South Asia. It is the seventh-largest country by area, the second-most populous country, and it is bounded by the Indian Ocean on the south, the Arabian Sea on the southwest, and the Bay of Bengal on the southeast. It shares land borders with Pakistan to the west, China, Nepal, and Bhutan to the northeast, in the Indian Ocean, India is in the vicinity of Sri Lanka and the Maldives. Indias Andaman and Nicobar Islands share a border with Thailand. The Indian subcontinent was home to the urban Indus Valley Civilisation of the 3rd millennium BCE, in the following millennium, the oldest scriptures associated with Hinduism began to be composed. Social stratification, based on caste, emerged in the first millennium BCE, early political consolidations took place under the Maurya and Gupta empires, the later peninsular Middle Kingdoms influenced cultures as far as southeast Asia. In the medieval era, Judaism, Zoroastrianism, Christianity, and Islam arrived, much of the north fell to the Delhi sultanate, the south was united under the Vijayanagara Empire. The economy expanded in the 17th century in the Mughal empire, in the mid-18th century, the subcontinent came under British East India Company rule, and in the mid-19th under British crown rule. A nationalist movement emerged in the late 19th century, which later, under Mahatma Gandhi, was noted for nonviolent resistance, in 2015, the Indian economy was the worlds seventh largest by nominal GDP and third largest by purchasing power parity. Following market-based economic reforms in 1991, India became one of the major economies and is considered a newly industrialised country. However, it continues to face the challenges of poverty, corruption, malnutrition, a nuclear weapons state and regional power, it has the third largest standing army in the world and ranks sixth in military expenditure among nations. India is a constitutional republic governed under a parliamentary system. It is a pluralistic, multilingual and multi-ethnic society and is home to a diversity of wildlife in a variety of protected habitats. The name India is derived from Indus, which originates from the Old Persian word Hindu, the latter term stems from the Sanskrit word Sindhu, which was the historical local appellation for the Indus River. The ancient Greeks referred to the Indians as Indoi, which translates as The people of the Indus, the geographical term Bharat, which is recognised by the Constitution of India as an official name for the country, is used by many Indian languages in its variations. Scholars believe it to be named after the Vedic tribe of Bharatas in the second millennium B. C. E and it is also traditionally associated with the rule of the legendary emperor Bharata. Gaṇarājya is the Sanskrit/Hindi term for republic dating back to the ancient times, hindustan is a Persian name for India dating back to the 3rd century B. C. E. It was introduced into India by the Mughals and widely used since then and its meaning varied, referring to a region that encompassed northern India and Pakistan or India in its entirety
28.
Mexico
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Mexico, officially the United Mexican States, is a federal republic in the southern half of North America. It is bordered to the north by the United States, to the south and west by the Pacific Ocean, to the southeast by Guatemala, Belize, and the Caribbean Sea, and to the east by the Gulf of Mexico. Covering almost two million square kilometers, Mexico is the sixth largest country in the Americas by total area, Mexico is a federation comprising 31 states and a federal district that is also its capital and most populous city. Other metropolises include Guadalajara, Monterrey, Puebla, Toluca, Tijuana, pre-Columbian Mexico was home to many advanced Mesoamerican civilizations, such as the Olmec, Toltec, Teotihuacan, Zapotec, Maya and Aztec before first contact with Europeans. In 1521, the Spanish Empire conquered and colonized the territory from its base in Mexico-Tenochtitlan, Three centuries later, this territory became Mexico following recognition in 1821 after the colonys Mexican War of Independence. The tumultuous post-independence period was characterized by instability and many political changes. The Mexican–American War led to the cession of the extensive northern borderlands, one-third of its territory. The Pastry War, the Franco-Mexican War, a civil war, the dictatorship was overthrown in the Mexican Revolution of 1910, which culminated with the promulgation of the 1917 Constitution and the emergence of the countrys current political system. Mexico has the fifteenth largest nominal GDP and the eleventh largest by purchasing power parity, the Mexican economy is strongly linked to those of its North American Free Trade Agreement partners, especially the United States. Mexico was the first Latin American member of the Organisation for Economic Co-operation and Development and it is classified as an upper-middle income country by the World Bank and a newly industrialized country by several analysts. By 2050, Mexico could become the fifth or seventh largest economy. The country is considered both a power and middle power, and is often identified as an emerging global power. Due to its culture and history, Mexico ranks first in the Americas. Mexico is a country, ranking fourth in the world by biodiversity. In 2015 it was the 9th most visited country in the world, Mexico is a member of the United Nations, the World Trade Organization, the G8+5, the G20, the Uniting for Consensus and the Pacific Alliance. Mēxihco is the Nahuatl term for the heartland of the Aztec Empire, namely, the Valley of Mexico, and its people, the Mexica and this became the future State of Mexico as a division of New Spain prior to independence. It is generally considered to be a toponym for the valley became the primary ethnonym for the Aztec Triple Alliance as a result. After New Spain won independence from Spain, representatives decided to name the new country after its capital and this was founded in 1524 on top of the ancient Mexica capital of Mexico-Tenochtitlan
29.
Initial public offering
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Through this process, a privately held company transforms into a public company. Initial public offerings are used by companies to raise the expansion of capital, possibly to monetize the investments of early private investors. A company selling shares is never required to repay the capital to its public investors, after the IPO, when shares trade freely in the open market, money passes between public investors. The IPO process is known as going public. Details of the offering are disclosed to potential purchasers in the form of a lengthy document known as a prospectus. Most companies undertake an IPO with the assistance of an investment banking firm acting in the capacity of an underwriter, underwriters provide several services, including help with correctly assessing the value of shares and establishing a public market for shares. Alternative methods such as the dutch auction have also been explored, in terms of size and public participation, the two most notable examples of this method is the Google IPO and Snapchats parent company Snap Inc. China has recently emerged as a major IPO market, with several of the largest IPOs taking place in that country, the earliest form of a company which issued public shares was the case of the publicani during the Roman Republic. Like modern joint-stock companies, the publicani were legal bodies independent of their members whose ownership was divided into shares, there is evidence that these shares were sold to public investors and traded in a type of over-the-counter market in the Forum, near the Temple of Castor and Pollux. The shares fluctuated in value, encouraging the activity of speculators, mere evidence remains of the prices for which partes were sold, the nature of initial public offerings, or a description of stock market behavior. Publicanis lost favor with the fall of the Republic and the rise of the Empire, the first modern IPO occurred in March 1602 when the Dutch East India Company offered shares of the company to the public in order to raise capital. All the shares were tradable, and the shareholders received receipts for the purchase, a share certificate documenting payment and ownership such as we know today was not issued but ownership was instead entered in the companys share register. In the United States, the first IPO was the offering of Bank of North America around 1783. An IPO, therefore, allows a company to tap into a pool of potential investors to provide itself with capital for future growth, repayment of debt. A company selling shares is never required to repay the capital to its public investors. Those investors must endure the unpredictable nature of the market to price. After the IPO, when shares trade freely in the open market, for early private investors who choose to sell shares as part of the IPO process, the IPO represents an opportunity to monetize their investment. This type of offering is not dilutive, since no new shares are being created, once a company is listed, it is able to issue additional common shares in a number of different ways, one of which is the follow-on offering
30.
Nippon Life
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Nippon Life Insurance Company, also known as Nissay or Nihon Seimei is the largest Japanese life insurance company by revenue. The company was founded in 1889 as the Nippon Life Assurance Co. Inc, in structure it is a mutual company. It first paid policyholder dividends in 1898, Nippon life employs 70,519 employees and has $70,608 billion yen in assets as of 2016. The company is headquartered in Imabashi Sanchōme, Chūō-ku, Osaka, Japan Company website Company website
31.
801 Grand
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801 Grand, also known as the Principal Building, is a skyscraper in Des Moines, Iowa, United States. It is named after its address, being located along Grand Avenue in the downtown area of the city between 8th and 9th Streets, with High Street the northern border. Completed in 1991 and standing at 630 feet, it is currently the tallest building in the state of Iowa, the building consists mainly of office space, which is largely occupied by its owner, Principal Financial Group. The lower three floors contain retail and restaurant space, including the 801 Steak & Chop House, other tenants include the law firms of McKee, Voorhees, & Sease, Bradshaw, Fowler, Proctor & Fairgrave, and Faegre Baker Daniels. 801 Grands roof is out of copper sheeting that was designed to form a green coating of verdigris over time. However, unlike New York City, the air salt content in Des Moines was so low that the oxidation process failed. The result was the copper turned a dark brown, discussions on possible removal of the top layer of copper that would allow crews to purposely cause the oxidation process to create verdigris resulted in the decision to leave the roof as is. Des Moines, Iowa List of tallest buildings in Iowa List of tallest buildings by U. S. state Official website
32.
Pune
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Pune is the second largest city in the Indian state of Maharashtra and the ninth most populous city in the country. In the 18th century, Pune was the centre of the Indian subcontinent. Considered to be the capital of Maharashtra, Pune is known as Oxford of the East due to the presence of several well-known educational institutions in the city. The city has emerged as an educational hub in recent decades. Since the 1950s and 1960s, Pune has had a traditional old-economic base as most of the old industries continue to grow, a few college in the Europe have also actively engaged in Student-exchange programs with several colleges in Pune. Pune is also one of the fastest growing cities in the Asia-Pacific region, the ‘Mercer 2015 Quality of Living rankings’ evaluated local living conditions in more than 440 cities around the world where Pune ranked at 145, second in India after Hyderabad. It also highlights Pune among evolving business centres and emerging nine cities around the world with citation Hosts IT, the oldest reference to the place is found inscribed on a Rashtrakuta Dynasty copper plate dated AD937, which refers to the town as Punya-Vishaya meaning Sacred News. By the 13th century, it had come to be known as Punawadi, copper plates dated 858 AD and 868 AD show that by the 8th century an agricultural settlement known as Punnaka existed where Pune is today. The plates indicate that this region was ruled by the Rashtrakuta dynasty, the Pataleshwar rock-cut temple complex was built during this era. Pune was part of the territory ruled by Seuna Yadavas of Devagiri from the 9th century to 1327, in 1595, Maloji Raje Bhosale was granted the jagirdari of Pune by the Ahmadnagar Sultanate. Pune was ruled by the Ahmadnagar Sultanate until it was annexed by the Mughals in the 17th century, Pune was part of the Jagir granted to Maloji Bhosale in 1599 for his services to the Nizamshahi of Ahmadnagar. His grandson, Shivaji, the founder of Maratha Empire, was born in Shivneri fort not far from Pune, Shivaji was brought up by his mother in Pune. Pune changed hands several times between the Mughals and the Marathas in the period between 1660 and 1705 and he stabilised the revenue collection and administrative systems of areas around Pune and in neighbouring area of the Maval region. In addition, he developed methods to manage disputes and to enforce law. Construction on the Lal Mahal began in 1631 AD, the Lal Mahal was completed in 1640 AD. Jijabai is said to have commissioned the building of the Kasba Ganapati temple, the Ganesha idol consecrated at this temple has been regarded as the presiding deity of the city. Shivaji encouraged the development of dams in the Parvati and Kondhwa regions of Pune for agricultural purposes, Pune and its surrounding villages were the major recruitment areas for Shivajis army between 1645 AD and 1680 AD. Between 1660 AD and 1670 AD the town was captured by Mughal General Shahista Khan, Shivaji often used Pune as his transit base during his major campaigns such as Varhad-Karanja, AhemadaNagar District, Karnataka, and Jalna
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Maharashtra
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Four Maharashtra is a state in the western region of India and is Indias second-most populous state and third-largest state by area. It is the wealthiest Indian state and it is also the worlds second-most populous sub-national entity. It has over 112 million inhabitants and its capital, Mumbai, has a population of approximately 18 million, Nagpur is Maharashtras second capital as well as its winter capital. Maharashtras business opportunities along with its potential to offer a standard of living attract migrants from all over India. Ancient and medieval Maharashtra included the empires of the Satavahana dynasty, Rashtrakuta dynasty, Western Chalukyas, Mughals, the major rivers of the state are Godavari, and Krishna. The Narmada and Tapti Rivers flow near the border between Maharashtra and Madhya Pradesh and Gujarat, Maharashtra is the second most urbanised state in India. The state has several popular Hindu places of pilgrimage including Pandharpur, Dehu and Alandi, other places that attract pilgrims from other parts of India and beyond include Hazur Sahib Gurudwara at Nanded, Sai Baba shrine at Shirdi and Dikshabhumi at Nagpur. Maharashtra is the wealthiest and one of the most developed states in India, as of 2011, the state had a per capita income of ₹1.0035 lakh, more than the national average of ₹0.73 lakh. Its GDP per capita crossed the ₹1.20 lakh threshold for the first time in 2013, however, as of 2014, the GDP per capita reduced to ₹1.03 lakh Agriculture and industries are the largest parts of the states economy. Major industries include chemical products, electrical and non-electrical machinery, textiles, petroleum, Jai Maharashtra The modern Marathi language developed from the Maharashtri Prakrit, and the word Mahratta is found in the Jain Maharashtri literature. The terms Maharashtra, Maharashtri, Marathi and Maratha may have derived from the same root, however, their exact etymology is uncertain. But the Marathas as a people do not seem to be mentioned before the thirteenth or fourteenth century, the most widely accepted theory among the linguistic scholars is that the words Maratha and Maharashtra ultimately derived from a combination of Maha and rashtrika. The word rashtrika is a Sanskritized form of Ratta, the name of a tribe or dynasty of petty chiefs ruling in the Deccan region. Another theory is that the term is derived from Maha and ratha / rathi, an alternative theory states that the term derives from the word Maha and Rashtra. However, this theory has not found acceptance among scholars who believe it to be the Sanskritised interpretation of later writers. Maharashtra was ruled by the Maurya Empire in the 4th and 3rd centuries BCE, around 230 BCE Maharashtra came under the rule of the Satavahana dynasty for 400 years. The greatest ruler of the Satavahana Dynasty was Gautamiputra Satakarni, in 90 CE Vedishri, son of the Satavahana king Satakarni, the Lord of Dakshinapatha, wielder of the unchecked wheel of Sovereignty, made Junnar, thirty miles north of Pune, the capital of his kingdom. The state was ruled by Western Satraps, Gupta Empire, Gurjara-Pratihara, Vakataka, Kadambas, Chalukya Empire, Rashtrakuta Dynasty, and Western Chalukya before finally
34.
Principal Riverwalk
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Principal Riverwalk is a recreational park district along the banks of the Des Moines River in Des Moines, Iowa. After eight years of work, it was completed in January 2013, trails connect the Court Avenue District, CBD, East Village, Greater Des Moines Botanical Garden, Iowa Events Center and Grays Lake with other metro area recreational trails. A landscaped promenade along the street connects the riverfront amphitheater and several plazas, including an outdoor ice skating rink. A series of gardens with sculptures are located near Des Moines City Hall. Meredith Corporation contributed $2 million to fund the Meredith Trail, a pathway connecting Grays Lake with the MLK Trail via the George Washington Carver Bridge, principal Financial Group Riverwalk Web site
35.
Principal Park
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Principal Park, formerly Sec Taylor Stadium, is a minor league baseball stadium in Des Moines, Iowa. It is the field of the Pacific Coast Leagues Iowa Cubs. Principal Park is at the confluence of the Des Moines River, the stadium seats 11,500 fans, with 4,088 club seats and has 45 luxury suites,12 of which are in a building in left field that also houses the Cub Club restaurant. The Iowa State Capitol building is visible from beyond the center field fence, the first ballpark at this site was Pioneer Memorial Stadium in 1947. It was renamed Sec Taylor Stadium in honor of longtime Des Moines Register sports editor Garner Sec Taylor on September 2,1959, the park served as home of the Des Moines Bruins of the Class A Western League and the Des Moines Demons of the Class B Three–I League. It became the home of the Iowa Cubs in 1969, by the late 1980s the original stadium was becoming run down, and was starting to develop a seedy reputation as the wooden seats and bleachers were splintering and unpainted. After Des Moines voters approved an issue to rebuild Sec Taylor Stadium in August 1990. The present facility, complete with sky boxes, plastic seats, metal bleachers, during part of the 1993 season the stadium was submerged by the Great Flood of 1993, but the team still went on to win the American Association championship. The Triple-A All-Star Game was held here in 1997, in 2004, Chicago Cubs pitchers Mark Prior and Kerry Wood—both former I-Cubs players—pitched rehabilitation starts in Des Moines and attracted sellout crowds in the process. Wood made two rehab starts at Principal Park on June 14,2005 and one start on May 12,2006. On August 5,2004, Sec Taylor Stadium was renamed Principal Park after the Principal Financial Group purchased the rights to the facility. The playing field is known as Sec Taylor Field. The $2.5 million deal covered part of a $6.8 million renovation project took place during the 2005–2006 off–season. On August 26,2004, the ballpark hosted a concert featuring Bob Dylan, Principal Park hosted its first Iowa High School Athletic Association state baseball tournament in 2005 and is scheduled to host the tournament through 2015. Principal Parks single–game attendance record was set on June 8,2007, however, the highest attendance for any event at the stadium was set on September 25,2009, when a Dave Matthews Band concert brought in a sellout crowd of 18,158. On June 14,2008, the Iowa Cubs beat the Nashville Sounds 5–4, the paid attendance was 0 due to flooding concerns in the Downtown Des Moines area. The stadium hosted live watch parties during the 2015 and 2016 playoff runs for the parent Chicago Cubs, in 1995, the ballpark added a new look with a remodeled clubhouse and 12 skyboxes in left field. The $2 million clubhouse expansion featured new locker room facilities for both the Cubs and visiting clubs, many new features were added prior to the 2000 season
US$1.1 Billion [1]
