Yorkshire Bank is a trading name used by Clydesdale Bank plc for its retail banking operations in England. Yorkshire Bank was founded in 1859 as the West Riding Penny Savings Bank and adopted its present name in 1959, it was acquired by National Australia Bank in 1990 and was merged into NAB's other subsidiary, Clydesdale Bank in 2005, continuing to operate as distinct trading division. In 2016 NAB divested its UK operations as CYBG plc which went on to acquire Virgin Money plc in 2018; the Yorkshire Bank name is expected to be phased out in favour of the Virgin Money brand during 2020. The bank was established on 1 May 1859 by Colonel Edward Akroyd of Halifax. Based in Leeds in the West Riding of Yorkshire it was known as the West Riding Penny Savings Bank, it had been planned as a provident society but the status of savings bank was chosen. The bank was registered under the Friendly Societies Act and individual deposits were restricted to £30 per annum, up to a cumulative balance of £150. Within a year, the bank had opened 24 branches, a further 104 in the year after.
Sub-branches were opened in schools and church halls. The bank was operated on a non profit making basis and in 1860 it was decided to extend operation to the other Ridings of Yorkshire. To recognise this the name was changed to the Yorkshire Penny Bank. In 1872, it issued cheque books for the first time for small tradesmen. At that time the bank became the first to create school banks, to encourage the idea of saving at an early age. In 1911 depositors' balances were valued at £18 million although reserves were only £500,000 and that existing guarantees were not enough; the Bank of England organised a takeover by a consortium of banks and the Yorkshire Penny Bank adopted limited liability. After this the bank was able to offer overdrafts for the first time. In its centenary year of 1959, the bank's name changed to Yorkshire Bank Limited. During the 1970s the bank became one of the first to offer fee free banking whilst in credit, a move that took bigger rivals a decade to follow. In 1982, it adopted public limited company status.
During the miners' strike from 1984 to 1985, the bank offered miners who were mortgage holders a deferment, allowing them to postpone payments for the duration of the dispute. The strike took place in the bank's heartland and many miners were customers, having been encouraged by the National Coal Board to have their pay mandated to a bank account. In 1990, the National Australia Bank Group acquired the bank from the consortium of owning banks which, after mergers and acquisitions, were the National Westminster Bank, Barclays Bank, Lloyds Bank, Royal Bank of Scotland; the price paid was £1 billion and the bank joined National Australia Bank's other European businesses, Clydesdale Bank and Northern Bank. In May 2005, the National Australia Bank announced its intention to merge the Yorkshire Bank with the Clydesdale under one operating licence, in which the former would be a trading name of the latter. Both operate under separate identities although the Clydesdale brand is the one, used in further expansion into the south of England.
At the same time 40 branches were closed, a reduction of a fifth of the Yorkshire Bank network. In 2006 underlying profit rose 16.7 per cent to £454 million compared with a year earlier, while post-tax earnings climbed 12.8 per cent to £229 million. Total income was up 8.7 per cent at £1,193 million, while net interest income climbed 14.6 per cent to £769 million. In April 2012, National Australia Bank completed a strategic review of its businesses in the United Kingdom and decided to scale back operations stopping Commercial Property Investment lending and closing 29 Financial Solutions Centres, with the resultant loss of 1,400 jobs over three years. In July 2013, Yorkshire Bank forgot to renew its domain name, leading to customers being unable to log onto its website for a number of days. Yorkshire Bank blamed individual ISPs saying. On 2 September 2014 the bank suffered more IT related issues as its systems left customers unable to make or receive payments for a period of time. National Australia Bank confirmed in October 2014 that it planned to exit the United Kingdom, was considering a number of options for Yorkshire and Clydesdale Banks, including a possible stock market listing.
In October 2015, NAB announced that it will float Clydesdale Bank plc, including Yorkshire Bank, on the London Stock Exchange in February 2016 through an initial public offering, with an aim of raising £2 billion. Clydesdale Bank plc's newly formed holding company CYBG plc began conditional trading on the LSE and the Australian Securities Exchange on 3 February 2016, began trading unconditionally from 8 February 2016. In June 2018, CYBG plc announced it would acquire Virgin Money for £1.7 billion in an all-stock deal. One in six employees are expected to lose their jobs in the takeover, which will result in retail customers being migrated to the Virgin Money brand over three years. In June 2019, CYBG plc announced its plans to consolidate its businesses under the Virgin Money brand. B and Yorkshire Bank, which exist as trading divisions of Clydesdale Bank plc will begin to use the Virgin Money name in early 2020 and Clydesdale Bank will use the new name from late 2020 to early 2021. In preparation for re-branding, the existing Virgin Money plc was merged into the existing Clydesdale Bank plc on 21 October 2019.
List of banks in the United King
A practical joke device is a prop or toy intended to confuse, frighten, or amuse individuals as a prank. These objects are harmless facsimiles of disgusting or terrifying objects, such as vomit or spilled nail polish. In other instances, they are created as harmless items designed to humorously malfunction in such a way as to confuse or harm the target of a prank; the devices are sold in magic or specialty shops, purchased over the Internet, or crafted for oneself. The most notable such device is the whoopee cushion. Though employed at events and gatherings, practical joke devices are sometimes seen in everyday life, either as a mechanism of play by children, or among adult co-workers in a work environment. In addition to commercially manufactured practical joke devices, everyday objects have been converted into joke devices by purveyors of pranks. Excrement pile Soiled diaper Vomit Snot "New, lemon yellow Ty-D-Bol" Artificial body parts can be, for example, attached on or under autos. Artificial arm, foot or hand jammed finger oversized feet protruding eyes Truck nutz Arrow in head Arrow and fake blood Nail through finger or head Knife in head A fake shark dorsal fin to appear to onlookers as a live shark pursuing a swimmer at a public beach or pool Vermin: mice, snakes, worms, etc.
Partial stuffed toy animals A stuffed-animal tiger's tail as a promotional gimmick for "a tiger in your tank" Partial animals such as a half cat, designed to appear so that the rest of the animal is trapped in a closed/latched door or storage compartment Roadkill animals or fake remains of injured animals. One such "Dead Dog Prop", billed as a "foam filled latex prop of a skinned dog with large tire track squished through its mid torso, chain attached for dragging purposes," was pulled from Sears and Amazon websites a few days before Halloween 2013. Scare masks Scare teeth that are similar to dentures Lit cigarette lookalike device Bang-producing matches Exploding cigars Exploding cigarette inserts Cigarette burn sticker Squirting cigarette Lighters Everlasting ash Fake blood Magic ink Stink bomb Broken egg with shell Fake spilled liquid with container, such as nail polish, chocolate syrup, red wine, etc. Squirting flower or camera Whoopee cushion Fart Machine Fart spray Sneezing Powder Itching Powder Exhaust pipe whistle tips Fart powder Pen Camera Bitter candy Golf ball made of gypsum Beer mug with enclosed liquid Pack of chewing gum Water balloons Squeaking salt shaker Banana peels Foaming sugar cube Ring Telescope with ink on lens Snake nut can looks like a can of nuts but has a spring snake inside, surprising the victim when opened.
Novelty soap Soot soap - turns hands black Blood soap Butt/Face soap Toilet paper Printed slogans such as a John Wayne or Chuck Norris roll, "Rough and doesn't take poop from anybody" No tear toilet paper Various printed patterns: caution tape, crime scene tape, sandpaper, or cheese grater teeth Fake lotto tickets Fake traffic tickets Fake or novelty currency Coin glued to a sidewalk or bogus currency glued inside a toilet bowl where hapless finders will attempt to retrieve it Banknotes printed on one side only or one half of the page, so as to look valid when folded. Once unfolded, the remainder of the document is blank or carries a message or promotional advertisement Fake denominations of currency such as the three dollar bill or the pink pound. Another variant is the use of unrealistically-large fictional denominations such as one million or a billion dollars. Currency depicting recent incumbent politicians instead of historical leaders casting them in an unfavourable light. A Pierre Elliott Trudeau "fuddle dollar" may identify itself as inflated and worthless currency, or a non-standard denomination with Nixon, Bush, or Trump presidential likenesses may infer itself to be unreliable, untrustworthy, or worthless as a means of parodying these figures.
Currency issued by fictional, defunct, or non-sovereign entities, such as a reprint of the now-worthless Confederate dollar or a parody "Quebuck" purporting to be issued by Québec separatists. Currency issued on non-standard media or marked on its face as "funny money" issued by counterfeiters. Camouflage passports from fictional nations or planets. A bogus charge card entitled "Major Credit Card" and purporting to be "for major purchases only". A bogus charge card whose name and branding is a clear parody of an existing, well-known card and slogan. A Yakov Smirnoff book cover depicting a Russian version of American Express with slogan "Don't leave home" is one example. Joy buzzer Bullet glasscrack DVD rewinder Covert TV Clicker; these differ from standard universal remote controls in that they blindly, without interruption, send the turn-off code for every make of television in sequence. No attempt is made to determine which
Dennis C. Golden is a former American football coach for Framingham State University and a college president for Fontbonne University, he played college football at the College of the Holy Cross. Golden was born in Queens, he graduated in its inaugural class. He practiced basketball. Golden was a two–way starter at tackle for the Holy Cross Crusaders football team, where he was a team co–captain in 1962 under head coach Eddie Anderson. Golden was drafted by the Dallas Cowboys in the 16th round of the 1963 NFL Draft, but he instead chose to enlist in the United States Marines and pursue a career in education, he was a part of the Quantico 1963 Armed Forces Championship football team. In 1966, he signed a contract with the Boston Patriots of the American Football League, but was waived on August 30. In 1974, he was inducted into the Holy Cross Varsity Club Hall of Fame. In 2014, he received the Holy Cross Receives Sanctae Crucis Award. Golden was the head football coach at Framingham State University, a position he held from 1972 to 1981, finishing with record of 47 wins and 36 losses.
He was a Vice President for Student Affairs at three different universities. He served as President of the National Association of Student Personnel Administrators and Chairman of the Board of the Association of Catholic Colleges and Universities. From 1995 to 2014, Golden was the president of Fontbonne University in Missouri. During his tenure, Golden oversaw $32 million in capital improvements on the school's campus. Holy Cross Hall of Fame profile Retirement Lifestyle: Dennis Golden
"Chorus" is a song by Erasure. It is first single from the duo's fifth studio album Chorus, it was released in 1991 by Mute Records in the UK and Sire Records in the US. Produced by Martyn Phillips and written by Erasure members Vince Clarke and Andy Bell, "Chorus" is an uptempo synthpop song featuring Clarke's electronic soundscapes and Phillips' computerized production. Issued prior to the release of the Chorus album, the single returned Erasure to the upper reaches of the UK Singles Chart and peaking at number three for two weeks. "Chorus" was a success in Switzerland, reaching number 10. In the United States, the single became Erasure's first Billboard Hot 100 entry since "Stop!" in 1989, climbing to number 83. It was more successful on the Billboard Modern Rock Tracks chart, where it peaked at number four to become the band's highest-placing song on this listing. AllMusic editor Ned Raggett described the song as "another great Erasure anthem" in his review of Chorus. 7" single / cassette single "Chorus" "Over the Rainbow"12" single "Chorus" "Chorus" "Snappy" "Chorus" CD single "Chorus" "Chorus" "Snappy" "Over the Rainbow"CD single "Chorus" "Chorus" "Snappy" "Chorus" "Chorus" "Snappy" "Over The Rainbow" Lyrics of this song at MetroLyrics
The Viking 33 is a Canadian sailboat, designed by Cuthbertson & Cassian and first built in 1971. The design was built by Ontario Yachts in Canada between 1971 and 1973, but it is now out of production; the Viking 33 design was developed into the Viking 34 in 1973. The Viking 34 features a Peterson-style keel, a new interior design and a 1.5 ft taller mast. Both designs have the same length overall of 33.58 ft. The Viking 33 is a small recreational keelboat, built predominantly of fiberglass, with wood trim, it has a masthead sloop rig, a raked stem, a raised reverse transom, an internally-mounted spade-type rudder controlled by a tiller and a fixed swept fin keel. It carries 4,512 lb of ballast; the boat has a draft of 5.50 ft with the standard keel fitted. It has 6.17 ft of headroom below decks. The boat came factory-equipped with a 30 hp Universal Atomic 4 gasoline engine; the design has a PHRF racing average handicap of 138 with a high of 141 and low of 138. It has a hull speed of 6.98 kn. In a review Michael McGoldrick wrote, "Although the design is getting a little old, the Viking 33 still has to rate as one of the better looking boats on the water.
It has a graceful bow. It may be just a touch narrower than the boats that were built in the 1980s, but it still has the appearance of a contemporary yacht. Like the Ontario 32, the Viking was designed by C&C and built by Ontario Yachts. Unlike the Ontario 32, this boat was designed with racing in mind." List of sailing boat typesRelated development Viking 34Similar sailboats Abbott 33 Alajuela 33 Arco 33 C&C 33 C&C 101 C&C SR 33 Cape Dory 33 Cape Dory 330 CS 33 Endeavour 33 Hans Christian 33 Hunter 33 Hunter 33-2004 Hunter 33.5 Hunter 333 Hunter 336 Hunter 340 Marlow-Hunter 33 Mirage 33 Moorings 335 Nonsuch 33 Tanzer 10 Watkins 33 Media related to Viking 33 at Wikimedia Commons
Lautten Compagney is an instrumental ensemble based in Berlin, Germany. Founded in 1984 by Hans-Werner Apel and Wolfgang Katschner, now the principal conductor, it specialises in Early music and Baroque music, notably the operas of Handel. Lautten Compagney was founded in 1984 as a lute duo by lutenists Hans-Werner Apel and Wolfgang Katschner; the ensemble grew and plays in varied formation, specialising in Early music and Baroque music, notably the operas of Handel. Katschner is the principal conductor, Abel plays in the continuo group. Twice a year the group runs AEQUINOX, in Neuruppin; the ensemble has played choral works in concert and recording, collaborating with notable singers and ensembles. In varied formation from chamber ensemble to opera orchestra, they performed with vocal ensemble Capella Angelica founded by Katschner, the Sing-Akademie zu Berlin, works including Handel's Der Messias and Bach's Passions. In 2007 they recorded cantatas by Dieterich Buxtehude. In 2010 they performed Bach's Köthener Trauermusik in the reconstruction by Alexander Ferdinand Grychtolik in the Sophienkirche Berlin.
In 2011 they played Handel's opera Rinaldo, 300 years after its premiere, with Valer Barna-Sabadus in the title role. In 2012 they performed Handel's oratorio La resurrezione, staged by Kobie van Rensburg, Bach's Christmas Oratorio. For the Rheingau Musik Festival's annual Marienvesper at Eberbach Abbey, they performed Monteverdi's Vespers in 2013 with ensemble amarcord and five additional guest singers. In December 2015 the European Broadcasting Union included the Lautten Compagney in its annual Christmas radio programme, broadcast across various European countries; the group played a selection of music from the Bach cantatas in instrumental arrangements. Lautten Compagney won an ECHO Klassik award in 2010 in the category Ensemble – Alte Musik, they were awarded the Rheingau Music Prize in 2012. Bach – Die Motetten. Deutsche Harmonia Mundi, 2012 Handel with Care, instrumental arrangements of arias by Handel. Deutsche Harmonia Mundi, 2012 Timeless, music by Tarquinio Merula and Philip Glass. Deutsche Harmonia Mundi, 2009 Heinrich Schütz: Weihnachtshistorie and works by Dietrich Buxtehude, Johann Philipp Krieger, Johann Theile, Susanne Rydén, Christoph Prégardien, Capella Angelica.
Berlin Classics, 2007 Handel: Der Messias, German version by Johann Gottfried Herder. Sharon Rostorf-Zamir, Maria Riccarda Wesseling, Kobie van Rensburg, Raimund Nolte, Dresdner Kammerchor. Deutsche Harmonia Mundi 2007 Dietrich Buxtehude: Cantatas II, Capella Angelica. Carus-Verlag, 2007 Buxtehude: Cantatas I, Barbara Christina Steude. Carus-Verlag, 2007 Buxtehude: Membra Jesu Nostri, Capella Angelica. Raumklang, 2006 Carissimi: Dixit Dominus, Judicium Extremum. Capella Angelica. Coviello Classics, 2006Artist recitals Henry Purcell: Love's Madness. Dorothee Mields, Carus Verlag, 2012 Henry Purcell: Love Songs. Dorothee Mields, Carus Verlag, 2010 Handel: La Diva – Arias for Cuzzoni, Simone Kermes. Berlin Classics Il pianto d'Orfeo, Kobie van Rensburg, New Classical Adventure 2006 Mia Vita, Mio Bene, Ann Hallenberg and Ditte Andersen Berlin Classics, 2006 Handel arias, Maria Ricarda Wesseling, Claves Records, 2005 My personal Handel collection, Lynne Dawson, Berlin Classics, 2003 Dolce mio ben, arias by Gasparini, Magini, Sarri.
Maite Beaumont, Berlin 2003 Songs of an English cavalier, works by John Dowland, Thomas Campion, Henry Lawes, John Blow, Henry Purcell. Kobie van Rensburg, New Classical Adventure, 2001 Handel's Beard, Kobie van Rensburg, New Classical Adventure, 2001 Johann Philipp Krieger: Lieben und geliebt werden Arias, Mona Spägele, Wilfried Jochens, Wolf Matthias Friedrich, New Classical Adventure, 1995 Lautten Compagney official website Lautten Compagney at AllMusic Lautten Compagney bach-cantatas