1.
New York City
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The City of New York, often called New York City or simply New York, is the most populous city in the United States. With an estimated 2015 population of 8,550,405 distributed over an area of about 302.6 square miles. Located at the tip of the state of New York. Home to the headquarters of the United Nations, New York is an important center for international diplomacy and has described as the cultural and financial capital of the world. Situated on one of the worlds largest natural harbors, New York City consists of five boroughs, the five boroughs – Brooklyn, Queens, Manhattan, The Bronx, and Staten Island – were consolidated into a single city in 1898. In 2013, the MSA produced a gross metropolitan product of nearly US$1.39 trillion, in 2012, the CSA generated a GMP of over US$1.55 trillion. NYCs MSA and CSA GDP are higher than all but 11 and 12 countries, New York City traces its origin to its 1624 founding in Lower Manhattan as a trading post by colonists of the Dutch Republic and was named New Amsterdam in 1626. The city and its surroundings came under English control in 1664 and were renamed New York after King Charles II of England granted the lands to his brother, New York served as the capital of the United States from 1785 until 1790. It has been the countrys largest city since 1790, the Statue of Liberty greeted millions of immigrants as they came to the Americas by ship in the late 19th and early 20th centuries and is a symbol of the United States and its democracy. In the 21st century, New York has emerged as a node of creativity and entrepreneurship, social tolerance. Several sources have ranked New York the most photographed city in the world, the names of many of the citys bridges, tapered skyscrapers, and parks are known around the world. Manhattans real estate market is among the most expensive in the world, Manhattans Chinatown incorporates the highest concentration of Chinese people in the Western Hemisphere, with multiple signature Chinatowns developing across the city. Providing continuous 24/7 service, the New York City Subway is one of the most extensive metro systems worldwide, with 472 stations in operation. Over 120 colleges and universities are located in New York City, including Columbia University, New York University, and Rockefeller University, during the Wisconsinan glaciation, the New York City region was situated at the edge of a large ice sheet over 1,000 feet in depth. The ice sheet scraped away large amounts of soil, leaving the bedrock that serves as the foundation for much of New York City today. Later on, movement of the ice sheet would contribute to the separation of what are now Long Island and Staten Island. The first documented visit by a European was in 1524 by Giovanni da Verrazzano, a Florentine explorer in the service of the French crown and he claimed the area for France and named it Nouvelle Angoulême. Heavy ice kept him from further exploration, and he returned to Spain in August and he proceeded to sail up what the Dutch would name the North River, named first by Hudson as the Mauritius after Maurice, Prince of Orange
2.
Americans
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Americans are citizens of the United States of America. The country is home to people of different national origins. As a result, Americans do not equate their nationality with ethnicity, although citizens make up the majority of Americans, non-citizen residents, dual citizens, and expatriates may also claim an American identity. See Names for United States citizens. S, virgin Islands and Northern Mariana Islands in the 20th century. It also includes influences of African-American culture, westward expansion integrated the Creoles and Cajuns of Louisiana and the Hispanos of the Southwest and brought close contact with the culture of Mexico. Large-scale immigration in the late 19th and early 20th centuries from Southern and Eastern Europe introduced a variety of elements, immigration from Asia, Africa, and Latin America has also had impact. A cultural melting pot, or pluralistic salad bowl, describes the way in which generations of Americans have celebrated and exchanged distinctive cultural characteristics, in addition to the United States, Americans and people of American descent can be found internationally. As many as seven million Americans are estimated to be living abroad, the United States of America is a diverse country, racially, and ethnically. Some other race is also an option in the census and other surveys, people of European descent, or White Americans, constitute the majority of the 308 million people living in the United States, with 72. 4% of the population in the 2010 United States Census. They are considered people who trace their ancestry to the peoples of Europe, the Middle East. Of those reporting to be White American,7,487,133 reported to be Multiracial, with largest combination being white, additionally, there are 29,184,290 White Hispanics or Latinos. Non-Hispanic Whites are the majority in 46 states, there are four minority-majority states, California, Texas, New Mexico, and Hawaii. In addition, the District of Columbia has a non-white majority, the state with the highest percentage of non-Hispanic White Americans is Maine. The largest continental ancestral group of Americans are that of Europeans who have origins in any of the peoples of Europe. This includes people via African, North American, Caribbean, Central American or South American and Oceanian nations that have a large European diaspora, the Spanish were the first Europeans to establish a continuous presence in what is now the United States. Martín de Argüelles born 1566, San Agustín, La Florida, was the first person of European descent born in what is now the United States. Twenty-one years later, Virginia Dare born 1587 Roanoke Island in present-day North Carolina, was the first child born in the Thirteen Colonies to English parents. 8% of the total population, Hispanic or Latino Americans constitute the largest ethnic minority in the United States. They form the second largest group after non-Hispanic Whites in the United States, hispanic/Latino Americans are very racially diverse, and as a result form an ethnic category, rather than a race
3.
Columbia University
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Columbia University is a private Ivy League research university in Upper Manhattan, New York City. It was established in 1754 as Kings College by royal charter of George II of Great Britain, after the American Revolutionary War, Kings College briefly became a state entity, and was renamed Columbia College in 1784. Columbia is one of the fourteen founding members of the Association of American Universities and was the first school in the United States to grant the M. D. degree. The university also has global research outposts in Amman, Beijing, Istanbul, Paris, Mumbai, Rio de Janeiro, Santiago, Asunción, Columbia administers annually the Pulitzer Prize. Additionally,100 Nobel laureates have been affiliated with Columbia as students, researchers, faculty, Columbia is second only to Harvard University in the number of Nobel Prize-winning affiliates, with over 100 recipients of the award as of 2016. In 1746 an act was passed by the assembly of New York to raise funds for the foundation of a new college. Classes were initially held in July 1754 and were presided over by the colleges first president, Dr. Johnson was the only instructor of the colleges first class, which consisted of a mere eight students. Instruction was held in a new schoolhouse adjoining Trinity Church, located on what is now lower Broadway in Manhattan, in 1763, Dr. Johnson was succeeded in the presidency by Myles Cooper, a graduate of The Queens College, Oxford, and an ardent Tory. In the charged political climate of the American Revolution, his opponent in discussions at the college was an undergraduate of the class of 1777. The suspension continued through the occupation of New York City by British troops until their departure in 1783. The colleges library was looted and its sole building requisitioned for use as a hospital first by American. Loyalists were forced to abandon their Kings College in New York, the Loyalists, led by Bishop Charles Inglis fled to Windsor, Nova Scotia, where they founded Kings Collegiate School. After the Revolution, the college turned to the State of New York in order to restore its vitality, the Legislature agreed to assist the college, and on May 1,1784, it passed an Act for granting certain privileges to the College heretofore called Kings College. The Regents finally became aware of the colleges defective constitution in February 1787 and appointed a revision committee, in April of that same year, a new charter was adopted for the college, still in use today, granting power to a private board of 24 Trustees. On May 21,1787, William Samuel Johnson, the son of Dr. Samuel Johnson, was unanimously elected President of Columbia College, prior to serving at the university, Johnson had participated in the First Continental Congress and been chosen as a delegate to the Constitutional Convention. The colleges enrollment, structure, and academics stagnated for the majority of the 19th century, with many of the college presidents doing little to change the way that the college functioned. In 1857, the college moved from the Kings College campus at Park Place to a primarily Gothic Revival campus on 49th Street and Madison Avenue, during the last half of the 19th century, under the leadership of President F. A. P. Barnard, the institution assumed the shape of a modern university
4.
California Institute of Technology
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The California Institute of Technology is a private doctorate-granting university located in Pasadena, California, United States. The vocational and preparatory schools were disbanded and spun off in 1910, the university is one among a small group of Institutes of Technology in the United States which is primarily devoted to the instruction of technical arts and applied sciences. Caltech has six divisions with strong emphasis on science and engineering, managing $332 million in 2011 in sponsored research. Its 124-acre primary campus is located approximately 11 mi northeast of downtown Los Angeles, first-year students are required to live on campus, and 95% of undergraduates remain in the on-campus House System at Caltech. Although Caltech has a tradition of practical jokes and pranks. The Caltech Beavers compete in 13 intercollegiate sports in the NCAA Division IIIs Southern California Intercollegiate Athletic Conference, Caltech is frequently cited as one of the worlds best universities. There are 112 faculty members who have elected to the United States National Academies. In addition, numerous faculty members are associated with the Howard Hughes Medical Institute as well as NASA, according to a 2015 Pomona College study, Caltech ranked number one in the U. S. for the percentage of its graduates who go on to earn a PhD. Caltech started as a school founded in Pasadena in 1891 by local businessman and politician Amos G. Throop. The school was known successively as Throop University, Throop Polytechnic Institute, the vocational school was disbanded and the preparatory program was split off to form an independent Polytechnic School in 1907. At a time when research in the United States was still in its infancy, George Ellery Hale. He joined Throops board of trustees in 1907, and soon began developing it and he engineered the appointment of James A. B. Scherer, a literary scholar untutored in science but a capable administrator and fund raiser, scherer persuaded retired businessman and trustee Charles W. Gates to donate $25,000 in seed money to build Gates Laboratory, the first science building on campus. In 1910, Throop moved to its current site, arther Fleming donated the land for the permanent campus site. The promise of Throop attracted physical chemist Arthur Amos Noyes from MIT to develop the institution and assist in establishing it as a center for science, with the onset of World War I, Hale organized the National Research Council to coordinate and support scientific work on military problems. This institution, with its able investigators and excellent research laboratories, through the National Research Council, Hale simultaneously lobbied for science to play a larger role in national affairs, and for Throop to play a national role in science. During the course of the war, Hale, Noyes and Millikan worked together in Washington on the NRC, subsequently, they continued their partnership in developing Caltech. Under the leadership of Hale, Noyes and Millikan, Caltech grew to prominence in the 1920s
5.
Massachusetts Institute of Technology
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The Massachusetts Institute of Technology is a private research university in Cambridge, Massachusetts, often cited as one of the worlds most prestigious universities. Researchers worked on computers, radar, and inertial guidance during World War II, post-war defense research contributed to the rapid expansion of the faculty and campus under James Killian. The current 168-acre campus opened in 1916 and extends over 1 mile along the bank of the Charles River basin. The Institute is traditionally known for its research and education in the sciences and engineering, and more recently in biology, economics, linguistics. Air Force and 6 Fields Medalists have been affiliated with MIT, the school has a strong entrepreneurial culture, and the aggregated revenues of companies founded by MIT alumni would rank as the eleventh-largest economy in the world. In 1859, a proposal was submitted to the Massachusetts General Court to use newly filled lands in Back Bay, Boston for a Conservatory of Art and Science, but the proposal failed. A charter for the incorporation of the Massachusetts Institute of Technology, Rogers, a professor from the University of Virginia, wanted to establish an institution to address rapid scientific and technological advances. The Rogers Plan reflected the German research university model, emphasizing an independent faculty engaged in research, as well as instruction oriented around seminars, two days after the charter was issued, the first battle of the Civil War broke out. After a long delay through the war years, MITs first classes were held in the Mercantile Building in Boston in 1865, in 1863 under the same act, the Commonwealth of Massachusetts founded the Massachusetts Agricultural College, which developed as the University of Massachusetts Amherst. In 1866, the proceeds from sales went toward new buildings in the Back Bay. MIT was informally called Boston Tech, the institute adopted the European polytechnic university model and emphasized laboratory instruction from an early date. Despite chronic financial problems, the institute saw growth in the last two decades of the 19th century under President Francis Amasa Walker. Programs in electrical, chemical, marine, and sanitary engineering were introduced, new buildings were built, the curriculum drifted to a vocational emphasis, with less focus on theoretical science. The fledgling school still suffered from chronic financial shortages which diverted the attention of the MIT leadership, during these Boston Tech years, MIT faculty and alumni rebuffed Harvard University president Charles W. Eliots repeated attempts to merge MIT with Harvard Colleges Lawrence Scientific School. There would be at least six attempts to absorb MIT into Harvard, in its cramped Back Bay location, MIT could not afford to expand its overcrowded facilities, driving a desperate search for a new campus and funding. Eventually the MIT Corporation approved an agreement to merge with Harvard, over the vehement objections of MIT faculty, students. However, a 1917 decision by the Massachusetts Supreme Judicial Court effectively put an end to the merger scheme, the neoclassical New Technology campus was designed by William W. Bosworth and had been funded largely by anonymous donations from a mysterious Mr. Smith, starting in 1912. In January 1920, the donor was revealed to be the industrialist George Eastman of Rochester, New York, who had invented methods of production and processing
6.
Finance
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Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty, Finance can also be defined as the science of money management. Finance aims to price assets based on their level and their expected rate of return. Finance can be broken into three different sub-categories, public finance, corporate finance and personal finance. g, health and property insurance, investing and saving for retirement. Personal finance may also involve paying for a loan, or debt obligations, net worth is a persons balance sheet, calculated by adding up all assets under that persons control, minus all liabilities of the household, at one point in time. Household cash flow totals up all the sources of income within a year. From this analysis, the financial planner can determine to what degree, adequate protection, the analysis of how to protect a household from unforeseen risks. These risks can be divided into the following, liability, property, death, disability, health, some of these risks may be self-insurable, while most will require the purchase of an insurance contract. Determining how much insurance to get, at the most cost effective terms requires knowledge of the market for personal insurance, business owners, professionals, athletes and entertainers require specialized insurance professionals to adequately protect themselves. Since insurance also enjoys some tax benefits, utilizing insurance investment products may be a piece of the overall investment planning. Tax planning, typically the income tax is the single largest expense in a household, managing taxes is not a question of if you will pay taxes, but when and how much. Government gives many incentives in the form of tax deductions and credits, most modern governments use a progressive tax. Typically, as ones income grows, a marginal rate of tax must be paid. Understanding how to take advantage of the tax breaks when planning ones personal finances can make a significant impact in which it can later save you money in the long term. Investment and accumulation goals, planning how to accumulate enough money - for large purchases, major reasons to accumulate assets include, purchasing a house or car, starting a business, paying for education expenses, and saving for retirement. Achieving these goals requires projecting what they will cost, and when you need to withdraw funds that will be necessary to be able to achieve these goals, a major risk to the household in achieving their accumulation goal is the rate of price increases over time, or inflation. Using net present value calculators, the planner will suggest a combination of asset earmarking. In order to overcome the rate of inflation, the investment portfolio has to get a higher rate of return, managing these portfolio risks is most often accomplished using asset allocation, which seeks to diversify investment risk and opportunity
7.
Economics
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Economics is a social science concerned chiefly with description and analysis of the production, distribution, and consumption of goods and services according to the Merriam-Webster Dictionary. Economics focuses on the behaviour and interactions of economic agents and how economies work, consistent with this focus, textbooks often distinguish between microeconomics and macroeconomics. Microeconomics examines the behaviour of elements in the economy, including individual agents and markets, their interactions. Individual agents may include, for example, households, firms, buyers, macroeconomics analyzes the entire economy and issues affecting it, including unemployment of resources, inflation, economic growth, and the public policies that address these issues. Economic analysis can be applied throughout society, as in business, finance, health care, Economic analyses may also be applied to such diverse subjects as crime, education, the family, law, politics, religion, social institutions, war, science, and the environment. At the turn of the 21st century, the domain of economics in the social sciences has been described as economic imperialism. The ultimate goal of economics is to improve the conditions of people in their everyday life. There are a variety of definitions of economics. Some of the differences may reflect evolving views of the subject or different views among economists, to supply the state or commonwealth with a revenue for the publick services. Say, distinguishing the subject from its uses, defines it as the science of production, distribution. On the satirical side, Thomas Carlyle coined the dismal science as an epithet for classical economics, in this context and it enquires how he gets his income and how he uses it. Thus, it is on the one side, the study of wealth and on the other and more important side, a part of the study of man. He affirmed that previous economists have usually centred their studies on the analysis of wealth, how wealth is created, distributed, and consumed, but he said that economics can be used to study other things, such as war, that are outside its usual focus. This is because war has as the goal winning it, generates both cost and benefits, and, resources are used to attain the goal. If the war is not winnable or if the costs outweigh the benefits. Some subsequent comments criticized the definition as overly broad in failing to limit its subject matter to analysis of markets, there are other criticisms as well, such as in scarcity not accounting for the macroeconomics of high unemployment. The same source reviews a range of included in principles of economics textbooks. Among economists more generally, it argues that a particular definition presented may reflect the direction toward which the author believes economics is evolving, microeconomics examines how entities, forming a market structure, interact within a market to create a market system
8.
Harvard University
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Although never formally affiliated with any denomination, the early College primarily trained Congregationalist and Unitarian clergy. Its curriculum and student body were gradually secularized during the 18th century, james Bryant Conant led the university through the Great Depression and World War II and began to reform the curriculum and liberalize admissions after the war. The undergraduate college became coeducational after its 1977 merger with Radcliffe College, Harvards $34.5 billion financial endowment is the largest of any academic institution. Harvard is a large, highly residential research university, the nominal cost of attendance is high, but the Universitys large endowment allows it to offer generous financial aid packages. Harvards alumni include eight U. S. presidents, several heads of state,62 living billionaires,359 Rhodes Scholars. To date, some 130 Nobel laureates,18 Fields Medalists, Harvard was formed in 1636 by vote of the Great and General Court of the Massachusetts Bay Colony. In 1638, it obtained British North Americas first known printing press, in 1639 it was named Harvard College after deceased clergyman John Harvard an alumnus of the University of Cambridge who had left the school £779 and his scholars library of some 400 volumes. The charter creating the Harvard Corporation was granted in 1650 and it offered a classic curriculum on the English university model—many leaders in the colony had attended the University of Cambridge—but conformed to the tenets of Puritanism. It was never affiliated with any denomination, but many of its earliest graduates went on to become clergymen in Congregational. The leading Boston divine Increase Mather served as president from 1685 to 1701, in 1708, John Leverett became the first president who was not also a clergyman, which marked a turning of the college toward intellectual independence from Puritanism. When the Hollis Professor of Divinity David Tappan died in 1803 and the president of Harvard Joseph Willard died a year later, in 1804, in 1846, the natural history lectures of Louis Agassiz were acclaimed both in New York and on the campus at Harvard College. Agassizs approach was distinctly idealist and posited Americans participation in the Divine Nature, agassizs perspective on science combined observation with intuition and the assumption that a person can grasp the divine plan in all phenomena. When it came to explaining life-forms, Agassiz resorted to matters of shape based on an archetype for his evidence. Charles W. Eliot, president 1869–1909, eliminated the position of Christianity from the curriculum while opening it to student self-direction. While Eliot was the most crucial figure in the secularization of American higher education, he was motivated not by a desire to secularize education, during the 20th century, Harvards international reputation grew as a burgeoning endowment and prominent professors expanded the universitys scope. Rapid enrollment growth continued as new schools were begun and the undergraduate College expanded. Radcliffe College, established in 1879 as sister school of Harvard College, Harvard became a founding member of the Association of American Universities in 1900. In the early 20th century, the student body was predominately old-stock, high-status Protestants, especially Episcopalians, Congregationalists, by the 1970s it was much more diversified
9.
MIT Sloan School of Management
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The MIT Sloan School of Management is the business school of the Massachusetts Institute of Technology, in Cambridge, Massachusetts, United States. MIT Sloan offers bachelors, masters, and doctoral degree programs and its full-time MBA program is one of the most selective in the world, and is ranked #1 in more disciplines than any other business school. MIT Sloan emphasizes innovation in practice and research, the faculty has included numerous Nobel laureates in economics and John Bates Clark Medal winners. MIT Sloan Management Review, an academic journal, has been published by the school since 1959. The annual MIT Sloan Sports Analytics Conference attracts leaders from the NBA, NFL, WWE, NHL, Premier League, the MIT Sloan School of Management began in 1914, as the engineering administration curriculum in the MIT Department of Economics and Statistics. The scope and depth of this educational focus grew steadily in response to advances in the theory, a program offering a masters degree in management was established in 1925. An Alfred P. Sloan Foundation grant established the MIT School of Industrial Management in 1952 with the charge of educating the ideal manager, in 1964, the school was renamed in Sloans honor as the Alfred P. Sloan School of Management. In the following decades, the school grew to the point that in 2000, in 2005, an undergraduate minor in management was opened to 100 students each year. In 2014, the school celebrated 100 years of management education at MIT, the mission of MIT Sloan is to develop principled, innovative leaders who improve the world and to generate ideas that advance management practice. Since its founding, the school has initiated many efforts to improve regional economies. In the 1960s, the played a leading role in founding the first Indian Institute of Management. In 2014, the school launched the Regional Entrepreneurship Acceleration Program, the curriculum is focused on action learning, which requires that students apply concepts learned in the classroom to real-world business settings. Courses are taught using the method, lectures, team projects. The academic level of coursework is considered extremely demanding by business school standards, with a emphasis on analytical reasoning. Academic rigor has an influence on the schools culture. The first semester, also known as the core, is considered the most difficult semester by design. Courses are graded using letter grades and on the standard five-point MIT scale, in its graduate programs, anything less than a 4.0 average will result in the student not being allowed to graduate. Unlike most business schools, MIT Sloan does not offer any academic honors at graduation, the philosophy behind this is that the honor is in being an MIT graduate
10.
American Jews
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American Jews, also known as Jewish Americans, are Americans who are Jews, either by religion, ethnicity, or nationality. The Jewish community in the United States is composed predominantly of Ashkenazi Jews and their US-born descendants, Minority Jewish ethnic divisions are also represented, including Sephardic Jews, Mizrahi Jews, and a smaller percentage of converts to Judaism. The American Jewish community manifests a wide range of Jewish cultural traditions, depending on religious definitions and varying population data, the United States is home to the largest or second largest Jewish community in the world. In 2012, the American Jewish population was estimated at between 5.5 and 8 million, depending on the definition of the term and this constitutes between 1. 7% and 2. 6% of the total U. S. population. Jews have been present in what is today the United States of America since the mid-17th century, however, they were small in number, with at most 200 to 300 having arrived by 1700. The majority were Sephardic Jewish immigrants of Spanish and Portuguese ancestry, until after 1720 when Ashkenazi Jews from Central, after passage of the Plantation Act of 1740, Jews were specifically permitted to become British citizens and immigrate to the colonies. Until about 1830, Charleston, South Carolina had more Jews than anywhere else in North America and they primarily became merchants and shop-owners. Jewish migration to the United States increased dramatically in the early 1880s, as a result of persecution, many Jews also emigrated from Romania. Over 2,000,000 Jews landed between the late 19th century and 1924, when the Immigration Act of 1924 restricted immigration, most settled in the New York metropolitan area, establishing the worlds major concentrations of Jewish population. In 1915 the circulation of the daily Yiddish newspapers was half a million in New York City alone, in addition thousands more subscribed to the numerous weekly papers and the many magazines. American Jewish writers of the time urged assimilation and integration into the wider American culture,500,000 American Jews fought in World War II, and after the war younger families joined the new trend of suburbanization. There, Jews became increasingly assimilated and demonstrated rising intermarriage, more recent waves of Jewish emigration from Russia and other regions have largely joined the mainstream American Jewish community. Americans of Jewish descent have been successful in many fields. Scholars debate whether the historical experience for Jews in the United States has been such a unique experience as to validate American exceptionalism. Korelitz shows how American Jews during the late 19th and early 20th centuries abandoned a racial definition of Jewishness in favor of one that embraced ethnicity. The key to understanding this transition from a racial self-definition to a cultural or ethnic one can be found in the ‘’Menorah Journal’’ between 1915 and 1925, siporin uses the family folklore of ethnic Jews to their collective history and its transformation into an historical art form. They tell us how Jews have survived being uprooted and transformed, many immigrant narratives bear a theme of the arbitrary nature of fate and the reduced state of immigrants in a new culture. By contrast, ethnic family narratives tend to show the more in charge of his life
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