Hydropunctaria maura, still often called by the older name Verrucaria maura and commonly known as tar lichen, is a species of saxicolous (rock-dwelling), crustose lichen belonging to the family Verrucariaceae. A perennial species that does not experience seasonal variations, it is the type species of the genus Hydropunctaria. The medulla is a black basal layer that forms columns to the upper surface and isolates the algae into pockets near the upper surface. The black band formed by H. maura can often be seen at a distance as a marker of the high water point.

Verrucariaceae is a family of lichens and a few non-lichenised fungi in the order Verrucariales. The lichens have a wide variety of thallus forms, from crustose (crust-like) to foliose (bushy) and squamulose (scaly). Most of them grow on land, some in freshwater and a few in the sea. Many are free-living but there are some species that are parasites on other lichens, while one marine species always lives together with a leafy green alga.