Touch ID is an electronic fingerprint recognition feature designed and released by Apple Inc. that allows users to unlock devices, make purchases in the various Apple digital media stores, and authenticate Apple Pay online or in apps. It can also be used to lock and unlock password-protected notes on iPhone and iPad. Touch ID was first introduced in iPhones with the iPhone 5s in 2013. In 2015, Apple introduced a faster second-generation Touch ID in the iPhone 6s; a year later in 2016, it made its laptop debut in the MacBook Pro integrated on the right side of the Touch Bar. Touch ID has been used on all iPads since the iPad Air 2 was introduced in 2014. In MacBooks, each user account can have up to three fingerprints, and a total of five fingerprints across the system. Fingerprint information is stored locally in a secure enclave on the Apple A7 and later chips, not in the cloud, a design choice intended to secure fingerprint information from users or malicious attackers.
Touch ID module of an iPhone 6s
Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It does not require Apple Pay–specific contactless payment terminals; it can work with any merchant that accepts contactless payments. It adds two-factor authentication via Touch ID, Face ID, Optic ID, PIN, or passcode. Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication.
Paying for coffee with Square's contactless + chip reader